9 Best Auto Insurance Companies for Roadside Assistance in 2025 (Top Providers Ranked)

The best auto insurance companies for roadside assistance are AAA, Allstate, and State Farm because they offer a variety of services at affordable prices.

Many drivers might opt to skip roadside assistance — especially when you’re looking for the cheapest auto insurance companies — but it’s usually an affordable coverage option. In fact, roadside assistance often costs less than $10 per month.

Our Top 9 Company Picks: Best Auto Insurance Companies for Roadside Assistance

Check out our picks for the best auto insurance companies for roadside assistance below. Then, enter your ZIP code into our free comparison tool above to find the best roadside assistance plans for your needs.

Best Roadside Assistance Providers for Auto Insurance

The best company for roadside assistance services usually offers help like towing, jump-starts, flat tire changes, lockout service, and fuel delivery. These are all covered by your membership, so you won’t pay extra when you need help. 

Some plans from companies that offer roadside assistance even give extra perks like discounts on hotels or food and coverage for trip interruptions. Providers like AAA are reliable and well-known, so it’s no surprise that people look for services like AAA when choosing a plan.

Below are some of the top choices for roadside help today.

Allstate

Allstate offers all the essential services expected from the best roadside assistance provider, along with extra features at a reasonable price. You can opt for their pay-per-use option, with towing starting at $119. Members can add a spouse and up to two children (ages 16–18) for free, a benefit that places Allstate among the top ten roadside assistance providers.

Their basic plan includes coverage for up to $150 worth of towing, typically covering about 21 miles, as most towing companies charge between $2 and $7 per mile. While this may be limited for long-distance tows or out-of-state help, it still qualifies as one of the best roadside assistance and best towing insurance companies options for short-distance emergencies.

You don’t need to be an Allstate insurance customer to access these services. However, if you are, roadside assistance can be added to your policy for just $25 per year, making it an affordable and best-rated breakdown cover solution. 

Discover how cheap usage-based auto insurance can fit your driving habits and budget by exploring our guide to flexible coverage options tailored just for you.

AAA

AAA auto insurance offers three different policies—Classic, Plus, and Premier—making it a strong contender when asking what is the best roadside assistance company. The Classic plan covers towing for five miles, while the Plus plan includes towing for up to 100 miles, which exceeds the distance covered by many other companies like AAA. It’s easy to start a roadside request using their website or by calling the AAA roadside assistance phone number.

Services include:

• Towing
• Dead Battery
• Flat Tire
• Lockout Emergency Fuel Service
• Minor Mechanical First Aid

Towing covers 25 miles to one of AAA’s service facilities, and if your car needs repairs, AAA can help arrange a rental vehicle with special rates from preferred partners.

A roadside assistance membership with AAA not only offers reliable service but also includes access to trusted rental providers and a wide service network, making it a practical choice for frequent drivers.

Here is a better look at the membership tiers:

Additionally, AAA’s basic membership offers MVD services like registration and plate renewal in some states. Plus and Premier plans include locksmith reimbursements, trip interruption, and medical transport. Roadside assistance starts at $52 per year.

Read more: Best AAA Auto Insurance Discounts

Progressive

Progressive roadside assistance is a 24/7, budget-friendly service that ranks among the best car breakdown companies, especially for drivers in areas with changing weather or rough roads. It’s known for its reliability and value, often featured in best roadside assistance reviews.

Here’s what it includes:

• Towing: Up to 15 miles or to the nearest qualified repair shop. Extra charges apply for longer distances.
• Winching: Removes vehicles stuck in mud, snow, sand, or water within 100 feet of a road.
• Battery Jump-Start: On-site jump-start service. Fuel delivery: Free delivery; you only pay for the fuel.
• EV Support: Towing to the nearest charging station within 15 miles.
• Locksmith: Help if you’re locked out or lose your keys; key replacement costs are separate.
• Flat Tire Change: Installation of your spare tire.
• On-Scene Labor: Up to one hour of assistance included.

Offering one of the best roadside assistance deals, Progressive auto insurance is also a top pick for those seeking the best towing membership or a dependable roadside recovery service.

Read more: Progressive SR-22 Insurance Review

Other Roadside Assistance Options that Progressive Offers

Progressive offers simple and affordable roadside help, making it a strong option when you’re asking which roadside assistance is the best. It’s also one of the top 10 breakdown service companies because it covers more than just regular cars.

Here’s what else they offer:

• Motorcycle Roadside Assistance: Towing, fuel delivery, and help with flat tires for motorcycles.
• Boat Roadside Assistance: Covers your trailer or tow vehicle if it breaks down while hauling a boat.
• RV Roadside Assistance: Help for RVs and travel trailers.
• Trip Interruption Coverage: Pays for food, a hotel, or a ride home if you’re far from home and break down (for motorcycles and boats).

The average cost for Progressive’s roadside auto assistance coverage is about $16 a month on top of your current policy. If you’re looking for the best roadside assistance service, Progressive is a dependable and affordable choice.

Read more: Allstate vs. Progressive Auto Insurance

AARP

AARP roadside assistance from Allstate is a great option for seniors looking for dependable help on the road. In partnership with Allstate, AARP offers members the same services available to Allstate customers, with plans that work like AAA’s—add-ons with different service levels to fit your needs.

The AARP roadside assistance cost starts at around $62 per year and includes towing up to 10 miles, battery jump-starts, winching, flat tire changes, fuel delivery, and lockout service. Members also get three free service calls per year, and coverage extends to rental cars as well.

If you need more towing distance, the AARP roadside assistance premier plan, also called the Elite plan, offers up to 100 miles of towing for $149 per year. The service is available 24/7 across the U.S., Puerto Rico, and Canada.

While plans like American Family roadside assistance and Infinity auto insurance roadside assistance are solid choices, AARP stands out for its senior-focused benefits and trusted Allstate service.

When choosing the best roadside assistance, consider your needs and budget. Providers like AAA, Allstate, Progressive, and AARP roadside assistance from Allstate offer reliable, flexible options with valuable benefits and nationwide coverage.

Read more: AAA vs. AARP Auto Insurance

Other Roadside Assistance Programs

Picking the right roadside assistance plan is a lot like shopping for car insurance—it depends on how often you drive, where you live, and what kind of help you want if your car breaks down. Some plans cost more than others, but that doesn’t always mean they’re not worth it. 

Roadside Assistance Plans: Cost & Coverage Details by Provider

Many companies offer top-rated roadside assistance with fast, reliable service. For example, State Farm Roadside Assistance is available 24/7, so you can get help anytime, day or night. If you’re comparing Nationwide roadside assistance vs. AAA, think about what each one includes, like towing distance, trip interruption, or rental car coverage.

Also, make sure to check things like the Geico roadside assistance towing miles limit so you know how far your car can be towed without extra fees. The best roadside assistance plan is the one that gives you the help you need at a price you’re comfortable with.

Read more: Auto Insurance Discount for American Express Employees

Best Auto Insurance Companies for Roadside Assistance Membership

The best choice for a roadside assistance plan depends on what you need and how much you want to spend. Coverage from roadside assistance insurance companies can vary by location, so it’s important to consider what each plan offers in your area.

                                                         

If you already have a policy, Progressive gives you great value. At just $16 a month on top of your existing coverage, it’s a smart option for solid vehicle breakdown coverage and helpful perks. If you don’t already have roadside assistance, Allstate is a strong pick.

You don’t need to be a policyholder to sign up, and their plans come in tiers to fit different needs and budgets. Allstate’s flexibility and reliable service make it a top choice when doing a roadside assistance plan comparison. Whether you want basic help or more protection, these two providers offer dependable support when you need it most.

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Best Auto Insurance Company for Roadside Assistance Spotlight: AAA

AAA is a popular choice for roadside assistance, especially because of its long history and trusted name. It began with safety programs and now provides one of the best breakdown service options nationwide. Since it operates through various groups in each state, the service is widely available and easy to access. 

Membership costs range from $50 to $150 per year, which is higher than options like Allstate or Progressive. However, many drivers still consider it worth the cost for the peace of mind it offers. If you’re wondering which recovery service is the best, AAA often stands out for its reliability.

In places like Colorado, drivers often choose AAA for the best roadside assistance plan. When comparing State Farm roadside assistance vs. AAA, many prefer AAA’s broader coverage. The same goes for Geico roadside assistance vs. AAA, especially when it comes to towing distance and travel benefits.

Read more: AAA vs. State Farm Auto Insurance

9 Best Auto Insurance Companies for Roadside Assistance

AAA, Allstate, and Geico are some of the best auto insurance companies for roadside assistance. Take a look at the pros and cons to see why these top companies are good choices for help when you need it on the road.

#1 – AAA: Best Selection of Roadside Assistance Plans

Pros

• Multiple roadside assistance plans: Choose between the Basic, Plus, and Premier plans for the perfect roadside assistance. Learn more about each plan in our AAA auto insurance review.
• Membership perks: AAA membership offers more than car insurance with roadside assistance. Members get special discounts on a variety of things, like shopping and hotels.
• Dedicate roadside assistance app: AAA’s mobile app is specifically designed to make roadside assistance requests easy.

Cons

• Membership fees: AAA has cheap roadside assistance plans, but you have to pay a membership fee to be eligible for coverage.
• Availability varies: Regional differences in AAA clubs mean that roadside assistance and car insurance coverage vary by location. Do a roadside assistance comparison to ensure you get the coverage you want.

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#2 – Allstate: Best for Comprehensive Coverage

Pros:

• Good Hands Rescue program: This pay-per-use roadside assistance program is available to everyone, even if you’re not an Allstate customer.
• Roadside assistance add-on: If you want permanent roadside assistance insurance, you can also add coverage to any Allstate policy.
• Coverage options: Aside from roadside assistance, Allstate also offers a variety of add-ons to customize your policy. Popular options include rideshare insurance and rental car reimbursement.

Cons

• Higher rates: Allstate offers excellent service, but it comes at a price. See how much you might pay in our Allstate auto insurance review.
• Limited coverage for some services: Some roadside coverage options might not be available from Allstate, including tire changes. Additionally, coverage limits vary by location.

#3 – State Farm: Best for Reliable Roadside Assistance

Pros

• Emergency Road Service program: State Farm customers can add roadside assistance to their policy whenever they’d like.
• Quick response times: One of the most important things to look at in emergency roadside assistance comparisons is response times. State Farm roadside assistance reviews consistently mention how fast the response is.
• Additional roadside benefits: Aside from normal roadside services, you can also add things like trip interruption insurance to your policy. Learn more about your coverage options in our State Farm auto insurance review.

Cons

• Some services are limited: When you’re looking for the best roadside assistance plans, you should look at included coverage. State Farm plans often lack locksmith services and have limited off-road assistance.
• Not available everywhere: You’ll need to check with a State Farm representative, as roadside coverage is not available everywhere.

#4 – Geico: Best for Affordable Coverage

Pros

• Affordable emergency roadside assistance: Although prices vary by location, Geico roadside assistance plans tend to be affordable.
• 24/7 assistance: Geico earns its spot as one of the top roadside assistance companies by offering 24/7 service.
• Low rates: Geico is consistently one of the cheapest options for car insurance. Explore potential rates in our Geico auto insurance review.

Cons

• Some services are limited: While Geico is one of the best roadside assistance companies, plans often lack battery jump starts in some areas.
• Service quality varies: Some customer reviews say Geico offers some of the best roadside service, but others say the coverage is disappointing.

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#5 – Progressive: Best for Roadside Assistance on a Budget

Pros

• Flexible coverage options: Progressive offers a variety of coverage options and makes it easy to update your policy whenever you want.
• Excellent roadside service options: With a variety of roadside services available, Progressive is an excellent choice for the best towing insurance, flat tire coverage, and battery jump services.
• Budgeting tools: Progressive offers the Name Your Price tool, which makes it easy to find coverage that matches your budget. Learn more about budgeting options in our Progressive auto insurance review.

Cons

• Service unavailable in remote areas: While Progressive offers coverage throughout the country, finding roadside assistance in remote areas is often difficult.
• Additional roadside assistance charges: When you compare emergency roadside assistance plans, you should be aware that Progressive’s add-on comes with extra charges for some services.

#6 – USAA: Best for Military Families

Pros

• Affordable rates: USAA is almost always the cheapest option for car insurance, no matter where you live. Learn how USAA keeps rates so low in our USAA auto insurance review.
• Extensive roadside coverage: USAA offers some of the best roadside coverage by including a wide variety of services, including towing, battery jumps, and flat tire changes.
• Superb customer service: Whether you have regular car insurance or roadside assistance, USAA offers superb customer service.

Cons

• Membership eligibility: There are strict eligibility requirements for joining USAA. Only active or retired military members and their direct families are eligible for coverage.
• Service limitations: Unfortunately, USAA’s roadside assistance is not available everywhere.

#7 – Nationwide: Best for Add-on Options

Pros

• Extensive roadside coverage: Nationwide takes a spot among the best roadside assistance companies by offering an extensive variety of emergency services.
• Option to add roadside assistance to any plan: You can include roadside assistance as an add-on with any Nationwide policy.
• Add-on options: Nationwide offers plenty of add-ons besides roadside assistance. Popular options include gap insurance and a vanishing deductible program. To learn more, read our Nationwide auto insurance review.

Cons

• Availability is limited in rural areas: If you live in a rural or remote area, it might be difficult to purchase Nationwide roadside assistance.
• Additional costs for coverage: While Nationwide’s roadside assistance is affordable, some services come with an extra charge.

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#8 – AARP: Best Roadside Assistance for Older Drivers

Pros

• Comprehensive roadside assistance: AARP is one of the top roadside service companies because it offers comprehensive services and excellent response times.
• Optional benefits: You can customize your AARP policy with more than just roadside assistance. AARP also offers add-ons like new car replacement and accident forgiveness.
• Underwritten by The Hartford: The Hartford, which writes policies for AARP, has a reputation for excellent customer service. To learn more, read our The Hartford auto insurance review.

Cons

• Fees for membership: While it’s a small fee of under $20 per year, you’ll need to pay to renew your AARP membership once a year.
• Higher rates for some: AARP allows anyone 18 and older to become a member, but it has higher car insurance rates for young drivers.

#9 – American Family: Best for Personalized Service

Pros

• Excellent roadside assistance coverage options: American Family offers several roadside assistance options, making it easy for you to get the help you need.
• Dedicated roadside assistance service: Unlike some of its competitors, American Family has a dedicated team of representatives who focus on roadside assistance.
• Personalized service: American Family focuses on providing personalized service to every customer through its vast network of local agents.

Cons

• Rates can be high: It’s not usually the most expensive insurance company, but American Family is also rarely the cheapest. See more rate information in our American Family auto insurance review.
• Some services are limited: Getting help with a flat tire can be difficult through American Family’s roadside assistance.

Buying From the Best Auto Insurance Companies for Roadside Assistance Today

In the U.S., a lot of auto insurance companies offer roadside assistance, but some give you more for your money. Two of the best options are Progressive and Allstate. They both have affordable plans that cover the basics like towing, flat tires, and jump-starts, which makes them great picks for most drivers.

If you’re looking for an auto insurance roadside assistance premium plan, Progressive is a smart choice. It costs about $16 a month and covers all the main services you might need. Allstate is another solid option, and the best part is you don’t have to already be a customer to sign up.

For anyone looking for the best roadside recovery at a fair price, Progressive and Allstate are two of the most trusted companies that can help you stay safe on the road without spending too much.

Read more: What are the recommended auto insurance coverage levels?

Now that you’ve learned about what the best roadside assistance programs are, take the time to enter your ZIP code into our free tool and to compare roadside assistance plans today.

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