Best Cheap Auto Insurance in Bar Harbor, ME (2021)

The average Bar Harbor, ME auto insurance rates are $227 per month. The minimum auto insurance in Bar Harbor is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Bar Harbor, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bar Harbor is 12.5 minutes
  • The minimum auto insurance required in Bar Harbor, Maine is 50/100/25
  • Average auto insurance rates in Bar Harbor, ME for senior drivers are $1,595 per year

Bar Harbor, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Bar Harbor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bar Harbor, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Bar Harbor to other Maine cities, including Bangor auto insurance rates, Portland auto insurance rates, and Augusta auto insurance rates to see how Bar Harbor, Maine auto insurance rates stack up.

Before you buy Bar Harbor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bar Harbor, Maine auto insurance quotes.

Minimum Auto Insurance in Bar Harbor, Maine

Bar Harbor, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bar Harbor, Maine.

Minimum Required Auto Insurance Coverage in Bar Harbor, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bar Harbor, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bar Harbor, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bar Harbor, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,724 $1,770 $1,549 $1,679 $4,334 $5,830 $1,873 $2,097
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,152 $2,110 $2,152 $2,110 $8,956 $10,073 $2,509 $2,843
State Farm $1,276 $1,276 $1,200 $1,200 $4,034 $5,024 $1,421 $1,558
Travelers $1,235 $1,283 $1,121 $1,147 $4,991 $6,748 $1,232 $1,429
USAA $923 $914 $917 $899 $3,008 $3,326 $1,178 $1,246

Cheap Bar Harbor, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bar Harbor, Maine is a challenge. Take a look at the annual teen auto insurance rates in Bar Harbor, Maine.

Annual Auto Insurance Rates for Teen Drivers in Bar Harbor, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,334 $5,830
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,543 $9,799
Progressive $8,956 $10,073
State Farm $4,034 $5,024
Travelers $4,991 $6,748
USAA $3,008 $3,326

Cheap Bar Harbor, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Bar Harbor, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bar Harbor, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,679
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,925 $2,925
Progressive $2,152 $2,110
State Farm $1,200 $1,200
Travelers $1,121 $1,147
USAA $917 $899

Cheap Bar Harbor, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bar Harbor, Maine compared to the annual auto insurance rates with a clean record in Bar Harbor, Maine.

Annual Bar Harbor, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,882 $3,019 $2,404
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,297 $5,566 $3,670 $3,920
State Farm $1,930 $2,318 $2,124 $2,124
Travelers $1,998 $2,221 $2,783 $2,590
USAA $1,181 $1,551 $2,175 $1,299

Cheap Bar Harbor, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bar Harbor, Maine is not easy. Compare the annual rates for DUI auto insurance in Bar Harbor, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Bar Harbor, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,019
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,601
Progressive $3,670
State Farm $2,124
Travelers $2,783
USAA $2,175

Cheap Bar Harbor, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bar Harbor, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bar Harbor, Maine

Insurance Company Poor Fair Good
Allstate $3,273 $2,499 $2,049
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,654 $3,985 $3,700
State Farm $3,093 $1,848 $1,431
Travelers $2,823 $2,313 $2,059
USAA $2,041 $1,398 $1,215

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Cheap Bar Harbor, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bar Harbor, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Bar Harbor, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bar Harbor, Maine

ZIP Code Average Annual Rates
4609 $2,360

Cheap Bar Harbor, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Bar Harbor, Maine auto insurance. Find the cheapest annual Bar Harbor, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bar Harbor, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,607 $2,607
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,375 $4,560
Progressive $4,113 $4,113
State Farm $2,054 $2,193
Travelers $2,398 $2,398
USAA $1,508 $1,595

Cheap Bar Harbor, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bar Harbor, Maine? Check out the comparison of annual Bar Harbor, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bar Harbor, Maine

Insurance Company Low Medium High
Allstate $2,577 $2,578 $2,666
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,030 $4,037 $4,271
State Farm $2,074 $2,103 $2,194
Travelers $2,362 $2,366 $2,467
USAA $1,524 $1,534 $1,596

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Best By Category: Cheapest Auto Insurance in Bar Harbor, Maine

Compare the cheapest auto insurance companies in Bar Harbor, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bar Harbor, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Bar Harbor, Maine Auto Insurance Companies

What auto insurance companies in Bar Harbor, Maine are the cheapest? Compare the top Bar Harbor, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bar Harbor, Maine

Insurance Company Average Annual Rates
Allstate $2,607
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,468
Progressive $4,113
State Farm $2,124
Travelers $2,398
USAA $1,551

What affects auto insurance rates in Bar Harbor, Maine?

There are a lot of reasons why auto insurance rates in Bar Harbor, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bar Harbor, Maine. Many local factors may affect your Bar Harbor auto insurance rates.

Bar Harbor Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bar Harbor, Maine commute length is 12.5 minutes according to City-Data.

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Compare Bar Harbor, Maine Auto Insurance Quotes

Before you buy Bar Harbor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bar Harbor, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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