Compare Acura MDX Insurance Rates [How to Find Cheap Rates]
Acura MDX insurance rates cost $122 per month ($1,468 per year) on average. You can find cheap Acura MDX insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $863 a year.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 23, 2020
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Key takeaways:
- Full coverage costs around $1,468 a year or $122 each month
- A liability-only policy costs around $588 a year or $49 each month
- Highest rates are for teenage drivers at around $5,366 a year or $447 each month
- Good drivers can save as much as $605 a year by earning policy discounts
- Acura MDX insurance costs around $51 less per year than the average vehicle
Acura MDX insurance rates are $122 per month for full coverage and $49 per month for liability-only coverage. You can save $605 on Acura MDX insurance rates through policy discounts. Continue reading to learn more.
You can start comparing quotes for Acura MDX auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Acura MDX Insurance Cost
The average Acura MDX auto insurance costs are $1,468 a year or $122 a month.
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Are Acura MDXs Expensive to Insure?
The chart below details how Acura MDX insurance rates compare to other SUVs like the Lexus RX 350, GMC Yukon, and Audi Q3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura MDX Insurance?
The Acura MDX trim and model you choose can impact the total price you will pay for Acura MDX insurance coverage.
Age of the Vehicle
Older Acura MDX models generally cost less to insure. For example, auto insurance rates for a 2020 Acura MDX are $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Acura MDX | $376 | $562 | $372 | $1,468 |
| 2019 Acura MDX | $358 | $542 | $390 | $1,448 |
| 2018 Acura MDX | $344 | $536 | $398 | $1,436 |
| 2017 Acura MDX | $332 | $524 | $416 | $1,430 |
| 2016 Acura MDX | $320 | $502 | $430 | $1,410 |
| 2015 Acura MDX | $304 | $484 | $442 | $1,388 |
| 2014 Acura MDX | $292 | $450 | $452 | $1,352 |
| 2013 Acura MDX | $280 | $424 | $456 | $1,318 |
| 2012 Acura MDX | $268 | $380 | $460 | $1,266 |
| 2011 Acura MDX | $250 | $350 | $460 | $1,218 |
| 2010 Acura MDX | $242 | $328 | $464 | $1,192 |
Driver Age
Driver age can have a significant impact on Acura MDX auto insurance rates. For instance, a 30-year-old driver may pay $65 more each year for Acura MDX auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in New York may pay $895 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Acura MDX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura MDX auto insurance rates with violations on their driving record.
Acura MDX Safety Ratings
Your Acura MDX auto insurance rates are influenced by the Acura MDX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura MDX Crash Test Ratings
Not only do good Acura MDX crash test ratings mean you are better protected in a crash, but good Acura MDX crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Acura MDX SPORT HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura MDX Safety Features
The more safety features you have on your Acura MDX, the more likely it is that you can earn a discount. The Acura MDX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura MDX Insurance Loss Probability
Review the Acura MDX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura MDX auto insurance costs; higher percentages mean higher Acura MDX auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -27% |
|---|---|
| Property Damage | -20% |
| Comprehensive | 2% |
| Personal Injury | -37% |
| Medical Payment | -44% |
| Bodily Injury | -37% |
| Source: Insurance Institute for Highway Safety | |
Acura MDX Finance and Insurance Cost
If you are financing a Acura MDX, most lenders will require your carry higher Acura MDX coverage options including comprehensive coverage, so be sure to shop around and compare Acura MDX auto insurance rates from the best companies using our FREE tool below.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ways to Save on Acura MDX Insurance
You can save more money on your Acura MDX auto insurance rates by employing any of the following five strategies.
- Buy An Older Acura MDX
- Buy Your Acura MDX with Cash, or Get a Shorter-Term Loan
- Ask About Student Discounts
- Compare Insurance Companies After Moving
- Understand that Insurance Companies Can’t Change Your Acura MDX Auto Insurance Rates Mid-Term Based on Changes to Your Credit Score
Top Acura MDX Insurance Companies
The best auto insurance companies for Acura MDX auto insurance rates will offer competitive rates, discounts, and account for the Acura MDX’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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