Best Cheap Auto Insurance in Cozad, NE (2021)

The average Cozad, NE auto insurance rates are $281 per month. The minimum auto insurance in Cozad is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Cozad, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cozad for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Cozad is American Family
  • The average commute length in Cozad is 19.3 minutes

Cozad, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Cozad can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cozad, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Cozad to other Nebraska cities, including Norfolk auto insurance rates, Columbus auto insurance rates, and Bellevue auto insurance rates to see how Cozad, Nebraska auto insurance rates stack up.

Before you buy Cozad, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cozad, Nebraska auto insurance quotes.

Minimum Auto Insurance in Cozad, Nebraska

Cozad, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cozad, Nebraska.

Minimum Required Auto Insurance Coverage in Cozad, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cozad, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cozad, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cozad, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,745 $1,745 $1,586 $1,586 $2,885 $4,210 $1,707 $1,842
Farmers $2,197 $2,189 $1,973 $2,074 $8,206 $8,460 $2,480 $2,598
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,398 $3,693 $2,681 $3,264 $14,081 $15,826 $3,585 $3,979
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $1,939 $1,878 $1,590 $1,651 $7,313 $8,254 $2,320 $2,480
State Farm $1,536 $1,536 $1,336 $1,336 $4,030 $5,159 $1,692 $1,918
USAA $1,492 $1,493 $1,349 $1,399 $4,593 $5,524 $1,943 $2,178

Cheap Cozad, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cozad, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Cozad, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Cozad, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,885 $4,210
Farmers $8,206 $8,460
GEICO $6,043 $7,918
Liberty Mutual $14,081 $15,826
Nationwide $3,926 $4,919
Progressive $7,313 $8,254
State Farm $4,030 $5,159
USAA $4,593 $5,524

Cheap Cozad, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Cozad, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cozad, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,586 $1,586
Farmers $1,973 $2,074
GEICO $2,841 $2,734
Liberty Mutual $2,681 $3,264
Nationwide $1,578 $1,695
Progressive $1,590 $1,651
State Farm $1,336 $1,336
USAA $1,349 $1,399

Cheap Cozad, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cozad, Nebraska compared to the annual auto insurance rates with a clean record in Cozad, Nebraska.

Annual Cozad, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,117 $2,301 $2,117 $2,117
Farmers $3,198 $4,087 $3,986 $3,818
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,427 $6,366 $6,922 $6,538
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $2,918 $4,264 $3,262 $3,268
State Farm $2,163 $2,472 $2,318 $2,318
USAA $1,896 $2,381 $3,560 $2,148

Cheap Cozad, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cozad, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Cozad, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Cozad, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,172
American Family $2,117
Farmers $3,986
GEICO $5,286
Liberty Mutual $6,922
Nationwide $3,656
Progressive $3,262
State Farm $2,318
USAA $3,560

Cheap Cozad, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cozad, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cozad, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,891 $1,983 $1,615
Farmers $4,329 $3,579 $3,409
GEICO $4,349 $3,775 $3,290
Liberty Mutual $9,129 $5,490 $4,321
Nationwide $2,999 $2,374 $2,093
Progressive $3,943 $3,300 $3,041
State Farm $3,367 $2,019 $1,567
USAA $3,336 $2,248 $1,904

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Cheap Cozad, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Cozad, Nebraska auto insurance. Find the cheapest annual Cozad, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cozad, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,145 $2,181
Farmers $3,772 $3,772
GEICO $3,746 $3,863
Liberty Mutual $6,313 $6,313
Nationwide $2,489 $2,489
Progressive $3,428 $3,428
State Farm $2,258 $2,377
USAA $2,467 $2,526

Cheap Cozad, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cozad, Nebraska? Check out the comparison of annual Cozad, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cozad, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,149 $2,228 $2,113
Farmers $3,622 $3,722 $3,973
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,155 $6,283 $6,501
Nationwide $2,541 $2,476 $2,450
Progressive $3,267 $3,419 $3,598
State Farm $2,235 $2,314 $2,404
USAA $2,423 $2,493 $2,573

Best By Category: Cheapest Auto Insurance in Cozad, Nebraska

Compare the cheapest auto insurance companies in Cozad, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cozad, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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The Cheapest Cozad, Nebraska Auto Insurance Companies

What auto insurance companies in Cozad, Nebraska are the cheapest? Compare the top Cozad, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cozad, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,163
Farmers $3,772
GEICO $3,805
Liberty Mutual $6,313
Nationwide $2,489
Progressive $3,428
State Farm $2,318
USAA $2,496

What affects auto insurance rates in Cozad, Nebraska?

There are a lot of reasons why auto insurance rates in Cozad, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cozad, Nebraska. Many local factors may affect your Cozad auto insurance rates.

Cozad Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cozad, Nebraska commute length is 19.3 minutes according to City-Data.

Compare Cozad, Nebraska Auto Insurance Quotes

Before you buy Cozad, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cozad, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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