Best Cheap Auto Insurance in Aurora, CO (2021)

The average Aurora, CO auto insurance rates are $374 per month. The minimum auto insurance in Aurora is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Aurora, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Aurora is 29.5 minutes
  • The cheapest auto insurance company in Aurora is Liberty Mutual
  • The minimum auto insurance required in Aurora, Colorado is 25/50/15

Aurora, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Aurora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aurora, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Aurora to other Colorado cities, including Colorado Springs auto insurance rates, Thornton auto insurance rates, and Fort Collins auto insurance rates to see how Aurora, Colorado auto insurance rates stack up.

Before you buy Aurora, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aurora, Colorado auto insurance quotes.

Minimum Auto Insurance in Aurora, Colorado

Aurora, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aurora, Colorado.

Minimum Required Auto Insurance Coverage in Aurora, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Aurora, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aurora, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aurora, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,802 $3,536 $3,465 $3,495 $13,905 $14,624 $4,108 $4,091
American Family $3,029 $3,029 $2,734 $2,734 $7,340 $9,878 $3,029 $3,703
Farmers $3,330 $3,298 $3,007 $3,256 $13,211 $13,335 $3,662 $3,681
GEICO $2,205 $2,440 $2,419 $2,815 $7,147 $7,506 $2,002 $2,002
Liberty Mutual $2,122 $2,032 $1,810 $1,999 $6,775 $7,386 $2,140 $2,141
Nationwide $3,138 $3,188 $2,806 $2,960 $8,109 $10,360 $3,630 $3,918
Progressive $2,841 $2,652 $2,517 $2,499 $10,055 $11,219 $3,189 $3,087
State Farm $2,351 $2,351 $2,148 $2,148 $7,136 $8,992 $2,645 $3,137
USAA $2,278 $2,256 $2,192 $2,174 $5,917 $6,758 $2,926 $3,158

Cheap Aurora, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aurora, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Aurora, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Aurora, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,905 $14,624
American Family $7,340 $9,878
Farmers $13,211 $13,335
GEICO $7,147 $7,506
Liberty Mutual $6,775 $7,386
Nationwide $8,109 $10,360
Progressive $10,055 $11,219
State Farm $7,136 $8,992
USAA $5,917 $6,758

Cheap Aurora, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Aurora, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aurora, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,465 $3,495
American Family $2,734 $2,734
Farmers $3,007 $3,256
GEICO $2,419 $2,815
Liberty Mutual $1,810 $1,999
Nationwide $2,806 $2,960
Progressive $2,517 $2,499
State Farm $2,148 $2,148
USAA $2,192 $2,174

Cheap Aurora, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aurora, Colorado compared to the annual auto insurance rates with a clean record in Aurora, Colorado.

Annual Aurora, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,388 $6,249 $7,723 $6,152
American Family $3,290 $4,623 $6,097 $3,729
Farmers $4,931 $6,363 $6,275 $5,821
GEICO $2,473 $3,921 $4,664 $3,210
Liberty Mutual $2,900 $3,393 $3,501 $3,409
Nationwide $3,659 $5,008 $6,359 $4,028
Progressive $4,093 $5,841 $4,322 $4,773
State Farm $3,527 $4,200 $3,864 $3,864
USAA $2,508 $3,083 $5,412 $2,826

Cheap Aurora, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aurora, Colorado is not easy. Compare the annual rates for DUI auto insurance in Aurora, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Aurora, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,723
American Family $6,097
Farmers $6,275
GEICO $4,664
Liberty Mutual $3,501
Nationwide $6,359
Progressive $4,322
State Farm $3,864
USAA $5,412

Cheap Aurora, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aurora, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aurora, Colorado

Insurance Company Poor Fair Good
Allstate $8,153 $6,270 $4,711
American Family $5,748 $4,107 $3,449
Farmers $6,768 $5,526 $5,248
GEICO $4,294 $3,567 $2,840
Liberty Mutual $4,712 $2,895 $2,295
Nationwide $5,759 $4,564 $3,969
Progressive $5,410 $4,622 $4,240
State Farm $5,360 $3,449 $2,782
USAA $5,091 $2,927 $2,353

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Cheap Aurora, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aurora, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Aurora, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aurora, Colorado

ZIP Code Average Annual Rates
80010 $4,371
80011 $4,207
80012 $4,323
80013 $4,069
80014 $4,191
80015 $3,930
80016 $3,884
80017 $4,162
80018 $4,071
80019 $3,986
80045 $4,268
80047 $4,199

Cheap Aurora, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Aurora, Colorado auto insurance. Find the cheapest annual Aurora, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aurora, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,378 $6,378
American Family $4,339 $4,531
Farmers $5,848 $5,848
GEICO $3,495 $3,639
Liberty Mutual $3,301 $3,301
Nationwide $4,764 $4,764
Progressive $4,757 $4,757
State Farm $3,766 $3,961
USAA $3,359 $3,555

Cheap Aurora, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aurora, Colorado? Check out the comparison of annual Aurora, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aurora, Colorado

Insurance Company Low Medium High
Allstate $5,940 $6,350 $6,843
American Family $4,198 $4,524 $4,581
Farmers $5,064 $5,756 $6,723
GEICO $3,086 $3,477 $4,139
Liberty Mutual $3,085 $3,287 $3,530
Nationwide $4,726 $4,771 $4,794
Progressive $4,284 $4,776 $5,213
State Farm $3,552 $3,868 $4,170
USAA $3,279 $3,458 $3,635

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Best By Category: Cheapest Auto Insurance in Aurora, Colorado

Compare the cheapest auto insurance companies in Aurora, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aurora, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Aurora, Colorado Auto Insurance Companies

What auto insurance companies in Aurora, Colorado are the cheapest? Compare the top Aurora, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aurora, Colorado

Insurance Company Average Annual Rates
Allstate $6,378
American Family $4,435
Farmers $5,848
GEICO $3,567
Liberty Mutual $3,301
Nationwide $4,764
Progressive $4,757
State Farm $3,864
USAA $3,457

What affects auto insurance rates in Aurora, Colorado?

There are a lot of reasons why auto insurance rates in Aurora, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aurora, Colorado. Many local factors may affect your Aurora auto insurance rates.

Aurora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aurora, Colorado commute length is 29.5 minutes according to City-Data.

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Compare Aurora, Colorado Auto Insurance Quotes

Before you buy Aurora, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aurora, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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