Best Cheap Auto Insurance in Beckley, WV (2021)

The average Beckley, WV auto insurance rates are $348 per month. The minimum auto insurance in Beckley is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Beckley, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Beckley for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Beckley is State Farm
  • Average auto insurance rates in Beckley, WV for senior drivers are $2,305 per year

Beckley, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Beckley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beckley, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Beckley to other West Virginia cities, including Huntington auto insurance rates, Charleston auto insurance rates, and Morgan auto insurance rates to see how Beckley, West Virginia auto insurance rates stack up.

Before you buy Beckley, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beckley, West Virginia auto insurance quotes.

Minimum Auto Insurance in Beckley, West Virginia

Beckley, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beckley, West Virginia.

Minimum Required Auto Insurance Coverage in Beckley, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beckley, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beckley, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beckley, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,809 $2,603 $2,525 $2,530 $10,205 $10,638 $3,083 $3,077
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,445 $2,337 $2,270 $2,259 $11,143 $12,548 $2,944 $3,022
State Farm $1,845 $1,845 $1,675 $1,675 $4,286 $5,534 $2,190 $1,717
USAA $1,717 $1,689 $1,604 $1,610 $5,788 $6,380 $2,216 $2,373

Cheap Beckley, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beckley, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Beckley, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Beckley, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,205 $10,638
GEICO $7,282 $8,784
Liberty Mutual $15,528 $17,521
Nationwide $4,982 $6,271
Progressive $11,143 $12,548
State Farm $4,286 $5,534
USAA $5,788 $6,380

Cheap Beckley, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Beckley, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beckley, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,525 $2,530
GEICO $2,766 $2,681
Liberty Mutual $3,206 $3,909
Nationwide $1,744 $1,821
Progressive $2,270 $2,259
State Farm $1,675 $1,675
USAA $1,604 $1,610

Cheap Beckley, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beckley, West Virginia compared to the annual auto insurance rates with a clean record in Beckley, West Virginia.

Annual Beckley, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,949 $4,684 $5,611 $4,492
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $4,121 $5,576 $4,941 $4,847
State Farm $2,368 $2,823 $2,596 $2,596
USAA $2,292 $2,722 $3,876 $2,799

Cheap Beckley, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beckley, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Beckley, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Beckley, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,611
GEICO $7,093
Liberty Mutual $8,186
Nationwide $3,578
Progressive $4,941
State Farm $2,596
USAA $3,876

Cheap Beckley, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beckley, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beckley, West Virginia

Insurance Company Poor Fair Good
Allstate $5,685 $4,515 $3,851
GEICO $4,974 $4,048 $3,358
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,292 $2,779 $2,601
Progressive $5,425 $4,757 $4,430
State Farm $3,738 $2,271 $1,779
USAA $4,290 $2,484 $1,993

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Cheap Beckley, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beckley, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Beckley, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beckley, West Virginia

ZIP Code Average Annual Rates
25801 $4,172

Cheap Beckley, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Beckley, West Virginia auto insurance. Find the cheapest annual Beckley, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beckley, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,684 $4,684
GEICO $4,081 $4,172
Liberty Mutual $7,138 $7,138
Nationwide $2,891 $2,891
Progressive $4,871 $4,871
State Farm $2,526 $2,666
USAA $2,888 $2,956

Cheap Beckley, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beckley, West Virginia? Check out the comparison of annual Beckley, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beckley, West Virginia

Insurance Company Low Medium High
Allstate $4,499 $4,675 $4,878
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $2,814 $2,879 $2,979
Progressive $4,647 $4,814 $5,152
State Farm $2,431 $2,590 $2,767
USAA $2,808 $2,917 $3,042

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Best By Category: Cheapest Auto Insurance in Beckley, West Virginia

Compare the cheapest auto insurance companies in Beckley, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beckley, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Beckley, West Virginia Auto Insurance Companies

What auto insurance companies in Beckley, West Virginia are the cheapest? Compare the top Beckley, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beckley, West Virginia

Insurance Company Average Annual Rates
Allstate $4,684
GEICO $4,126
Liberty Mutual $7,138
Nationwide $2,891
Progressive $4,871
State Farm $2,596
USAA $2,922

What affects auto insurance rates in Beckley, West Virginia?

There are a lot of reasons why auto insurance rates in Beckley, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beckley, West Virginia. Many local factors may affect your Beckley auto insurance rates.

Beckley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beckley, West Virginia commute length is 18.3 minutes according to City-Data.

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Compare Beckley, West Virginia Auto Insurance Quotes

Before you buy Beckley, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beckley, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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