Best Cheap Auto Insurance in Scottsbluff, NE (2021)

The average Scottsbluff, NE auto insurance rates are $300 per month. The minimum auto insurance in Scottsbluff is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Scottsbluff, Nebraska, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Scottsbluff for teen drivers is Liberty Mutual
  • Average auto insurance rates in Scottsbluff, NE for senior drivers are $2,107 per year
  • The average commute length in Scottsbluff is 10.8 minutes

Scottsbluff, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Scottsbluff can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scottsbluff, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Scottsbluff to other Nebraska cities, including Bellevue auto insurance rates, North Platte auto insurance rates, and Grand Island auto insurance rates to see how Scottsbluff, Nebraska auto insurance rates stack up.

Before you buy Scottsbluff, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scottsbluff, Nebraska auto insurance quotes.

Minimum Auto Insurance in Scottsbluff, Nebraska

Scottsbluff, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scottsbluff, Nebraska.

Minimum Required Auto Insurance Coverage in Scottsbluff, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Scottsbluff, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scottsbluff, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scottsbluff, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,756 $1,756 $1,595 $1,595 $2,897 $4,219 $1,718 $1,853
Farmers $2,312 $2,305 $2,076 $2,181 $8,568 $8,839 $2,608 $2,735
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,505 $2,446 $2,056 $2,127 $8,922 $10,096 $3,001 $3,187
State Farm $1,556 $1,556 $1,372 $1,372 $4,311 $5,489 $1,721 $1,947
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

Cheap Scottsbluff, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scottsbluff, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Scottsbluff, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Scottsbluff, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,897 $4,219
Farmers $8,568 $8,839
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $8,922 $10,096
State Farm $4,311 $5,489
USAA $4,552 $5,488

Cheap Scottsbluff, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Scottsbluff, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scottsbluff, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,595 $1,595
Farmers $2,076 $2,181
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $2,056 $2,127
State Farm $1,372 $1,372
USAA $1,354 $1,410

Cheap Scottsbluff, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scottsbluff, Nebraska compared to the annual auto insurance rates with a clean record in Scottsbluff, Nebraska.

Annual Scottsbluff, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,128 $2,312 $2,128 $2,128
Farmers $3,353 $4,281 $4,176 $4,001
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,662 $5,310 $4,092 $4,106
State Farm $2,237 $2,594 $2,415 $2,415
USAA $1,900 $2,381 $3,562 $2,152

Cheap Scottsbluff, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scottsbluff, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Scottsbluff, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Scottsbluff, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
American Family $2,128
Farmers $4,176
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $4,092
State Farm $2,415
USAA $3,562

Cheap Scottsbluff, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scottsbluff, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scottsbluff, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,905 $1,993 $1,622
Farmers $4,537 $3,750 $3,572
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,965 $4,124 $3,788
State Farm $3,509 $2,104 $1,633
USAA $3,345 $2,249 $1,902

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Scottsbluff, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Scottsbluff, Nebraska auto insurance. Find the cheapest annual Scottsbluff, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scottsbluff, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,156 $2,191
Farmers $3,953 $3,953
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $4,292 $4,292
State Farm $2,353 $2,478
USAA $2,469 $2,528

Cheap Scottsbluff, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scottsbluff, Nebraska? Check out the comparison of annual Scottsbluff, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scottsbluff, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,161 $2,238 $2,122
Farmers $3,799 $3,901 $4,159
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $4,103 $4,280 $4,494
State Farm $2,312 $2,412 $2,523
USAA $2,428 $2,495 $2,573

Best By Category: Cheapest Auto Insurance in Scottsbluff, Nebraska

Compare the cheapest auto insurance companies in Scottsbluff, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scottsbluff, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

The Cheapest Scottsbluff, Nebraska Auto Insurance Companies

What auto insurance companies in Scottsbluff, Nebraska are the cheapest? Compare the top Scottsbluff, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scottsbluff, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,174
Farmers $3,953
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $4,292
State Farm $2,415
USAA $2,499

What affects auto insurance rates in Scottsbluff, Nebraska?

There are a lot of reasons why auto insurance rates in Scottsbluff, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Scottsbluff, Nebraska. Many local factors may affect your Scottsbluff auto insurance rates.

Scottsbluff Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Scottsbluff, Nebraska commute length is 10.8 minutes according to City-Data.

Compare Scottsbluff, Nebraska Auto Insurance Quotes

Before you buy Scottsbluff, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scottsbluff, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption