Best Cheap Auto Insurance in Middletown, DE (2021)

The average Middletown, DE auto insurance rates are $506 per month. The minimum auto insurance in Middletown is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Middletown, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Middletown, Delaware is 25/50/10
  • The most expensive auto insurance company in Middletown for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Middletown is USAA

Middletown, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Middletown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Middletown, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Middletown to other Delaware cities, including Smyrna auto insurance rates, Wilmington auto insurance rates, and George auto insurance rates to see how Middletown, Delaware auto insurance rates stack up.

Before you buy Middletown, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Middletown, Delaware auto insurance quotes.

Minimum Auto Insurance in Middletown, Delaware

Middletown, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Middletown, Delaware.

Minimum Required Auto Insurance Coverage in Middletown, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Middletown, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Middletown, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,249 $4,165 $3,728 $3,928 $15,436 $18,024 $4,461 $4,729
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,182 $3,157 $2,907 $2,894 $7,527 $9,523 $3,524 $3,761
Progressive $2,109 $1,947 $1,853 $1,893 $10,715 $11,832 $2,578 $2,503
State Farm $2,959 $2,959 $2,731 $2,731 $8,487 $10,964 $3,323 $3,461
Travelers $1,437 $1,444 $1,416 $1,384 $8,177 $12,617 $1,534 $1,662
USAA $1,233 $1,213 $1,143 $1,140 $4,528 $5,318 $1,545 $1,694

Cheap Middletown, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Middletown, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Middletown, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Middletown, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,436 $18,024
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $7,527 $9,523
Progressive $10,715 $11,832
State Farm $8,487 $10,964
Travelers $8,177 $12,617
USAA $4,528 $5,318

Cheap Middletown, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Middletown, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Middletown, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,728 $3,928
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $2,907 $2,894
Progressive $1,853 $1,893
State Farm $2,731 $2,731
Travelers $1,416 $1,384
USAA $1,143 $1,140

Cheap Middletown, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Middletown, Delaware compared to the annual auto insurance rates with a clean record in Middletown, Delaware.

Annual Middletown, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $7,434 $8,692 $7,042
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $3,644 $3,644 $6,650 $4,300
Progressive $3,814 $5,059 $4,344 $4,497
State Farm $4,260 $5,144 $4,702 $4,702
Travelers $3,163 $3,172 $5,184 $3,318
USAA $1,836 $1,836 $3,138 $2,097

Cheap Middletown, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Middletown, Delaware is not easy. Compare the annual rates for DUI auto insurance in Middletown, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Middletown, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,692
GEICO $4,373
Liberty Mutual $26,761
Nationwide $6,650
Progressive $4,344
State Farm $4,702
Travelers $5,184
USAA $3,138

Cheap Middletown, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Middletown, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Middletown, Delaware

Insurance Company Poor Fair Good
Allstate $9,434 $6,677 $5,909
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $5,300 $4,389 $3,990
Progressive $4,953 $4,332 $4,001
State Farm $7,204 $3,964 $2,938
Travelers $4,129 $3,418 $3,580
USAA $3,642 $1,764 $1,273

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Cheap Middletown, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Middletown, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Middletown, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Middletown, Delaware

ZIP Code Average Annual Rates
19709 $6,073

Cheap Middletown, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Middletown, Delaware auto insurance. Find the cheapest annual Middletown, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Middletown, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,340 $7,340
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $4,560 $4,560
Progressive $4,429 $4,429
State Farm $4,541 $4,863
Travelers $3,709 $3,709
USAA $2,203 $2,250

Cheap Middletown, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Middletown, Delaware? Check out the comparison of annual Middletown, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, Delaware

Insurance Company Low Medium High
Allstate $6,708 $7,427 $7,884
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $4,528 $4,476 $4,674
Progressive $3,876 $4,480 $4,930
State Farm $4,388 $4,714 $5,003
Travelers $3,459 $3,832 $3,836
USAA $2,085 $2,223 $2,372

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Best By Category: Cheapest Auto Insurance in Middletown, Delaware

Compare the cheapest auto insurance companies in Middletown, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Middletown, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Middletown, Delaware Auto Insurance Companies

What auto insurance companies in Middletown, Delaware are the cheapest? Compare the top Middletown, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Middletown, Delaware

Insurance Company Average Annual Rates
Allstate $7,340
GEICO $3,368
Liberty Mutual $18,249
Nationwide $4,560
Progressive $4,429
State Farm $4,702
Travelers $3,709
USAA $2,227

What affects auto insurance rates in Middletown, Delaware?

There are a lot of reasons why auto insurance rates in Middletown, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Middletown, Delaware. Many local factors may affect your Middletown auto insurance rates.

Middletown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Middletown, Delaware commute length is 36.0 minutes according to City-Data.

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Compare Middletown, Delaware Auto Insurance Quotes

Before you buy Middletown, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Middletown, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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