Does my spouse have to be on my auto insurance policy?

If you are wondering, do I need to add my spouse to my car insurance or does it cost more to add my spouse to car insurance, you’ve come to the right place. As a general rule, car insurance companies don’t require you to add a spouse to car insurance.  However, there are different situations…

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Best Auto Insurance for Firefighters in 2025 (Top 9 Companies)

California Casualty, AAA, and The Hartford stand out as top providers of the best auto insurance for firefighters due to their exclusive features specifically designed for first responders. California Casualty offers $500 in turnout gear coverage and waived deductibles near fire stations. AAA includes access to its Accident Assist program and certified repair networks. The…

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Best Auto Insurance for Families in 2025 (Your Guide to the Top 10 Companies)

American Family distinguishes itself as the best auto insurance for families, offering competitive rates beginning at just $22 monthly for comprehensive coverage. In conjunction with Erie and Allstate, they offer affordable prices and a wide selection of full coverage options tailored to meet your specific driving needs. Auto insurance is mandatory for US drivers, but…

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Can your auto insurance company drop you after a claim?

Whether you are wondering if you can cancel car insurance or if an insurance company can drop you after an accident, the answer is yes to both. You can cancel car insurance whenever you want, even after an accident.  You may have to pay a cancellation fee if you cancel before the end of your…

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Factors That Affect Auto Insurance Rates (2025)

Everyone needs auto insurance, but it gets more expensive each year. So, what affects my car insurance rates? There are several factors that affect auto insurance rates, and understanding how they impact your prices can be confusing. However, car insurance formulas don’t have to be a mystery. Age, marital status, and driving history are key…

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Dodge Ram 1500 vs. Chevrolet Silverado Auto Insurance (2025)

Those drivers who own trucks love the versatility and toughness of their rides, and most have a fierce loyalty to one brand or another. The Dodge Ram 1500 and the Chevy Silverado are both popular pickups that are driven in every corner of the United States. Comparing the auto insurance of two different trucks requires…

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Best Winston-Salem, North Carolina Auto Insurance in 2025

Winston-Salem is a mid-tier city in North Carolina known for its art and innovation. The city has several historic buildings dutifully restored to help you go back in time. To get a feel of the rich history, you can stay at the historic Brookstown Mill that was established in 1837. The beautiful Graylyn Estate is…

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Best NYC, New York Auto Insurance in 2025 (Check Out the Top 10 Companies)

The top pick overall for the best NYC, New York auto insurance is Geico, with State Farm and Progressive also offering competitive rates and robust coverage options. Geico stands out as the cheapest and most reliable provider, making it the best choice for drivers seeking affordability without sacrificing quality. This article explores how factors like…

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Best San Francisco, California Auto Insurance in 2025 (Check Out the Top 10 Companies)

Securing the best San Francisco, California auto insurance requires a careful evaluation of companies offering superior coverage, competitive rates, and reliable customer service. This article ranks the top providers, with State Farm leading for its affordability and comprehensive full coverage auto insurance plans, making it ideal for drivers seeking value. Geico and Progressive also shine…

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Best Indianapolis, Indiana Auto Insurance in 2025 (Compare the Top 10 Companies)

Finding the best Indianapolis, Indiana auto insurance is essential for cost savings and quality coverage. USAA offers top rates and excellent service, while Geico provides competitive pricing and discounts. State Farm is also a strong option with reliable, personalized service. This comprehensive guide will give you all the knowledge on factors impacting your auto insurance,…

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Best Dodge Ram 1500 Auto Insurance in 2025 (Top 10 Companies Ranked)

The top pick overall for the best Dodge Ram 1500 auto insurance are Safeco, Kemper, and Farmers, offering competitive rates starting at $32/month. Safeco stands out for its overall excellence, providing robust coverage options and discounts. Kemper excels in comprehensive coverage, while Farmers is known for its great add-ons. These companies ensure your Dodge Ram…

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Does auto insurance cover towing a trailer?

If you’re asking, “Does car insurance cover towing a trailer” or “Is towing a trailer covered by insurance,” it’s important to note that while liability coverage might extend to damage caused by the trailer, it typically does not cover the trailer itself. When you buy a trailer, insurance might be the last thing on your…

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Auto Insurance for Different Types of Drivers (2025)

Perhaps you’ve spent time serving this country. Or you’re the parent of a bright-eyed teenager learning what it’s like to get behind the wheel for the first time. Maybe you’re strapped for cash, waiting for the next financial breakthrough. Or, you’ve had one too many violations, and now you’re struggling to find coverage. When it…

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Best Mississippi Auto Insurance in 2025 (Find the Top 10 Companies Here!)

The best Mississippi auto insurance providers are Allstate, Progressive, and State Farm with monthly rates starting at $31. They excel in offering affordable rates, comprehensive coverage, and exceptional service, helping drivers save in a state with higher insurance costs due to a significant number of uninsured motorists. Mississippi drivers typically pay about 6% more for…

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Is auto insurance a waste of money?

Car insurance is a part of your life from the time you start driving until the time that you stop because most states have compulsory auto insurance laws. While you might be mandated to have car insurance, you could perceive your policy as a drain on your financial resources. However, your insurance is more than…

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Cheap Auto Insurance for Single Moms in 2025 (Save With These 8 Companies!)

The top pick overall for cheap auto insurance for single moms is State Farm. Progressive and Allstate also offer competitive rates for single moms, starting at just $50 per month. The cheapest auto insurance companies in the U.S. offer affordable car insurance for single parents, with benefits like roadside assistance or budgeting tools tailored for…

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Do co-signers have to be on the auto insurance policy?

The role of an auto loan co-signer is to provide the lender with extra assurance that the loan will be paid. However, it’s natural to wonder about any additional obligations when you need a co-signer for a car loan. There are two different questions you may be considering: “Does a co-signer have to be on…

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Can I keep my car if the insurance company totals it? (2025)

If my car is totaled, can I keep it? You can keep your car if the insurance company totals it and your state laws allow you to keep it with a salvage title. However, your state may not allow you to drive or sell vehicles with salvage titles. You’ll also get a smaller insurance payout…

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Does the price of a car affect auto insurance rates?

The price of a car affects auto insurance rates significantly, since it costs more to repair or replace newer vehicles. However, your provider also consider other factors such as driving record and coverage choices. Read More: Compare Auto Insurance Rates by Vehicle Make and Model Read on to understand how car value impacts car insurance…

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What is a good auto insurance score?

What is an auto insurance score? Even though they sound similar, your insurance score and your credit score are actually two different things. Your insurance score helps auto insurance companies determine what coverage rate to charge you, as it evaluates your risk as a driver. Insurance companies are trying to figure out the likelihood that…

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Does getting an auto insurance quote hurt your credit score? (2025)

You may be relieve to discover that getting an auto insurance quote won’t hurt your credit score. While insurers perform a soft credit check to assess risk and determine your rates, it won’t impact credit. Read More: Best Companies for Credit-Based Auto Insurance If you have poor credit, you may be worried about finding a…

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What do the three numbers on auto insurance mean?

If you’re not in the auto insurance industry, understanding your contract and finding coverage limits on car insurance can be tricky. But what if you don’t understand car insurance numbers and how many numbers should be in an insurance policy?  Insurance policies within the same company are pretty standard. However, some policies might have endorsements…

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How often is auto insurance paid?

When it comes to insurance payments, there are several options available to you. In the past, insurance had to be pre-paid for a six-month or one-year term, but companies started offering monthly auto insurance rates that are easier on tight budgets. However, taking advantage of the monthly options can lead to higher fees. Here’s what…

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Can you drive a car if your name is not on the insurance?

There may be times when you need to borrow a relative’s or friend’s car. So, you may ask yourself, “Does my name have to be on the car insurance to drive it?” On the other hand, the owner may wonder, “Do I have to name every driver on my insurance policy? Can other people drive…

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Best BMW X5 Auto Insurance in 2025 (Check Out the Top 10 Companies)

The top pick overall for the best BMW X5 auto insurance are State Farm, Progressive, and Liberty Mutual, offering competitive rates around $125/month. These companies excel due to their reliable service, customizable plans, and comprehensive coverage options. BMW X5 owners benefit from unique discounts, extensive policy features, and top-notch customer support. This guide will help…

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Best Nissan Xterra Auto Insurance in 2025 (Compare the Top 10 Companies)

The best Nissan Xterra auto insurance are the top providers like Amica, Erie, and State Farm, with rates starting at $32/month. Amica excels in customer service, Erie offers top-notch support, and State Farm provides the cheapest rates. These are the best auto insurance companies ensure reliable, comprehensive coverage for your Nissan Xterra. Learn how to…

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Best Nissan Sentra Auto Insurance in 2025 (Find the Top 10 Companies Here)

The best Nissan Sentra auto insurance providers are Geico, State Farm, and Progressive, with rates starting at $32 per month. The average insurance cost for Nissan Sentra varies, but these companies offer the most competitive rates. Geico stands out as the top pick overall for its affordability and coverage options. The article also explores auto…

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Chevrolet Camaro vs. Chevrolet Corvette Auto Insurance (2025)

Nothing elicits a sense of nostalgia for the open road like the vision of a 1960s vintage Chevrolet Corvette convertible or a souped-up 70s Chevy Camaro, speeding along a beautiful coastal road. It’s been more than 50 years since the black and white version of that dream, CBS Television’s iconic show, “Route 66,” hit the…

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Ford Mustang vs. Chevrolet Camaro Auto Insurance (2025)

The question of the cost of Ford Mustang insurance vs Chevy Camaro insurance is very intriguing, especially since they are both all-American muscle cars that have long histories. Most people who purchase either have very strong opinions regarding their preference. Finding great car insurance rates for your vehicle is as easy as entering your ZIP…

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Does a denied claim affect my auto insurance rate? (2025)

A denied auto insurance claim doesn’t always affect your auto insurance rates, but it could in certain situations, such as if you filed an at-fault claim. Insurers may still review your claims history, approved or not, when assessing risk, since your driving record and claims history are both factors that affect your auto insurance rates….

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Do mid-contract changes affect auto insurance rates? (2025)

Can car insurance go up mid-policy? Yes, if you have filed multiple claims or received a traffic violation, your car insurance can go up mid-policy due to the increased risk you pose to the insurance company. The best auto insurance companies are bound by the terms of their policyholders’ contracts. Legally, they can only adjust…

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Do I need to know auto insurance company codes?

State auto insurance laws set the guidelines for the types of coverage and costs auto insurance companies can offer. These conditions create a competitive market with a range of options for people looking for cheap auto insurance. Do you need to know auto insurance company codes to get cheaper rates? Understanding the codes to check…

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9 Best Companies for Credit-Based Auto Insurance (2025)

When it comes to the best companies for credit-based auto insurance, State Farm is our top pick due to its extensive network of agents, usage-based insurance program, and discount options. Geico and Progressive also top our list because they offer multiple ways for drivers to save, regardless of their credit scores. Finding insurance companies that…

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What to Ask When Calling an Auto Insurance Company (2025)

Navigating the world of car insurance can be a daunting task. Before you can drive off in your dream car, a company must be found that can sell you quality car insurance at the right price. With all of the different contracts available, knowing what to ask questions about is the key to discovering which…

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Does a red light ticket affect auto insurance rates?

You might wonder whether a red light ticket affects auto insurance rates after you receive one. On average, a red light ticket makes insurance go up by around 24%. So, you may need help finding the cheapest auto insurance after getting a red light ticket. Keep reading to learn if a red light camera ticket affects…

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How to Transfer Auto Insurance to a New Car in 2025 (Follow These 5 Steps)

If you’re wondering how to transfer auto insurance to a new car, this guide will walk you through the essential steps. Whether you’re replacing your vehicle or adding another, updating your insurance is critical to avoid coverage gaps. We’ll cover how to transfer your policy seamlessly and point out the top companies for rates, taking…

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Can I keep auto insurance with a revoked driver’s license?

We understand that if you lose your driver’s license, it can be life-changing and stressful. You may be wondering, ‘Is my car insurance valid if my license is suspended or revoked?’  Learn about the potential legal repercussions, whether you can still qualify for auto insurance, and the reasons your insurance company could cancel your policy…

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Do you have to add your child to your insurance policy? (2025)

Do you have to add your child to your insurance policy? If your teenager is starting to use the family car, you are probably asking if you have to add your child to a family auto insurance policy. Usually, you’ll need auto insurance for a child living at home if they’re driving your car. In…

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How Credit Scores Affect Auto Insurance Rates (2025)

When you think about all of the factors that go into your auto insurance, you usually think about various aspects of the car itself, or perhaps of your type of coverage. Does credit score affect car insurance? You might not know it, but depending on where you live, your credit score might even be one…

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Nissan Leaf vs. Toyota Prius [Infographic]

Are you thinking of making the big leap into the world of green cars? The Nissan Leaf is poised to make a huge dent in the Toyota Prius’s domination of the eco-friendly car market. Here are a few facts you might want to consider before making your choice.

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