Best Cheap Auto Insurance in Arvada, CO (2021)

The average Arvada, CO auto insurance rates are $325 per month. The minimum auto insurance in Arvada is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Arvada, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Arvada for teen drivers is Farmers
  • Average auto insurance rates in Arvada, CO for senior drivers are $2,293 per year
  • The minimum auto insurance required in Arvada, Colorado is 25/50/15

Arvada, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Arvada can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arvada, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Arvada to other Colorado cities, including Pueblo auto insurance rates, Westminster auto insurance rates, and Colorado Springs auto insurance rates to see how Arvada, Colorado auto insurance rates stack up.

Before you buy Arvada, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arvada, Colorado auto insurance quotes.

Minimum Auto Insurance in Arvada, Colorado

Arvada, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arvada, Colorado.

Minimum Required Auto Insurance Coverage in Arvada, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Arvada, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arvada, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arvada, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,068 $2,975 $3,003 $11,760 $12,383 $3,597 $3,601
American Family $2,650 $2,650 $2,392 $2,392 $6,406 $8,613 $2,650 $3,237
Farmers $3,067 $3,041 $2,771 $2,996 $12,030 $12,152 $3,368 $3,388
GEICO $1,908 $2,104 $2,088 $2,416 $6,111 $6,417 $1,733 $1,733
Liberty Mutual $1,907 $1,827 $1,636 $1,804 $6,042 $6,576 $1,920 $1,913
Nationwide $2,558 $2,600 $2,294 $2,417 $6,512 $8,306 $2,949 $3,179
Progressive $2,449 $2,288 $2,165 $2,152 $8,570 $9,551 $2,749 $2,662
State Farm $2,053 $2,053 $1,871 $1,871 $6,120 $7,714 $2,304 $2,728
USAA $2,105 $2,087 $2,024 $2,012 $5,408 $6,174 $2,699 $2,914

Cheap Arvada, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arvada, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Arvada, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Arvada, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,760 $12,383
American Family $6,406 $8,613
Farmers $12,030 $12,152
GEICO $6,111 $6,417
Liberty Mutual $6,042 $6,576
Nationwide $6,512 $8,306
Progressive $8,570 $9,551
State Farm $6,120 $7,714
USAA $5,408 $6,174

Cheap Arvada, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Arvada, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arvada, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,003
American Family $2,392 $2,392
Farmers $2,771 $2,996
GEICO $2,088 $2,416
Liberty Mutual $1,636 $1,804
Nationwide $2,294 $2,417
Progressive $2,165 $2,152
State Farm $1,871 $1,871
USAA $2,024 $2,012

Cheap Arvada, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arvada, Colorado compared to the annual auto insurance rates with a clean record in Arvada, Colorado.

Annual Arvada, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,633 $5,352 $6,582 $5,270
American Family $2,870 $4,057 $5,315 $3,253
Farmers $4,519 $5,821 $5,738 $5,328
GEICO $2,133 $3,370 $3,985 $2,767
Liberty Mutual $2,596 $3,036 $3,130 $3,050
Nationwide $2,971 $4,047 $5,124 $3,265
Progressive $3,515 $4,979 $3,708 $4,092
State Farm $3,055 $3,624 $3,339 $3,339
USAA $2,314 $2,837 $4,954 $2,606

Cheap Arvada, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arvada, Colorado is not easy. Compare the annual rates for DUI auto insurance in Arvada, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Arvada, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,582
American Family $5,315
Farmers $5,738
GEICO $3,985
Liberty Mutual $3,130
Nationwide $5,124
Progressive $3,708
State Farm $3,339
USAA $4,954

Cheap Arvada, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arvada, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arvada, Colorado

Insurance Company Poor Fair Good
Allstate $6,956 $5,372 $4,051
American Family $5,020 $3,587 $3,014
Farmers $6,194 $5,057 $4,804
GEICO $3,684 $3,064 $2,444
Liberty Mutual $4,211 $2,592 $2,057
Nationwide $4,654 $3,690 $3,211
Progressive $4,626 $3,958 $3,636
State Farm $4,625 $2,983 $2,410
USAA $4,678 $2,691 $2,165

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Cheap Arvada, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arvada, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Arvada, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arvada, Colorado

ZIP Code Average Annual Rates
80002 $3,676
80003 $3,622
80004 $3,544
80005 $3,508
80007 $3,532
80030 $3,730
80403 $3,671

Cheap Arvada, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Arvada, Colorado auto insurance. Find the cheapest annual Arvada, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arvada, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,459 $5,459
American Family $3,790 $3,957
Farmers $5,352 $5,352
GEICO $3,003 $3,125
Liberty Mutual $2,953 $2,953
Nationwide $3,852 $3,852
Progressive $4,073 $4,073
State Farm $3,256 $3,423
USAA $3,088 $3,267

Cheap Arvada, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arvada, Colorado? Check out the comparison of annual Arvada, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arvada, Colorado

Insurance Company Low Medium High
Allstate $5,150 $5,441 $5,788
American Family $3,657 $3,953 $4,011
Farmers $4,645 $5,269 $6,140
GEICO $2,663 $2,989 $3,540
Liberty Mutual $2,756 $2,940 $3,164
Nationwide $3,824 $3,854 $3,877
Progressive $3,698 $4,089 $4,433
State Farm $3,072 $3,341 $3,605
USAA $3,015 $3,178 $3,341

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Best By Category: Cheapest Auto Insurance in Arvada, Colorado

Compare the cheapest auto insurance companies in Arvada, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arvada, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Arvada, Colorado Auto Insurance Companies

What auto insurance companies in Arvada, Colorado are the cheapest? Compare the top Arvada, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arvada, Colorado

Insurance Company Average Annual Rates
Allstate $5,459
American Family $3,874
Farmers $5,352
GEICO $3,064
Liberty Mutual $2,953
Nationwide $3,852
Progressive $4,073
State Farm $3,339
USAA $3,178

What affects auto insurance rates in Arvada, Colorado?

There are a lot of reasons why auto insurance rates in Arvada, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arvada, Colorado. Many local factors may affect your Arvada auto insurance rates.

Arvada Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arvada, Colorado commute length is 28.0 minutes according to City-Data.

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Compare Arvada, Colorado Auto Insurance Quotes

Before you buy Arvada, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arvada, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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