Best Cheap Auto Insurance in Manitowoc, WI (2021)
The average Manitowoc, WI auto insurance rates are $216 per month. The minimum auto insurance in Manitowoc is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Manitowoc, Wisconsin, compare quotes from multiple companies.
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Written by
Rachel Bodine
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Reviewed by
Daniel Walker
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UPDATED: May 4, 2022
It’s all about you. We want to help you make the right coverage choices.
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- The most expensive auto insurance company in Manitowoc for teen drivers is Farmers
- The minimum auto insurance required in Manitowoc, Wisconsin is 25/50/10
- The cheapest auto insurance company in Manitowoc is American Family
Manitowoc, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Manitowoc can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manitowoc, Wisconsin, including driving record, credit, commute time, and more.
Compare auto insurance in Manitowoc to other Wisconsin cities, including Oshkosh auto insurance rates, Green Bay auto insurance rates, and Madison auto insurance rates to see how Manitowoc, Wisconsin auto insurance rates stack up.
Before you buy Manitowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manitowoc, Wisconsin auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Manitowoc, Wisconsin
Manitowoc, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manitowoc, Wisconsin.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Manitowoc, Wisconsin Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Manitowoc, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,020 | $2,124 | $1,872 | $2,063 | $6,583 | $8,421 | $2,045 | $2,217 |
| American Family | $815 | $847 | $787 | $789 | $2,547 | $2,785 | $962 | $1,019 |
| Farmers | $1,669 | $1,665 | $1,477 | $1,572 | $8,137 | $8,414 | $1,894 | $1,972 |
| GEICO | $1,191 | $1,321 | $1,254 | $1,460 | $4,000 | $4,299 | $1,100 | $1,124 |
| Liberty Mutual | $1,587 | $1,729 | $1,281 | $1,454 | $5,627 | $6,311 | $1,685 | $1,821 |
| Nationwide | $2,831 | $2,972 | $2,363 | $2,484 | $5,992 | $9,236 | $3,461 | $4,065 |
| Progressive | $1,690 | $1,611 | $1,387 | $1,443 | $6,298 | $7,108 | $2,021 | $2,174 |
| State Farm | $1,169 | $1,169 | $1,046 | $1,046 | $3,424 | $4,317 | $1,320 | $1,512 |
| USAA | $1,071 | $1,065 | $980 | $989 | $2,761 | $3,180 | $1,379 | $1,504 |
Cheap Manitowoc, Wisconsin Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Manitowoc, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Manitowoc, Wisconsin.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,583 | $8,421 |
| American Family | $2,547 | $2,785 |
| Farmers | $8,137 | $8,414 |
| GEICO | $4,000 | $4,299 |
| Liberty Mutual | $5,627 | $6,311 |
| Nationwide | $5,992 | $9,236 |
| Progressive | $6,298 | $7,108 |
| State Farm | $3,424 | $4,317 |
| USAA | $2,761 | $3,180 |
Cheap Manitowoc, Wisconsin Auto Insurance for Seniors
What are senior auto insurance rates in Manitowoc, Wisconsin? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,872 | $2,063 |
| American Family | $787 | $789 |
| Farmers | $1,477 | $1,572 |
| GEICO | $1,254 | $1,460 |
| Liberty Mutual | $1,281 | $1,454 |
| Nationwide | $2,363 | $2,484 |
| Progressive | $1,387 | $1,443 |
| State Farm | $1,046 | $1,046 |
| USAA | $980 | $989 |
Cheap Manitowoc, Wisconsin Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manitowoc, Wisconsin compared to the annual auto insurance rates with a clean record in Manitowoc, Wisconsin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,790 | $3,831 | $3,588 | $3,464 |
| American Family | $1,264 | $1,337 | $1,337 | $1,337 |
| Farmers | $2,916 | $3,694 | $3,494 | $3,296 |
| GEICO | $1,357 | $2,205 | $2,556 | $1,756 |
| Liberty Mutual | $2,048 | $2,931 | $3,028 | $2,740 |
| Nationwide | $3,531 | $4,084 | $5,004 | $4,084 |
| Progressive | $2,719 | $3,285 | $2,822 | $3,040 |
| State Farm | $1,719 | $2,032 | $1,875 | $1,875 |
| USAA | $1,267 | $1,598 | $2,154 | $1,445 |
Cheap Manitowoc, Wisconsin Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Manitowoc, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Manitowoc, Wisconsin to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,588 |
| American Family | $1,337 |
| Farmers | $3,494 |
| GEICO | $2,556 |
| Liberty Mutual | $3,028 |
| Nationwide | $5,004 |
| Progressive | $2,822 |
| State Farm | $1,875 |
| USAA | $2,154 |
Cheap Manitowoc, Wisconsin Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Manitowoc, Wisconsin annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,480 | $3,090 | $2,685 |
| American Family | $1,773 | $1,160 | $1,023 |
| Farmers | $3,782 | $3,205 | $3,063 |
| GEICO | $2,582 | $1,843 | $1,481 |
| Liberty Mutual | $3,867 | $2,347 | $1,846 |
| Nationwide | $4,694 | $3,916 | $3,916 |
| Progressive | $3,380 | $2,862 | $2,657 |
| State Farm | $2,797 | $1,606 | $1,224 |
| USAA | $2,466 | $1,321 | $1,061 |
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Cheap Manitowoc, Wisconsin Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Manitowoc, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Manitowoc, Wisconsin to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 54220 | $2,538 |
Cheap Manitowoc, Wisconsin Auto Insurance Rates By Commute
Commute length and annual mileage affect Manitowoc, Wisconsin auto insurance. Find the cheapest annual Manitowoc, Wisconsin auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,337 | $3,500 |
| American Family | $1,297 | $1,341 |
| Farmers | $3,350 | $3,350 |
| GEICO | $1,929 | $2,009 |
| Liberty Mutual | $2,687 | $2,687 |
| Nationwide | $4,176 | $4,176 |
| Progressive | $2,967 | $2,967 |
| State Farm | $1,829 | $1,922 |
| USAA | $1,595 | $1,637 |
Cheap Manitowoc, Wisconsin Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Manitowoc, Wisconsin? Check out the comparison of annual Manitowoc, Wisconsin auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,276 | $3,410 | $3,569 |
| American Family | $1,295 | $1,331 | $1,330 |
| Farmers | $3,065 | $3,322 | $3,662 |
| GEICO | $1,809 | $1,967 | $2,130 |
| Liberty Mutual | $2,460 | $2,710 | $2,891 |
| Nationwide | $4,032 | $4,176 | $4,320 |
| Progressive | $2,761 | $2,993 | $3,145 |
| State Farm | $1,765 | $1,881 | $1,980 |
| USAA | $1,547 | $1,617 | $1,683 |
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Best By Category: Cheapest Auto Insurance in Manitowoc, Wisconsin
Compare the cheapest auto insurance companies in Manitowoc, Wisconsin in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | American Family |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
The Cheapest Manitowoc, Wisconsin Auto Insurance Companies
What auto insurance companies in Manitowoc, Wisconsin are the cheapest? Compare the top Manitowoc, Wisconsin auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,418 |
| American Family | $1,319 |
| Farmers | $3,350 |
| GEICO | $1,969 |
| Liberty Mutual | $2,687 |
| Nationwide | $4,176 |
| Progressive | $2,967 |
| State Farm | $1,875 |
| USAA | $1,616 |
What affects auto insurance rates in Manitowoc, Wisconsin?
There are a lot of reasons why auto insurance rates in Manitowoc, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manitowoc, Wisconsin. Many local factors may affect your Manitowoc auto insurance rates.
Manitowoc Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Manitowoc, Wisconsin auto theft statistics, there have been 26 auto thefts in the city.
Manitowoc Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manitowoc, Wisconsin commute length is 15.8 minutes according to City-Data.
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Compare Manitowoc, Wisconsin Auto Insurance Quotes
Before you buy Manitowoc, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manitowoc, Wisconsin auto insurance quotes.