Best Cheap Auto Insurance in Cedaredge, CO (2021)

The average Cedaredge, CO auto insurance rates are $294 per month. The minimum auto insurance in Cedaredge is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Cedaredge, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cedaredge, CO for senior drivers are $2,083 per year
  • The most expensive auto insurance company in Cedaredge for teen drivers is Allstate
  • The cheapest auto insurance company in Cedaredge is GEICO

Cedaredge, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Cedaredge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedaredge, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Cedaredge to other Colorado cities, including Centennial auto insurance rates, Pueblo auto insurance rates, and Aurora auto insurance rates to see how Cedaredge, Colorado auto insurance rates stack up.

Before you buy Cedaredge, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedaredge, Colorado auto insurance quotes.

Minimum Auto Insurance in Cedaredge, Colorado

Cedaredge, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedaredge, Colorado.

Minimum Required Auto Insurance Coverage in Cedaredge, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cedaredge, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cedaredge, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedaredge, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,464 $3,240 $3,088 $3,125 $11,805 $12,366 $3,854 $3,905
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,676 $2,650 $2,433 $2,625 $9,788 $9,802 $2,928 $2,953
GEICO $1,561 $1,700 $1,622 $1,814 $4,836 $5,148 $1,437 $1,477
Liberty Mutual $1,799 $1,781 $1,519 $1,664 $5,062 $5,523 $1,820 $1,859
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,464 $2,310 $2,122 $2,121 $8,139 $9,119 $2,785 $2,718
State Farm $1,732 $1,732 $1,554 $1,554 $4,938 $6,255 $1,936 $2,294
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Cedaredge, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cedaredge, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Cedaredge, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Cedaredge, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,805 $12,366
American Family $5,878 $7,883
Farmers $9,788 $9,802
GEICO $4,836 $5,148
Liberty Mutual $5,062 $5,523
Nationwide $5,148 $6,579
Progressive $8,139 $9,119
State Farm $4,938 $6,255
USAA $5,325 $6,108

Cheap Cedaredge, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Cedaredge, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cedaredge, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,088 $3,125
American Family $2,188 $2,188
Farmers $2,433 $2,625
GEICO $1,622 $1,814
Liberty Mutual $1,519 $1,664
Nationwide $1,839 $1,943
Progressive $2,122 $2,121
State Farm $1,554 $1,554
USAA $2,042 $2,056

Cheap Cedaredge, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedaredge, Colorado compared to the annual auto insurance rates with a clean record in Cedaredge, Colorado.

Annual Cedaredge, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,780 $5,487 $6,736 $5,420
American Family $2,623 $3,729 $4,868 $2,974
Farmers $3,788 $4,861 $4,797 $4,481
GEICO $1,744 $2,684 $3,093 $2,276
Liberty Mutual $2,294 $2,690 $2,810 $2,719
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,451 $4,768 $3,642 $4,028
State Farm $2,533 $2,966 $2,749 $2,749
USAA $2,344 $2,849 $4,987 $2,642

Cheap Cedaredge, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cedaredge, Colorado is not easy. Compare the annual rates for DUI auto insurance in Cedaredge, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Cedaredge, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,736
American Family $4,868
Farmers $4,797
GEICO $3,093
Liberty Mutual $2,810
Nationwide $4,083
Progressive $3,642
State Farm $2,749
USAA $4,987

Cheap Cedaredge, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cedaredge, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cedaredge, Colorado

Insurance Company Poor Fair Good
Allstate $7,152 $5,503 $4,162
American Family $4,613 $3,282 $2,750
Farmers $5,225 $4,215 $4,005
GEICO $2,939 $2,449 $1,960
Liberty Mutual $3,766 $2,290 $1,829
Nationwide $3,706 $2,939 $2,563
Progressive $4,530 $3,854 $3,533
State Farm $3,816 $2,453 $1,978
USAA $4,757 $2,700 $2,160

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Cheap Cedaredge, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cedaredge, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Cedaredge, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cedaredge, Colorado

ZIP Code Average Annual Rates
81413 $3,245

Cheap Cedaredge, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Cedaredge, Colorado auto insurance. Find the cheapest annual Cedaredge, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cedaredge, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,606 $5,606
American Family $3,472 $3,624
Farmers $4,482 $4,482
GEICO $2,399 $2,500
Liberty Mutual $2,628 $2,628
Nationwide $3,069 $3,069
Progressive $3,972 $3,972
State Farm $2,682 $2,816
USAA $3,115 $3,296

Cheap Cedaredge, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cedaredge, Colorado? Check out the comparison of annual Cedaredge, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedaredge, Colorado

Insurance Company Low Medium High
Allstate $5,374 $5,591 $5,853
American Family $3,381 $3,622 $3,642
Farmers $3,937 $4,420 $5,089
GEICO $2,263 $2,418 $2,667
Liberty Mutual $2,500 $2,620 $2,766
Nationwide $3,080 $3,067 $3,061
Progressive $3,710 $3,982 $4,225
State Farm $2,572 $2,750 $2,925
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Cedaredge, Colorado

Compare the cheapest auto insurance companies in Cedaredge, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cedaredge, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Cedaredge, Colorado Auto Insurance Companies

What auto insurance companies in Cedaredge, Colorado are the cheapest? Compare the top Cedaredge, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cedaredge, Colorado

Insurance Company Average Annual Rates
Allstate $5,606
American Family $3,548
Farmers $4,482
GEICO $2,449
Liberty Mutual $2,628
Nationwide $3,069
Progressive $3,972
State Farm $2,749
USAA $3,206

What affects auto insurance rates in Cedaredge, Colorado?

There are a lot of reasons why auto insurance rates in Cedaredge, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedaredge, Colorado. Many local factors may affect your Cedaredge auto insurance rates.

Cedaredge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedaredge, Colorado commute length is 31.8 minutes according to City-Data.

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Compare Cedaredge, Colorado Auto Insurance Quotes

Before you buy Cedaredge, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedaredge, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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