Best BMW X4 Auto Insurance Rates 2021

The price of car insurance for the BMW X4 depends on a lot of factors. Among the things that can impact your BMW X4 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X4 also affects car insurance rates, and that depends on trim level and options.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Mar 22, 2022

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Things to Remember

  • The cost of insurance for a BMW X4 depends on the trim level
  • Safety features of the BMW X4 can earn you a car insurance discount
  • Crash test ratings have an impact on BMW X4 auto insurance rates

Before you buy a BMW X4, or even if you already own one, you’ll want to get the best BMW X4 auto insurance rates. The cost of auto insurance for a BMW X4 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable BMW X4 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X4. You can also compare BMW X4 auto insurance rates to the average cost of insurance for competitors like Jeep Commander and Subaru XV Crosstrek Hybrid.

To compare BMW X4 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the BMW X4 expensive to insure?

Take a look at how insurance rates for similar models to the BMW X4 look. These insurance rates for other SUVs like the Jeep Commander, BMW X7, and Subaru XV Crosstrek Hybrid give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW X4

Vehicle Comprehensive Collision Liability Total
Tesla Model X $540 $1,124 $372 $2,194
GMC Yukon $376 $594 $372 $1,500
Land Rover Range Rover $454 $872 $416 $1,900
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
Chevrolet Tahoe Hybrid $290 $516 $456 $1,420
Infiniti QX60 $404 $750 $372 $1,684
Kia Telluride $376 $688 $316 $1,516
Land Rover Discovery Sport $368 $668 $416 $1,610

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What impacts the cost of BMW X4 insurance?

The average annual rate for the BMW X4 is just that, an average. Your insurance rates for a BMW X4 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X4.

BMW X4 Crash Test Ratings

BMW X4 crash test ratings can impact the cost of your BMW X4 car insurance. See BMW X4 crash test results here.

BMW X4 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X4 SUV AWD N/R N/R N/R N/R
2020 BMW X4 M SUV AWD N/R N/R N/R N/R
2019 BMW X4 SUV AWD N/R N/R N/R N/R
2018 BMW X4 SUV AWD N/R N/R N/R N/R
2017 BMW X4 SUV AWD N/R N/R N/R N/R
2016 BMW X4 SUV AWD N/R N/R N/R N/R

Ways to Save on BMW X4 Insurance

If you want to reduce the cost of your BMW X4 insurance rates, follow these tips below:

  • Re-check BMW X4 quotes every 6 months
  • Renew your BMW X4 insurance coverage to avoid lapses
  • Buy an older BMW X4
  • Check the odometer on your BMW X4
  • Ask about farm and ranch vehicle discounts

Top BMW X4 Insurance Companies

Several insurance companies offer competitive rates for the BMW X4 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X4 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW X4 Insurance Quotes Online

You can compare quotes for BMW X4 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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