Best Cheap Auto Insurance in Milwaukee, WI (2021)

The average Milwaukee, WI auto insurance rates are $347 per month. The minimum auto insurance in Milwaukee is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Milwaukee, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Milwaukee for teen drivers is Nationwide
  • The minimum auto insurance required in Milwaukee, Wisconsin is 25/50/10
  • The average commute length in Milwaukee is 24.4 minutes

Milwaukee, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Milwaukee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milwaukee, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Milwaukee to other Wisconsin cities, including Oshkosh auto insurance rates, Green Bay auto insurance rates, and Milwaukee auto insurance rates to see how Milwaukee, Wisconsin auto insurance rates stack up.

Before you buy Milwaukee, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milwaukee, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Milwaukee, Wisconsin

Milwaukee, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milwaukee, Wisconsin.

Minimum Required Auto Insurance Coverage in Milwaukee, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Milwaukee, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milwaukee, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milwaukee, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,130 $3,272 $2,924 $3,226 $11,336 $14,563 $3,129 $3,390
American Family $1,095 $1,142 $1,073 $1,070 $4,112 $4,512 $1,345 $1,435
Farmers $2,516 $2,508 $2,221 $2,378 $12,722 $13,132 $2,860 $2,962
GEICO $1,870 $2,115 $2,035 $2,417 $6,564 $7,057 $1,708 $1,731
Liberty Mutual $2,211 $2,397 $1,775 $2,011 $8,782 $9,843 $2,337 $2,508
Nationwide $4,814 $5,030 $4,047 $4,237 $10,546 $16,332 $5,907 $6,846
Progressive $2,530 $2,363 $2,073 $2,191 $10,405 $11,691 $3,021 $3,277
State Farm $1,911 $1,911 $1,737 $1,737 $5,970 $7,477 $2,166 $2,503
USAA $1,581 $1,564 $1,449 $1,453 $4,265 $4,903 $2,041 $2,219

Cheap Milwaukee, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milwaukee, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Milwaukee, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Milwaukee, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,336 $14,563
American Family $4,112 $4,512
Farmers $12,722 $13,132
GEICO $6,564 $7,057
Liberty Mutual $8,782 $9,843
Nationwide $10,546 $16,332
Progressive $10,405 $11,691
State Farm $5,970 $7,477
USAA $4,265 $4,903

Cheap Milwaukee, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Milwaukee, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milwaukee, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,924 $3,226
American Family $1,073 $1,070
Farmers $2,221 $2,378
GEICO $2,035 $2,417
Liberty Mutual $1,775 $2,011
Nationwide $4,047 $4,237
Progressive $2,073 $2,191
State Farm $1,737 $1,737
USAA $1,449 $1,453

Cheap Milwaukee, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milwaukee, Wisconsin compared to the annual auto insurance rates with a clean record in Milwaukee, Wisconsin.

Annual Milwaukee, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,509 $6,313 $5,948 $5,716
American Family $1,883 $2,003 $2,003 $2,003
Farmers $4,489 $5,707 $5,387 $5,066
GEICO $2,149 $3,578 $4,243 $2,778
Liberty Mutual $3,004 $4,386 $4,487 $4,055
Nationwide $6,108 $7,061 $8,648 $7,061
Progressive $4,278 $5,250 $4,461 $4,787
State Farm $2,888 $3,465 $3,177 $3,177
USAA $1,892 $2,410 $3,270 $2,167

Cheap Milwaukee, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milwaukee, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Milwaukee, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Milwaukee, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,948
American Family $2,003
Farmers $5,387
GEICO $4,243
Liberty Mutual $4,487
Nationwide $8,648
Progressive $4,461
State Farm $3,177
USAA $3,270

Cheap Milwaukee, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milwaukee, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milwaukee, Wisconsin

Insurance Company Poor Fair Good
Allstate $7,416 $5,061 $4,387
American Family $2,638 $1,743 $1,538
Farmers $5,825 $4,942 $4,720
GEICO $4,199 $2,980 $2,383
Liberty Mutual $5,728 $3,494 $2,728
Nationwide $8,113 $6,773 $6,773
Progressive $5,283 $4,549 $4,250
State Farm $4,732 $2,722 $2,076
USAA $3,722 $1,989 $1,593

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Cheap Milwaukee, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milwaukee, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Milwaukee, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milwaukee, Wisconsin

ZIP Code Average Annual Rates
53202 $4,070
53203 $4,330
53204 $4,515
53205 $4,766
53206 $5,078
53207 $3,486
53208 $4,192
53209 $4,368
53210 $4,692
53211 $3,697
53212 $4,711
53213 $3,448
53214 $3,523
53215 $4,115
53216 $4,974
53218 $4,460
53219 $3,601
53220 $3,327
53221 $3,453
53222 $3,742
53223 $3,916
53224 $3,906
53225 $3,934
53226 $3,239
53227 $3,464
53228 $3,171
53233 $4,604

Cheap Milwaukee, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Milwaukee, Wisconsin auto insurance. Find the cheapest annual Milwaukee, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milwaukee, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,483 $5,760
American Family $1,937 $2,009
Farmers $5,162 $5,162
GEICO $3,127 $3,248
Liberty Mutual $3,983 $3,983
Nationwide $7,220 $7,220
Progressive $4,694 $4,694
State Farm $3,098 $3,255
USAA $2,403 $2,466

Cheap Milwaukee, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milwaukee, Wisconsin? Check out the comparison of annual Milwaukee, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milwaukee, Wisconsin

Insurance Company Low Medium High
Allstate $5,331 $5,606 $5,928
American Family $1,931 $1,993 $1,995
Farmers $4,685 $5,111 $5,691
GEICO $2,877 $3,178 $3,507
Liberty Mutual $3,525 $4,032 $4,391
Nationwide $6,935 $7,219 $7,505
Progressive $4,313 $4,740 $5,029
State Farm $2,971 $3,190 $3,369
USAA $2,329 $2,438 $2,537

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Best By Category: Cheapest Auto Insurance in Milwaukee, Wisconsin

Compare the cheapest auto insurance companies in Milwaukee, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milwaukee, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Milwaukee, Wisconsin Auto Insurance Companies

What auto insurance companies in Milwaukee, Wisconsin are the cheapest? Compare the top Milwaukee, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milwaukee, Wisconsin

Insurance Company Average Annual Rates
Allstate $5,621
American Family $1,973
Farmers $5,162
GEICO $3,187
Liberty Mutual $3,983
Nationwide $7,220
Progressive $4,694
State Farm $3,177
USAA $2,434

What affects auto insurance rates in Milwaukee, Wisconsin?

There are a lot of reasons why auto insurance rates in Milwaukee, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milwaukee, Wisconsin. Many local factors may affect your Milwaukee auto insurance rates.

Milwaukee Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Milwaukee, Wisconsin auto theft statistics, there have been 4,589 auto thefts in the city.

Milwaukee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milwaukee, Wisconsin commute length is 24.4 minutes according to City-Data.

Milwaukee Traffic

How does Milwaukee, Wisconsin rank for traffic? According to Inrix Milwaukee, Wisconsin is the 457th most congested worldwide.

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Compare Milwaukee, Wisconsin Auto Insurance Quotes

Before you buy Milwaukee, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milwaukee, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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