Best Cheap Auto Insurance in Block Island, RI (2021)

The average Block Island, RI auto insurance rates are $344 per month. The minimum auto insurance in Block Island is at least 25/50/25 in coverage to comply with Rhode Island auto insurance laws. To find the best cheap auto insurance in Block Island, Rhode Island, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Block Island is State Farm
  • The minimum auto insurance required in Block Island, Rhode Island is 25/50/25
  • Average auto insurance rates in Block Island, RI for senior drivers are $2,217 per year

Block Island, Rhode Island auto insurance requirements are 25/50/25 according to Rhode Island auto insurance laws. Finding cheap auto insurance in Block Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Block Island, Rhode Island, including driving record, credit, commute time, and more.

Compare auto insurance in Block Island to other Rhode Island cities, including Wyoming auto insurance rates, Glendale auto insurance rates, and Albion auto insurance rates to see how Block Island, Rhode Island auto insurance rates stack up.

Before you buy Block Island, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Block Island, Rhode Island auto insurance quotes.

Minimum Auto Insurance in Block Island, Rhode Island

Block Island, Rhode Island auto insurance laws require that you have at least the Rhode Island minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Block Island, Rhode Island.

Minimum Required Auto Insurance Coverage in Block Island, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Block Island, Rhode Island Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Block Island, Rhode Island are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Block Island, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,376 $3,311 $3,360 $3,505 $5,947 $6,982 $3,528 $3,625
GEICO $2,469 $2,528 $2,528 $2,472 $7,737 $10,091 $2,551 $2,664
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,306 $2,343 $2,053 $2,167 $5,651 $7,212 $2,694 $2,910
Progressive $2,050 $1,948 $1,882 $1,873 $9,046 $10,151 $2,496 $2,549
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,444 $1,462 $1,468 $1,460 $14,612 $23,057 $1,488 $1,657
USAA $1,740 $1,721 $1,668 $1,635 $7,972 $9,101 $2,365 $2,480

Cheap Block Island, Rhode Island Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Block Island, Rhode Island is a challenge. Take a look at the annual teen auto insurance rates in Block Island, Rhode Island.

Annual Auto Insurance Rates for Teen Drivers in Block Island, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,947 $6,982
GEICO $7,737 $10,091
Liberty Mutual $8,914 $13,893
Nationwide $5,651 $7,212
Progressive $9,046 $10,151
State Farm $3,641 $4,851
Travelers $14,612 $23,057
USAA $7,972 $9,101

Cheap Block Island, Rhode Island Auto Insurance for Seniors

What are senior auto insurance rates in Block Island, Rhode Island? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Block Island, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,360 $3,505
GEICO $2,528 $2,472
Liberty Mutual $3,530 $3,530
Nationwide $2,053 $2,167
Progressive $1,882 $1,873
State Farm $1,171 $1,171
Travelers $1,468 $1,460
USAA $1,668 $1,635

Cheap Block Island, Rhode Island Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Block Island, Rhode Island compared to the annual auto insurance rates with a clean record in Block Island, Rhode Island.

Annual Block Island, Rhode Island Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,498 $4,295 $4,997 $4,027
GEICO $2,679 $3,512 $6,976 $3,352
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $3,084 $3,488 $3,863 $3,233
Progressive $3,278 $5,151 $3,675 $3,894
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $5,221 $5,399 $6,754 $5,950
USAA $2,611 $3,540 $5,418 $2,772

Cheap Block Island, Rhode Island Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Block Island, Rhode Island is not easy. Compare the annual rates for DUI auto insurance in Block Island, Rhode Island to find the best deal.

Annual Auto Insurance Rates After a DUI in Block Island, Rhode Island

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,997
GEICO $6,976
Liberty Mutual $6,231
Nationwide $3,863
Progressive $3,675
State Farm $1,933
Travelers $6,754
USAA $5,418

Cheap Block Island, Rhode Island Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Block Island, Rhode Island annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Block Island, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,261 $4,051 $3,302
GEICO $4,627 $4,015 $3,747
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $3,953 $3,265 $3,033
Progressive $4,481 $3,894 $3,623
State Farm $2,799 $1,893 $1,562
Travelers $6,122 $5,699 $5,672
USAA $5,311 $3,026 $2,420

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Cheap Block Island, Rhode Island Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Block Island, Rhode Island can vary. Compare the annual cost of auto insurance by ZIP code in Block Island, Rhode Island to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Block Island, Rhode Island

ZIP Code Average Annual Rates
2807 $4,125

Cheap Block Island, Rhode Island Auto Insurance Rates By Commute

Commute length and annual mileage affect Block Island, Rhode Island auto insurance. Find the cheapest annual Block Island, Rhode Island auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Block Island, Rhode Island

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,174 $4,235
GEICO $4,047 $4,213
Liberty Mutual $5,564 $5,935
Nationwide $3,417 $3,417
Progressive $3,999 $3,999
State Farm $2,022 $2,147
Travelers $5,831 $5,831
USAA $3,551 $3,620

Cheap Block Island, Rhode Island Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Block Island, Rhode Island? Check out the comparison of annual Block Island, Rhode Island auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Block Island, Rhode Island

Insurance Company Low Medium High
Allstate $3,997 $4,195 $4,421
GEICO $3,908 $4,118 $4,363
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $3,508 $3,429 $3,314
Progressive $3,792 $3,975 $4,230
State Farm $1,975 $2,081 $2,198
Travelers $5,923 $5,938 $5,632
USAA $3,425 $3,588 $3,743

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Best By Category: Cheapest Auto Insurance in Block Island, Rhode Island

Compare the cheapest auto insurance companies in Block Island, Rhode Island in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Block Island, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Block Island, Rhode Island Auto Insurance Companies

What auto insurance companies in Block Island, Rhode Island are the cheapest? Compare the top Block Island, Rhode Island auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Block Island, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,204
GEICO $4,130
Liberty Mutual $5,750
Nationwide $3,417
Progressive $3,999
State Farm $2,085
Travelers $5,831
USAA $3,585

Compare Block Island, Rhode Island Auto Insurance Quotes

Before you buy Block Island, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Block Island, Rhode Island auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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