Manitowoc, WI Auto Insurance (2023)
The average Manitowoc, WI auto insurance rates are $216 per month. The minimum auto insurance in Manitowoc is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Manitowoc, Wisconsin, compare quotes from multiple companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Manitowoc for teen drivers is Farmers
- The minimum auto insurance required in Manitowoc, Wisconsin is 25/50/10
- The cheapest auto insurance company in Manitowoc is American Family
Manitowoc, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Manitowoc can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manitowoc, Wisconsin, including driving record, credit, commute time, and more.
Compare auto insurance in Manitowoc to other Wisconsin cities, including Oshkosh auto insurance rates, Green Bay auto insurance rates, and Madison auto insurance rates to see how Manitowoc, Wisconsin auto insurance rates stack up.
Before you buy Manitowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manitowoc, Wisconsin auto insurance quotes.
Minimum Auto Insurance in Manitowoc, Wisconsin
Manitowoc, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manitowoc, Wisconsin.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Manitowoc, Wisconsin Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Manitowoc, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,020 | $2,124 | $1,872 | $2,063 | $6,583 | $8,421 | $2,045 | $2,217 |
| American Family | $815 | $847 | $787 | $789 | $2,547 | $2,785 | $962 | $1,019 |
| Farmers | $1,669 | $1,665 | $1,477 | $1,572 | $8,137 | $8,414 | $1,894 | $1,972 |
| Geico | $1,191 | $1,321 | $1,254 | $1,460 | $4,000 | $4,299 | $1,100 | $1,124 |
| Liberty Mutual | $1,587 | $1,729 | $1,281 | $1,454 | $5,627 | $6,311 | $1,685 | $1,821 |
| Nationwide | $2,831 | $2,972 | $2,363 | $2,484 | $5,992 | $9,236 | $3,461 | $4,065 |
| Progressive | $1,690 | $1,611 | $1,387 | $1,443 | $6,298 | $7,108 | $2,021 | $2,174 |
| State Farm | $1,169 | $1,169 | $1,046 | $1,046 | $3,424 | $4,317 | $1,320 | $1,512 |
| USAA | $1,071 | $1,065 | $980 | $989 | $2,761 | $3,180 | $1,379 | $1,504 |
Cheap Manitowoc, Wisconsin Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Manitowoc, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Manitowoc, Wisconsin.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,583 | $8,421 |
| American Family | $2,547 | $2,785 |
| Farmers | $8,137 | $8,414 |
| Geico | $4,000 | $4,299 |
| Liberty Mutual | $5,627 | $6,311 |
| Nationwide | $5,992 | $9,236 |
| Progressive | $6,298 | $7,108 |
| State Farm | $3,424 | $4,317 |
| USAA | $2,761 | $3,180 |
Cheap Manitowoc, Wisconsin Auto Insurance for Seniors
What are senior auto insurance rates in Manitowoc, Wisconsin? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,872 | $2,063 |
| American Family | $787 | $789 |
| Farmers | $1,477 | $1,572 |
| Geico | $1,254 | $1,460 |
| Liberty Mutual | $1,281 | $1,454 |
| Nationwide | $2,363 | $2,484 |
| Progressive | $1,387 | $1,443 |
| State Farm | $1,046 | $1,046 |
| USAA | $980 | $989 |
Cheap Manitowoc, Wisconsin Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manitowoc, Wisconsin compared to the annual auto insurance rates with a clean record in Manitowoc, Wisconsin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,790 | $3,831 | $3,588 | $3,464 |
| American Family | $1,264 | $1,337 | $1,337 | $1,337 |
| Farmers | $2,916 | $3,694 | $3,494 | $3,296 |
| Geico | $1,357 | $2,205 | $2,556 | $1,756 |
| Liberty Mutual | $2,048 | $2,931 | $3,028 | $2,740 |
| Nationwide | $3,531 | $4,084 | $5,004 | $4,084 |
| Progressive | $2,719 | $3,285 | $2,822 | $3,040 |
| State Farm | $1,719 | $2,032 | $1,875 | $1,875 |
| USAA | $1,267 | $1,598 | $2,154 | $1,445 |
Cheap Manitowoc, Wisconsin Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Manitowoc, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Manitowoc, Wisconsin to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,588 |
| American Family | $1,337 |
| Farmers | $3,494 |
| Geico | $2,556 |
| Liberty Mutual | $3,028 |
| Nationwide | $5,004 |
| Progressive | $2,822 |
| State Farm | $1,875 |
| USAA | $2,154 |
Cheap Manitowoc, Wisconsin Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Manitowoc, Wisconsin annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,480 | $3,090 | $2,685 |
| American Family | $1,773 | $1,160 | $1,023 |
| Farmers | $3,782 | $3,205 | $3,063 |
| Geico | $2,582 | $1,843 | $1,481 |
| Liberty Mutual | $3,867 | $2,347 | $1,846 |
| Nationwide | $4,694 | $3,916 | $3,916 |
| Progressive | $3,380 | $2,862 | $2,657 |
| State Farm | $2,797 | $1,606 | $1,224 |
| USAA | $2,466 | $1,321 | $1,061 |
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Cheap Manitowoc, Wisconsin Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Manitowoc, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Manitowoc, Wisconsin to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 54220 | $2,538 |
Cheap Manitowoc, Wisconsin Auto Insurance Rates By Commute
Commute length and annual mileage affect Manitowoc, Wisconsin auto insurance. Find the cheapest annual Manitowoc, Wisconsin auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,337 | $3,500 |
| American Family | $1,297 | $1,341 |
| Farmers | $3,350 | $3,350 |
| Geico | $1,929 | $2,009 |
| Liberty Mutual | $2,687 | $2,687 |
| Nationwide | $4,176 | $4,176 |
| Progressive | $2,967 | $2,967 |
| State Farm | $1,829 | $1,922 |
| USAA | $1,595 | $1,637 |
Cheap Manitowoc, Wisconsin Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Manitowoc, Wisconsin? Check out the comparison of annual Manitowoc, Wisconsin auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,276 | $3,410 | $3,569 |
| American Family | $1,295 | $1,331 | $1,330 |
| Farmers | $3,065 | $3,322 | $3,662 |
| Geico | $1,809 | $1,967 | $2,130 |
| Liberty Mutual | $2,460 | $2,710 | $2,891 |
| Nationwide | $4,032 | $4,176 | $4,320 |
| Progressive | $2,761 | $2,993 | $3,145 |
| State Farm | $1,765 | $1,881 | $1,980 |
| USAA | $1,547 | $1,617 | $1,683 |
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Best By Category: Cheapest Auto Insurance in Manitowoc, Wisconsin
Compare the cheapest auto insurance companies in Manitowoc, Wisconsin in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | American Family |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
The Cheapest Manitowoc, Wisconsin Auto Insurance Companies
What auto insurance companies in Manitowoc, Wisconsin are the cheapest? Compare the top Manitowoc, Wisconsin auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,418 |
| American Family | $1,319 |
| Farmers | $3,350 |
| Geico | $1,969 |
| Liberty Mutual | $2,687 |
| Nationwide | $4,176 |
| Progressive | $2,967 |
| State Farm | $1,875 |
| USAA | $1,616 |
What affects auto insurance rates in Manitowoc, Wisconsin?
There are a lot of reasons why auto insurance rates in Manitowoc, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manitowoc, Wisconsin. Many local factors may affect your Manitowoc auto insurance rates.
Manitowoc Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Manitowoc, Wisconsin auto theft statistics, there have been 26 auto thefts in the city.
Manitowoc Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manitowoc, Wisconsin commute length is 15.8 minutes according to City-Data.
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Compare Manitowoc, Wisconsin Auto Insurance Quotes
Before you buy Manitowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manitowoc, Wisconsin auto insurance quotes.
Frequently Asked Questions
What is Manitowoc, WI Auto Insurance?
Manitowoc, WI Auto Insurance refers to insurance coverage specifically designed to protect vehicles and drivers in Manitowoc, Wisconsin. It provides financial protection in the event of accidents, damage, theft, or other incidents involving insured vehicles.
What does Manitowoc, WI Auto Insurance typically cover?
Auto insurance policies in Manitowoc, WI generally provide coverage for liability, which includes bodily injury and property damage caused to others in an accident where you are at fault. Additionally, policies often include coverage for medical expenses, uninsured/underinsured motorist protection, comprehensive coverage (for non-collision incidents like theft or vandalism), and collision coverage (for damage caused by accidents).
Are there any specific auto insurance requirements in Manitowoc, WI?
Yes, Manitowoc, WI follows the state’s minimum auto insurance requirements. Drivers in Wisconsin must carry liability insurance with minimum limits of 25/50/10. This means coverage for bodily injury per person is at least $25,000, bodily injury per accident is at least $50,000, and property damage coverage is at least $10,000.
Can I customize my auto insurance coverage in Manitowoc, WI?
Yes, auto insurance coverage can often be customized based on your individual needs and preferences. In addition to the required liability coverage, you can choose to add optional coverages such as comprehensive, collision, rental car reimbursement, roadside assistance, and more. Discuss your specific requirements with an insurance agent to tailor your policy accordingly.
How can I find the best auto insurance in Manitowoc, WI?
To find the best auto insurance in Manitowoc, WI, consider the following steps:
- Research insurance providers: Look for reputable insurance companies that offer auto insurance in Manitowoc, WI.
- Compare quotes: Obtain quotes from multiple insurers and compare coverage options, premiums, deductibles, and customer reviews.
- Assess coverage needs: Evaluate your specific coverage requirements based on factors like your vehicle type, driving habits, and financial situation.
- Consider discounts: Inquire about available discounts such as multi-policy, safe driver, or good student discounts that can help reduce your premium.
- Seek professional advice: Consult with an experienced insurance agent who can guide you through the process and help you make an informed decision.
Can my Manitowoc, WI auto insurance policy cover rental cars?
It depends on your policy. Some auto insurance policies offer coverage for rental cars as an optional add-on. This coverage is often referred to as “rental car reimbursement” or “rental car coverage.” It provides coverage for the cost of renting a vehicle if your insured car is being repaired due to a covered claim. Review your policy or contact your insurance provider to understand if rental car coverage is included or available as an add-on.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.