Does cheap no-fault auto insurance exist?

You can buy cheap no-fault auto insurance in all 12 states with no-fault laws. No-fault states limit your rights to sue other drivers for medical compensation. Instead, drivers must purchase Personal Injury Protection (PIP). PIP insurance pays for your medical costs and losses after an accident, regardless of fault. USAA, State Farm, and GEICO offer the lowest PIP insurance prices. The national PIP pure premium is $175 annually. Providers base customer rates on this total, plus overhead costs.

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UPDATED: Oct 26, 2021

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