Best Cheap Auto Insurance in Manitowoc, WI (2021)

The average Manitowoc, WI auto insurance rates are $216 per month. The minimum auto insurance in Manitowoc is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Manitowoc, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Manitowoc for teen drivers is Farmers
  • The minimum auto insurance required in Manitowoc, Wisconsin is 25/50/10
  • The cheapest auto insurance company in Manitowoc is American Family

Manitowoc, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Manitowoc can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manitowoc, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Manitowoc to other Wisconsin cities, including Oshkosh auto insurance rates, Green Bay auto insurance rates, and Madison auto insurance rates to see how Manitowoc, Wisconsin auto insurance rates stack up.

Before you buy Manitowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manitowoc, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Manitowoc, Wisconsin

Manitowoc, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manitowoc, Wisconsin.

Minimum Required Auto Insurance Coverage in Manitowoc, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Manitowoc, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manitowoc, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manitowoc, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $815 $847 $787 $789 $2,547 $2,785 $962 $1,019
Farmers $1,669 $1,665 $1,477 $1,572 $8,137 $8,414 $1,894 $1,972
GEICO $1,191 $1,321 $1,254 $1,460 $4,000 $4,299 $1,100 $1,124
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,831 $2,972 $2,363 $2,484 $5,992 $9,236 $3,461 $4,065
Progressive $1,690 $1,611 $1,387 $1,443 $6,298 $7,108 $2,021 $2,174
State Farm $1,169 $1,169 $1,046 $1,046 $3,424 $4,317 $1,320 $1,512
USAA $1,071 $1,065 $980 $989 $2,761 $3,180 $1,379 $1,504

Cheap Manitowoc, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manitowoc, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Manitowoc, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Manitowoc, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,547 $2,785
Farmers $8,137 $8,414
GEICO $4,000 $4,299
Liberty Mutual $5,627 $6,311
Nationwide $5,992 $9,236
Progressive $6,298 $7,108
State Farm $3,424 $4,317
USAA $2,761 $3,180

Cheap Manitowoc, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Manitowoc, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manitowoc, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $787 $789
Farmers $1,477 $1,572
GEICO $1,254 $1,460
Liberty Mutual $1,281 $1,454
Nationwide $2,363 $2,484
Progressive $1,387 $1,443
State Farm $1,046 $1,046
USAA $980 $989

Cheap Manitowoc, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manitowoc, Wisconsin compared to the annual auto insurance rates with a clean record in Manitowoc, Wisconsin.

Annual Manitowoc, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,264 $1,337 $1,337 $1,337
Farmers $2,916 $3,694 $3,494 $3,296
GEICO $1,357 $2,205 $2,556 $1,756
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,531 $4,084 $5,004 $4,084
Progressive $2,719 $3,285 $2,822 $3,040
State Farm $1,719 $2,032 $1,875 $1,875
USAA $1,267 $1,598 $2,154 $1,445

Cheap Manitowoc, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manitowoc, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Manitowoc, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Manitowoc, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,588
American Family $1,337
Farmers $3,494
GEICO $2,556
Liberty Mutual $3,028
Nationwide $5,004
Progressive $2,822
State Farm $1,875
USAA $2,154

Cheap Manitowoc, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manitowoc, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manitowoc, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,773 $1,160 $1,023
Farmers $3,782 $3,205 $3,063
GEICO $2,582 $1,843 $1,481
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,694 $3,916 $3,916
Progressive $3,380 $2,862 $2,657
State Farm $2,797 $1,606 $1,224
USAA $2,466 $1,321 $1,061

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Cheap Manitowoc, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manitowoc, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Manitowoc, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manitowoc, Wisconsin

ZIP Code Average Annual Rates
54220 $2,538

Cheap Manitowoc, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Manitowoc, Wisconsin auto insurance. Find the cheapest annual Manitowoc, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manitowoc, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,297 $1,341
Farmers $3,350 $3,350
GEICO $1,929 $2,009
Liberty Mutual $2,687 $2,687
Nationwide $4,176 $4,176
Progressive $2,967 $2,967
State Farm $1,829 $1,922
USAA $1,595 $1,637

Cheap Manitowoc, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manitowoc, Wisconsin? Check out the comparison of annual Manitowoc, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manitowoc, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,295 $1,331 $1,330
Farmers $3,065 $3,322 $3,662
GEICO $1,809 $1,967 $2,130
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,032 $4,176 $4,320
Progressive $2,761 $2,993 $3,145
State Farm $1,765 $1,881 $1,980
USAA $1,547 $1,617 $1,683

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Best By Category: Cheapest Auto Insurance in Manitowoc, Wisconsin

Compare the cheapest auto insurance companies in Manitowoc, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manitowoc, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Manitowoc, Wisconsin Auto Insurance Companies

What auto insurance companies in Manitowoc, Wisconsin are the cheapest? Compare the top Manitowoc, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manitowoc, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,319
Farmers $3,350
GEICO $1,969
Liberty Mutual $2,687
Nationwide $4,176
Progressive $2,967
State Farm $1,875
USAA $1,616

What affects auto insurance rates in Manitowoc, Wisconsin?

There are a lot of reasons why auto insurance rates in Manitowoc, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manitowoc, Wisconsin. Many local factors may affect your Manitowoc auto insurance rates.

Manitowoc Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Manitowoc, Wisconsin auto theft statistics, there have been 26 auto thefts in the city.

Manitowoc Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manitowoc, Wisconsin commute length is 15.8 minutes according to City-Data.

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Compare Manitowoc, Wisconsin Auto Insurance Quotes

Before you buy Manitowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manitowoc, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption