BMW X6 Insurance Rates [List of Money Saving Tips]

BMW X6 insurance rates cost $1,822 a year, or around $152 a month. Teens pay the highest rates at up to $6,659 a year, while good drivers may only pay $1,071.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,822 a year or $152 each month
  • A liability-only policy costs around $730 a year or $61 each month
  • Highest rates are for teenage drivers at around $6,659 a year or $555 each month
  • Good drivers can save as much as $751 a year by earning policy discounts
  • BMW X6 insurance costs around $303 more per year than the average vehicle

BMW X6 insurance rates cost $303 more than the average vehicle, but you can save up to $751 per year from policy discounts. Continue reading through this guide to learn how you can save money on BMW X6 insurance rates.

You can start comparing quotes for BMW X6 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

BMW X6 Insurance Cost

The average BMW X6 auto insurance rates are $1,822 a year or $152 a month.

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Are BMW X6s Expensive to Insure?

The chart below details how BMW X6 insurance rates compare to other crossovers like the Lincoln MKC, Lincoln MKX, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
BMW X6 $432 $834 $398 $1,822
Lincoln MKC $306 $596 $398 $1,458
Lincoln MKX $294 $596 $398 $1,446
Toyota RAV4 $280 $482 $390 $1,310
FIAT 500X $256 $506 $450 $1,392
Nissan Murano $294 $512 $390 $1,354
Kia Sportage $280 $470 $372 $1,280
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However, there are a few things you can do to find the cheapest BMW insurance rates online.

What Impacts the Cost of BMW X6 Insurance?

The BMW X6 trim and model you choose can impact the total price you will pay for BMW X6 insurance coverage.

Age of the Vehicle

Older BMW X6 models generally cost less to insure. For example, auto insurance for a 2018 BMW X6 costs $1,822, while 2010 BMW X6 insurance costs are $1,434, a difference of $388.

Model Year Comprehensive Collision Liability Total
2018 BMW X6 $432 $834 $398 $1,822
2017 BMW X6 $418 $814 $416 $1,806
2016 BMW X6 $402 $780 $430 $1,770
2015 BMW X6 $380 $752 $442 $1,732
2014 BMW X6 $366 $698 $452 $1,674
2013 BMW X6 $352 $658 $456 $1,624
2012 BMW X6 $336 $590 $460 $1,544
2011 BMW X6 $314 $542 $460 $1,474
2010 BMW X6 $304 $508 $464 $1,434
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Driver Age

Driver age can have a significant impact on the cost of BMW X6 auto insurance. For example, 20-year-old drivers pay approximately $2,228 each year for their BMW X6 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on BMW X6 insurance rates. For example, drivers in Los Angeles may pay $675 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your BMW X6 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their BMW X6 auto insurance with violations on their driving record.

BMW X6 Safety Ratings

Your BMW X6 auto insurance rates are tied to the BMW X6’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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BMW X6 Crash Test Ratings

Not only do good BMW X6 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper BMW X6 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X6 SUV RWD N/R N/R N/R N/R
2020 BMW X6 SUV AWD N/R N/R N/R N/R
2020 BMW X6 M SUV AWD N/R N/R N/R N/R
2019 BMW X6 SUV RWD N/R N/R N/R N/R
2019 BMW X6 SUV AWD N/R N/R N/R N/R
2019 BMW X6 M SUV AWD N/R N/R N/R N/R
2018 BMW X6 SUV RWD N/R N/R N/R N/R
2018 BMW X6 SUV AWD N/R N/R N/R N/R
2018 BMW X6 M SUV AWD N/R N/R N/R N/R
2017 BMW X6 SUV FWD N/R N/R N/R N/R
2017 BMW X6 SUV AWD N/R N/R N/R N/R
2017 BMW X6 M SUV FWD N/R N/R N/R N/R
2016 BMW X6 SUV RWD N/R N/R N/R N/R
2016 BMW X6 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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BMW X6 Safety Features

The more safety features you have on your BMW X6, the more likely it is that you can earn a discount. The BMW X6’s safety features include:

  • Electronic Stability Control (ESC) And Roll Stability Control (RSC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Park Distance Control Front And Rear Parking Sensors
  • Active Blind Spot Detection Blind Spot
  • Frontal Collision Warning w/City Collision Mitigation
  • Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners
  • Back-Up Camera

BMW X6 Finance and Insurance Cost

If you are financing a BMW X6, most lenders will require your carry higher BMW X6 coverage options including comprehensive coverage, so be sure to shop around and compare BMW X6 auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on BMW X6 Insurance

There are many ways that you can save on BMW X6 auto insurance. Below are five actions you can take to find cheap BMW X6 auto insurance rates.

  • Buy a BMW X6 with an Anti-Theft Device
  • Don’t Always Pick the Cheapest BMW X6 Auto Insurance Policy
  • Ask About Farm and Ranch Vehicle Discounts
  • Never Drink and Drive Your BMW X6
  • Re-Check BMW X6 Insurance Rates Every 6 Months

Top BMW X6 Insurance Companies

The best auto insurance companies for BMW X6 auto insurance rates will offer competitive rates, discounts, and account for the BMW X6’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free BMW X6 Insurance Quotes Online

Start comparing BMW X6 auto insurance quotes for free by using our convenient online comparison tool.

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