Best Cheap Auto Insurance in Hastings, NE (2021)

The average Hastings, NE auto insurance rates are $269 per month. The minimum auto insurance in Hastings is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Hastings, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Hastings for teen drivers is Liberty Mutual
  • The average commute length in Hastings is 15.8 minutes
  • The minimum auto insurance required in Hastings, Nebraska is 25/50/25

Hastings, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Hastings can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hastings, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Hastings to other Nebraska cities, including Columbus auto insurance rates, North Platte auto insurance rates, and Norfolk auto insurance rates to see how Hastings, Nebraska auto insurance rates stack up.

Before you buy Hastings, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hastings, Nebraska auto insurance quotes.

Minimum Auto Insurance in Hastings, Nebraska

Hastings, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hastings, Nebraska.

Minimum Required Auto Insurance Coverage in Hastings, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hastings, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hastings, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hastings, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,738 $1,632 $1,647 $5,073 $5,358 $2,039 $2,075
American Family $1,612 $1,612 $1,471 $1,471 $2,721 $4,024 $1,577 $1,709
Farmers $2,196 $2,181 $1,968 $2,073 $8,433 $8,686 $2,489 $2,606
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,116 $3,384 $2,462 $2,998 $13,188 $14,826 $3,274 $3,627
Nationwide $1,761 $1,816 $1,578 $1,687 $4,115 $5,125 $2,035 $2,201
Progressive $2,175 $2,118 $1,786 $1,845 $7,955 $8,992 $2,611 $2,786
State Farm $1,405 $1,405 $1,241 $1,241 $3,923 $4,987 $1,555 $1,759
USAA $1,386 $1,387 $1,255 $1,301 $4,254 $5,105 $1,802 $2,019

Cheap Hastings, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hastings, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Hastings, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Hastings, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,073 $5,358
American Family $2,721 $4,024
Farmers $8,433 $8,686
GEICO $6,043 $7,918
Liberty Mutual $13,188 $14,826
Nationwide $4,115 $5,125
Progressive $7,955 $8,992
State Farm $3,923 $4,987
USAA $4,254 $5,105

Cheap Hastings, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Hastings, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hastings, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,647
American Family $1,471 $1,471
Farmers $1,968 $2,073
GEICO $2,841 $2,734
Liberty Mutual $2,462 $2,998
Nationwide $1,578 $1,687
Progressive $1,786 $1,845
State Farm $1,241 $1,241
USAA $1,255 $1,301

Cheap Hastings, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hastings, Nebraska compared to the annual auto insurance rates with a clean record in Hastings, Nebraska.

Annual Hastings, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,325 $2,620 $3,152 $2,595
American Family $1,979 $2,163 $1,979 $1,979
Farmers $3,237 $4,154 $4,050 $3,874
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,030 $5,917 $6,421 $6,069
Nationwide $1,807 $2,603 $3,703 $2,045
Progressive $3,226 $4,692 $3,602 $3,614
State Farm $2,025 $2,354 $2,189 $2,189
USAA $1,758 $2,208 $3,297 $1,991

Cheap Hastings, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hastings, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Hastings, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Hastings, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,152
American Family $1,979
Farmers $4,050
GEICO $5,286
Liberty Mutual $6,421
Nationwide $3,703
Progressive $3,602
State Farm $2,189
USAA $3,297

Cheap Hastings, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hastings, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hastings, Nebraska

Insurance Company Poor Fair Good
Allstate $3,302 $2,526 $2,192
American Family $2,715 $1,852 $1,507
Farmers $4,385 $3,639 $3,463
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,459 $5,104 $4,015
Nationwide $3,048 $2,433 $2,138
Progressive $4,367 $3,638 $3,346
State Farm $3,179 $1,907 $1,481
USAA $3,088 $2,085 $1,767

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Cheap Hastings, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Hastings, Nebraska auto insurance. Find the cheapest annual Hastings, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hastings, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,673 $2,673
American Family $2,009 $2,041
Farmers $3,829 $3,829
GEICO $3,746 $3,863
Liberty Mutual $5,859 $5,859
Nationwide $2,540 $2,540
Progressive $3,784 $3,784
State Farm $2,133 $2,245
USAA $2,286 $2,341

Cheap Hastings, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hastings, Nebraska? Check out the comparison of annual Hastings, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hastings, Nebraska

Insurance Company Low Medium High
Allstate $2,601 $2,668 $2,751
American Family $2,007 $2,085 $1,983
Farmers $3,677 $3,778 $4,031
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,695 $5,828 $6,055
Nationwide $2,581 $2,531 $2,506
Progressive $3,637 $3,775 $3,938
State Farm $2,093 $2,186 $2,289
USAA $2,240 $2,310 $2,390

Best By Category: Cheapest Auto Insurance in Hastings, Nebraska

Compare the cheapest auto insurance companies in Hastings, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hastings, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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The Cheapest Hastings, Nebraska Auto Insurance Companies

What auto insurance companies in Hastings, Nebraska are the cheapest? Compare the top Hastings, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hastings, Nebraska

Insurance Company Average Annual Rates
Allstate $2,673
American Family $2,025
Farmers $3,829
GEICO $3,805
Liberty Mutual $5,859
Nationwide $2,540
Progressive $3,784
State Farm $2,189
USAA $2,314

What affects auto insurance rates in Hastings, Nebraska?

There are a lot of reasons why auto insurance rates in Hastings, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hastings, Nebraska. Many local factors may affect your Hastings auto insurance rates.

Hastings Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hastings, Nebraska commute length is 15.8 minutes according to City-Data.

Hastings Traffic

How does Hastings, Nebraska rank for traffic? According to Inrix Hastings, Nebraska is the 577th most congested worldwide.

Compare Hastings, Nebraska Auto Insurance Quotes

Before you buy Hastings, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hastings, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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