Does my spouse have to be on my auto insurance policy?

As a general rule, car insurance companies don’t require you to add a spouse to car insurance. However, there are different situations concerning car insurance companies that could prove that adding a spouse turns out to be a benefit or that leaving a spouse off is a way to save. When considering adding your spouse…

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Best Auto Insurance for Firefighters (Our Top 9 Picks for 2024)

California Casualty has the best auto insurance for firefighters with exclusive perks and benefits. It specializes in unique policies and savings for first responders. Average firefighter auto insurance rates are $175/mo for full coverage. Get even lower rates with occupational and safe driving discounts. Many companies award firefighters with first responder auto insurance discounts.  You’ll…

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Best Auto Insurance for Families (2024)

Car insurance is a mandatory requirement for all licensed drivers in the United States. But the factors that affect car insurance rates can vary from state to state. While a young single person might want to pay the very minimum mandated by their state of residence, his or her insurance needs are likely to change…

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Can your auto insurance company drop you after a claim?

Whether you are wondering if you can cancel car insurance or if an insurance company can drop you after an accident, the answer is yes to both. You can cancel car insurance whenever you want, even after an accident. You may have to pay a cancellation fee if you cancel before the end of your…

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Does a job affect auto insurance rates? (2024)

A job affects auto insurance rates since insurance companies consider annual mileage and even the stress level of your job, which affects driving habits. However, insurers consider many other factors, such as age, driving record, and gender. Read More: Top 7 Factors That Affect Auto Insurance Rates Read on if you’re interested in learning how…

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Factors That Affect Auto Insurance Rates (2024)

Everyone needs auto insurance, but it gets more expensive each year. There are several factors that affect auto insurance rates, and understanding how they impact your prices can be confusing. However, car insurance formulas don’t have to be a mystery. Age, marital status, and driving history are key factors as to why car insurance is…

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Dodge Ram 1500 vs. Chevrolet Silverado Auto Insurance (2024)

Those drivers who own trucks love the versatility and toughness of their rides, and most have a fierce loyalty to one brand or another. The Dodge Ram 1500 and the Chevy Silverado are both popular pickups that are driven in every corner of the United States. Comparing the auto insurance of two different trucks requires…

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Winston-Salem, NC Auto Insurance (2024)

Winston-Salem is a mid-tier city in North Carolina known for its art and innovation. The city has several historic buildings dutifully restored to help you go back in time. To get a feel of the rich history, you can stay at the historic Brookstown Mill that was established in 1837. The beautiful Graylyn Estate is…

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NYC, NY Auto Insurance (2024)

New York, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in New York can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New York, New York, including driving record,…

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San Francisco, CA Auto Insurance (2024)

San Francisco, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in San Francisco can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in San Francisco, California, including driving record, credit, commute time,…

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Indianapolis, IN Auto Insurance (2024)

Indianapolis is the third-largest city in the Midwest, with a population of around 863,000. The Indianapolis Metropolitan Area has a population of around two million people. Home to the Indiana Colts and the Indiana Pacers, the city of Indianapolis has had a strong influence on national culture. The city has a rich history since it was…

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Dodge Ram 1500 Auto Insurance (2024)

Do you want cheap auto insurance for your Dodge Ram 1500? You can buy good, cheap Dodge Ram 1500 auto insurance coverage under the right circumstances. The Dodge Ram 1500 is a multifunction tailgate pickup truck with a powerful engine and the ability to tow about 13,000 pounds, making it a popular truck across the…

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Does auto insurance cover towing a trailer?

When you buy a trailer, insurance might be the last thing on your mind. However, it’s crucial to have the right coverage in case something happens to your trailer. While your liability insurance from your auto policy will probably pay for damage you cause while you’re towing, it won’t cover damage to your trailer. Instead,…

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Best Auto Insurance for Drivers Under 25 (2024)

  Auto insurance for someone who is 25 years old or younger comes with some of the highest rates. Why is auto insurance so high for people under 25 years old?  Young drivers have less experience on the road and pose a higher risk for insurance companies. In turn, auto insurance rates for drivers under…

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How to Buy Cars Directly From Insurance Companies in 2024

If you know how to buy cars directly from the insurance company, you can save a lot of money. It might be a great idea, as some vehicles aren’t drastically damaged but simply cost too much to repair compared to the remaining value of the car. Be aware that these vehicles will normally need a…

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Baton Rouge, LA Auto Insurance (2024)

Baton Rouge, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Baton Rouge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baton Rouge, Louisiana, including driving record, credit, commute time,…

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Auto Insurance for Different Types of Drivers (2024)

Perhaps you’ve spent time serving this country. Or you’re the parent of a bright-eyed teenager learning what it’s like to get behind the wheel for the first time. Maybe you’re strapped for cash, waiting for the next financial breakthrough. Or, you’ve had one too many violations, and now you’re struggling to find coverage. When it…

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Mississippi Auto Insurance (2024)

Mississippi drivers typically pay about 6% more for Mississippi auto insurance than the national average. There are various factors that affect auto insurance rates, including the fact that 30% of Mississippi drivers are uninsured. So, comparing quotes is a good way to find the cheap auto insurance prices in MS. Read below to learn more…

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Do auto insurance companies check where you live?

When you shop around for car insurance coverage, you may notice that each company offers you monthly rates that are a bit different. The main reason why different companies offer different rates to policyholders is because of the factors used to determine a person’s rates. There are a number of factors most companies use to…

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How to Get a No-Claim Bonus (NCB) Auto Insurance Discount in 2024

Auto insurance carriers are known to raise rates on a regular basis. As administrative costs rise and the cost to settle claims go up, insurance companies file new, higher rates with the state. If you have car insurance without a no claims bonus and are a safe driver, you’re probably paying more than you should….

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Is auto insurance a waste of money?

Car insurance is a part of your life from the time you start driving until the time that you stop because most states have compulsory auto insurance laws. Although you may be required to carry car insurance coverage, you may feel that your policy is a waste of your precious financial resources. However, your insurance…

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Best Auto Insurance for Doctors (2024)

Insurance companies use your occupation as one of the factors determining the risks facing their clients. Doctors and other medical professionals pay very high insurance premiums compared to other professions, but shopping around and looking for discounts can reduce insurance rates. Choosing the best auto insurance company for your specific needs can be confusing, not…

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Do co-signers have to be on the auto insurance policy?

The role of a co-signer on an auto loan is to provide the lender with extra assurance that the loan will be paid. However, it’s natural to wonder about any additional obligations you may have as a co-signer or vehicle owner. There are two different questions you may be considering: Do co-signers have to be…

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Cheap Auto Insurance for Bus Drivers in 2024 (Save With These 9 Companies!)

Progressive, State Farm, and Allstate offer the cheapest auto insurance for bus drivers, especially if they are safe drivers and sign up for a usage-based insurance (UBI) program. At $50 per month, Progressive offers the cheapest auto insurance for bus drivers thanks to its long list of car insurance discounts for safe driving and budget-friendly…

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Can I keep my car if the insurance company totals it? (2024)

If my car is totaled, can I keep it? You can keep your car if the insurance company totals it and your state laws allow you to keep it with a salvage title. However, your state may not allow you to drive or sell vehicles with salvage titles. You’ll also get a smaller insurance payout…

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Does the price of a car affect auto insurance rates?

The price of a car affects auto insurance rates significantly, since it costs more to repair or replace newer vehicles. However, your provider also consider other factors such as driving record and coverage choices. Read More: Compare Auto Insurance Rates by Vehicle Make and Model Read on to understand how car value impacts car insurance…

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What is a good auto insurance score?

What is an auto insurance score? Even though they sound similar, your insurance score and your credit score are actually two different things. Your insurance score helps auto insurance companies determine what coverage rate to charge you, as it evaluates your risk as a driver. Insurance companies are trying to figure out the likelihood that…

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Does my car qualify for classic auto insurance? (2024)

For your car to qualify for classic auto insurance, your vehicle must meet certain eligibility requirements. If you own a classic or collector vehicle, classic car insurance can offer special protection due to the unusual circumstances of owning a collector car.  Read on to learn about classic car insurance requirements and how old it needs…

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Does getting an auto insurance quote hurt your credit score? (2024)

You may be relieve to discover that getting an auto insurance quote won’t hurt your credit score. While insurers perform a soft credit check to assess risk and determine your rates, it won’t impact credit. Read More: Best Companies for Credit-Based Auto Insurance If you have poor credit, you may be worried about finding a…

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Cheap Auto Insurance for Salvage Vehicles (2024)

If you’re a California driver whose car has recently been declared a “dismantled” or “junk” vehicle, you’re probably wondering what comes next for you and your car or truck. Is a salvage title hard to insure? It’s a common question for vehicle owners hoping to hold onto a car they love that is no longer…

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Cheap Auto Insurance for Snowbirds in 2024

When you plan your winter snowbird escape to Florida, there are a lot of things to consider from where you will stay to who will take care of your pets while you’re gone. One thing you may not have given much thought about is auto insurance. Florida has certain requirements for auto insurance, even if…

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What do the three numbers on auto insurance mean?

If you’re not in the auto insurance industry, understanding your contract and finding coverage limits on car insurance can be tricky. But what if you don’t understand car insurance numbers? Insurance policies within the same company are pretty standard. However, some policies might have endorsements that remove or add coverage. But even with endorsements, the…

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How often is auto insurance paid?

When it comes to insurance payments, there are several options available to you. In the past, insurance had to be pre-paid for a six-month or one-year term, but companies started offering monthly auto insurance rates that are easier on tight budgets. However, taking advantage of the monthly options can lead to higher fees. Here’s what…

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Can you drive a car if your name is not on the insurance?

There may be times when you need to borrow a relative’s or friend’s car. So, you may ask yourself, “Does my name have to be on the car insurance?” On the other hand, the owner may wonder, “Do I have to name every driver on my insurance policy? Can other people drive my car?” The…

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BMW X5 Auto Insurance (2024)

Do you have a BMW X5? Or are you thinking about purchasing one? If so, one factor to consider (beyond the cost of the vehicle) is insurance. Can you afford to insure your new vehicle? You can save up to $711 on BMW X5 rates when you’re eligible for policy discounts. Online BMW X5 insurance…

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Nissan Xterra Auto Insurance (2024)

Key takeaways: Full coverage costs around $1,112 a year or $93 each month A liability-only policy costs around $446 a year or $37 each month Highest rates are for teenage drivers at around $4,064 a year or $339 each month Good drivers can save as much as $458 a year by earning policy discounts Nissan…

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Nissan Sentra Auto Insurance (2024)

Key takeaways: Full coverage costs around $1,390 a year or $116 each month A liability-only policy costs around $557 a year or $46 each month Highest rates are for teenage drivers at around $5,080 a year or $423 each month Good drivers can save as much as $573 a year by earning policy discounts Nissan…

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Chevrolet Camaro vs. Chevrolet Corvette Auto Insurance (2024)

Nothing elicits a sense of nostalgia for the open road like the vision of a 1960s vintage Chevrolet Corvette convertible or a souped-up 70s Chevy Camaro, speeding along a beautiful coastal road. It’s been more than 50 years since the black and white version of that dream, CBS Television’s iconic show, “Route 66,” hit the…

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Ford F-150 vs. Toyota Tundra Auto Insurance (2024)

Having a great, reliable vehicle is a wonderful thing. Even better, finding affordable coverage for your vehicle is the icing on the cake. It is important to find out how much a certain vehicle, such as a Ford F150 versus a Toyota Tundra would cost to insure before deciding on a truck purchase. Receive instant…

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Ford Mustang vs. Chevrolet Camaro Auto Insurance (2024)

The question of the cost of Ford Mustang insurance vs Chevy Camaro insurance is very intriguing, especially since they are both all-American muscle cars that have long histories. Most people who purchase either have very strong opinions regarding their preference. Finding great car insurance rates for your vehicle is as easy as entering your ZIP…

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Does a denied claim affect auto insurance rates? (2024)

Any auto insurance claim, whether it was accepted or denied, may have an effect on your rates. While it may seem as if a denied claim should have no effect on your rates, that is not always the case, according to the Texas Department of Insurance. Even a denied claim may raise your rates because…

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Do mid-contract changes affect auto insurance rates? (2024)

Can car insurance go up mid-policy? Yes, if you have filed multiple claims or received a traffic violation, your car insurance can go up mid-policy due to the increased risk you pose to the insurance company. The best auto insurance companies are bound by the terms of their policyholders’ contracts. Legally, they can only adjust…

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Do I need to know auto insurance company codes?

State laws and regulations set the guidelines for the types of coverages and rates auto insurance companies can offer within their respective states. These conditions These conditions create a highly competitive auto insurance market that offers a range of options for people looking for the best insurance rates. As insurance rates among companies tend to…

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9 Best Companies for Credit-Based Auto Insurance (2024)

When it comes to the best companies for credit-based auto insurance, State Farm is our top pick due to its extensive network of agents, usage-based insurance program, and discount options. Geico and Progressive also top our list because they offer multiple ways for drivers to save, regardless of their credit scores. Finding insurance companies that…

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What to Ask When Calling an Auto Insurance Company (2024)

Navigating the world of car insurance can be a daunting task. Before you can drive off in your dream car, a company must be found that can sell you quality car insurance at the right price. With all of the different contracts available, knowing what to ask questions about is the key to discovering which…

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Does a red light ticket affect auto insurance rates?

You might wonder whether a red light ticket affects auto insurance rates after you receive one. On average, running a red light makes your insurance go up by around 24%. So, you may need help finding the cheapest auto insurance after getting a red light ticket. Keep reading to learn if a red light camera…

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Auto Insurance for Out-of-State Drivers (2024)

There are many situations where you might find yourself splitting time between states. From car insurance for military members on deployment to finding affordable auto insurance for snowbirds who spend a few winter months in warmer climates, knowing how and when auto insurance for out-of-state drivers applies can be confusing. Regardless of how much time…

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How to Transfer Auto Insurance to a New Car in 2024

Transferring auto insurance is part of every new car purchase; thankfully, it’s not difficult to do. While you may have to jump through hoops to get a good deal,  you can often transfer auto insurance to a new car with a simple phone call or online transactions. The only caution in purchasing a new car…

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Can I keep auto insurance with a revoked driver’s license?

We understand that if you lose your driver’s license, it can be life-changing and stressful. You may be wondering, ‘Is my car insurance valid if my license is suspended or revoked?’ Learn about the potential legal repercussions, whether you can still qualify for auto insurance, and the reasons your insurance company could cancel your policy…

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Do you have to add your child to your insurance policy?

Do you have to add your child to your insurance policy? If your teenager is starting to use the family car, you are probably asking if you have to add your child to a family auto insurance policy. The rules will vary depending on the state you live in and your insurance company, and you…

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How to Get a Good Student Auto Insurance Discount in 2024

Can good grades lower auto insurance rates? If your insurance company offers a good student auto insurance discount, young drivers who get good grades can save on car insurance. Since car insurance for younger drivers is so expensive, we recommend applying for as many auto insurance discounts as possible to find cheap auto insurance rates…

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Best Auto Insurance for Hybrid Vehicles (2024)

Hybrid cars are taking the fast lane by storm. This rise in hybrid sales might be good for the environment, but your auto insurance company does not like it. It is currently predicted that auto insurance rates on hybrid cars are about to climb higher than those gas-chucking SUVs. Things like the amount you drive,…

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How Credit Scores Affect Auto Insurance Rates (2024)

When you think about all of the factors that go into your auto insurance, you usually think about various aspects of the car itself, or perhaps of your type of coverage. Does credit score affect car insurance? You might not know it, but depending on where you live your credit score might even be one…

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Nissan Leaf vs. Toyota Prius [Infographic]

Are you thinking of making the big leap into the world of green cars? The Nissan Leaf is poised to make a huge dent in the Toyota Prius’s domination of the eco-friendly car market. Here are a few facts you might want to consider before making your choice.

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