Acura ILX Insurance Cost Estimate [Guide + Free Quotes]
Auto insurance rates for an Acura ILX average $1,442 a year, or around $120 a month. Finding Acura ILX teen driver insurance rates can cost on average $5,271 a year, so shop around to find cheap coverage.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 19, 2020
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Key takeaways:
- Full coverage costs around $1,442 a year or $120 each month
- A liability-only policy costs around $578 a year or $48 each month
- Highest rates are for teenage drivers at around $5,271 a year or $439 each month
- Good drivers can save as much as $595 a year by earning policy discounts
- Acura ILX insurance costs around $77 less per year than the average vehicle
Acura ILX insurance rates cost $120 per month for full coverage, but teen drivers have insurance costs up to $439. Continue reading to learn more about how you can save money on Acura ILX insurance rates.
You can start comparing quotes for Acura ILX auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Acura ILX Insurance Cost
The average Acura ILX auto insurance costs are $1,442 a year or $120 a month.
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Are Acura ILXs Expensive to Insure?
The chart below details how Acura ILX insurance rates compare to other sedans like the Nissan Altima, Ford Focus, and Kia Optima.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura ILX | $320 | $566 | $398 | $1,442 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura ILX Insurance?
You might have noticed that there is a multitude of factors that impact Acura ILX auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura ILX.
Age of the Vehicle
Older Acura ILX models generally cost less to insure. For example, auto insurance for a 2018 Acura ILX costs $1,442, while 2013 Acura ILX insurance costs are $1,320, a difference of $122.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Acura ILX | $320 | $566 | $398 | $1,442 |
| 2017 Acura ILX | $308 | $552 | $416 | $1,434 |
| 2016 Acura ILX | $298 | $530 | $430 | $1,416 |
| 2015 Acura ILX | $282 | $512 | $442 | $1,394 |
| 2014 Acura ILX | $270 | $474 | $452 | $1,354 |
| 2013 Acura ILX | $260 | $446 | $456 | $1,320 |
Driver Age
Driver age can have a significant effect on the cost of Acura ILX auto insurance. For example, a 20-year-old driver could pay around $147 more each month for their Acura ILX auto insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Acura ILX insurance rates. For example, drivers in Phoenix may pay $793 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Acura ILX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura ILX auto insurance with violations on their driving record.
Acura ILX Safety Ratings
Your Acura ILX auto insurance rates are tied to the Acura ILX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura ILX Crash Test Ratings
If the Acura ILX crash test ratings are good, you could have lower Acura ILX auto insurance rates. See Acura ILX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura ILX Safety Features
The more safety features you have on your Acura ILX, the more likely it is that you can earn a discount. The Acura ILX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura ILX Insurance Loss Probability
Review the Acura ILX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura ILX auto insurance costs; higher percentages mean higher Acura ILX auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -17% |
| Personal Injury | 12% |
| Medical Payment | 11% |
| Bodily Injury | -3% |
| Source: Insurance Institute for Highway Safety | |
Acura ILX Finance and Insurance Cost
If you are financing an Acura ILX, you will pay more if you purchase Acura ILX auto insurance at the dealership, so be sure to shop around and compare Acura ILX auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Acura ILX Insurance
If you want to reduce the cost of your Acura ILX insurance rates, follow these tips below:
- Ask About Loyalty Discounts
- Drive Your Acura ILX Safely
- Compare Auto Insurance Companies After Moving
- Ask About Acura ILX Safety Discounts
- Reduce Modifications on Your Acura ILX
Top Acura ILX Insurance Companies
Several top auto insurance companies offer competitive rates for the Acura ILX insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Acura ILX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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