Best Cheap Auto Insurance in Cranston, RI (2021)

The average Cranston, RI auto insurance rates are $522 per month. The minimum auto insurance in Cranston is at least 25/50/25 in coverage to comply with Rhode Island auto insurance laws. To find the best cheap auto insurance in Cranston, Rhode Island, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Cranston is 23.2 minutes
  • The most expensive auto insurance company in Cranston for teen drivers is Travelers
  • The minimum auto insurance required in Cranston, Rhode Island is 25/50/25

Cranston, Rhode Island auto insurance requirements are 25/50/25 according to Rhode Island auto insurance laws. Finding cheap auto insurance in Cranston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cranston, Rhode Island, including driving record, credit, commute time, and more.

Compare auto insurance in Cranston to other Rhode Island cities, including Jamestown auto insurance rates, Kenyon auto insurance rates, and Bradford auto insurance rates to see how Cranston, Rhode Island auto insurance rates stack up.

Before you buy Cranston, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cranston, Rhode Island auto insurance quotes.

Minimum Auto Insurance in Cranston, Rhode Island

Cranston, Rhode Island auto insurance laws require that you have at least the Rhode Island minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cranston, Rhode Island.

Minimum Required Auto Insurance Coverage in Cranston, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cranston, Rhode Island Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cranston, Rhode Island are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cranston, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,929 $4,840 $4,886 $5,107 $8,438 $9,991 $5,163 $5,326
GEICO $4,475 $4,584 $4,584 $4,482 $14,080 $18,400 $4,636 $4,842
Liberty Mutual $4,871 $4,871 $4,637 $4,637 $11,983 $18,777 $4,871 $6,674
Nationwide $3,672 $3,735 $3,186 $3,400 $10,116 $13,127 $4,427 $4,842
Progressive $3,072 $2,917 $2,830 $2,810 $13,709 $15,434 $3,748 $3,815
State Farm $1,759 $1,759 $1,552 $1,552 $4,856 $6,476 $1,934 $2,308
Travelers $2,150 $2,177 $2,189 $2,179 $22,528 $35,695 $2,215 $2,470
USAA $2,508 $2,481 $2,401 $2,353 $11,776 $13,464 $3,439 $3,614

Cheap Cranston, Rhode Island Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cranston, Rhode Island is a challenge. Take a look at the annual teen auto insurance rates in Cranston, Rhode Island.

Annual Auto Insurance Rates for Teen Drivers in Cranston, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,438 $9,991
GEICO $14,080 $18,400
Liberty Mutual $11,983 $18,777
Nationwide $10,116 $13,127
Progressive $13,709 $15,434
State Farm $4,856 $6,476
Travelers $22,528 $35,695
USAA $11,776 $13,464

Cheap Cranston, Rhode Island Auto Insurance for Seniors

What are senior auto insurance rates in Cranston, Rhode Island? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cranston, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,886 $5,107
GEICO $4,584 $4,482
Liberty Mutual $4,637 $4,637
Nationwide $3,186 $3,400
Progressive $2,830 $2,810
State Farm $1,552 $1,552
Travelers $2,189 $2,179
USAA $2,401 $2,353

Cheap Cranston, Rhode Island Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cranston, Rhode Island compared to the annual auto insurance rates with a clean record in Cranston, Rhode Island.

Annual Cranston, Rhode Island Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,379 $6,175 $6,878 $5,908
GEICO $4,851 $6,379 $12,723 $6,088
Liberty Mutual $7,153 $8,238 $8,116 $7,153
Nationwide $5,480 $5,884 $6,259 $5,629
Progressive $4,920 $7,831 $5,536 $5,880
State Farm $2,572 $3,384 $2,572 $2,572
Travelers $8,021 $8,298 $10,342 $9,142
USAA $3,807 $5,178 $7,989 $4,044

Cheap Cranston, Rhode Island Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cranston, Rhode Island is not easy. Compare the annual rates for DUI auto insurance in Cranston, Rhode Island to find the best deal.

Annual Auto Insurance Rates After a DUI in Cranston, Rhode Island

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,878
GEICO $12,723
Liberty Mutual $8,116
Nationwide $6,259
Progressive $5,536
State Farm $2,572
Travelers $10,342
USAA $7,989

Cheap Cranston, Rhode Island Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cranston, Rhode Island annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cranston, Rhode Island

Insurance Company Poor Fair Good
Allstate $7,655 $5,855 $4,745
GEICO $8,412 $7,303 $6,816
Liberty Mutual $10,110 $6,683 $6,204
Nationwide $6,762 $5,551 $5,126
Progressive $6,776 $5,882 $5,468
State Farm $3,730 $2,518 $2,076
Travelers $9,392 $8,748 $8,711
USAA $7,808 $4,426 $3,529

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Cheap Cranston, Rhode Island Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cranston, Rhode Island can vary. Compare the annual cost of auto insurance by ZIP code in Cranston, Rhode Island to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cranston, Rhode Island

ZIP Code Average Annual Rates
2910 $6,108
2920 $5,976
2921 $6,042

Cheap Cranston, Rhode Island Auto Insurance Rates By Commute

Commute length and annual mileage affect Cranston, Rhode Island auto insurance. Find the cheapest annual Cranston, Rhode Island auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cranston, Rhode Island

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,039 $6,131
GEICO $7,358 $7,662
Liberty Mutual $7,412 $7,919
Nationwide $5,813 $5,813
Progressive $6,042 $6,042
State Farm $2,690 $2,859
Travelers $8,950 $8,950
USAA $5,204 $5,305

Cheap Cranston, Rhode Island Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cranston, Rhode Island? Check out the comparison of annual Cranston, Rhode Island auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cranston, Rhode Island

Insurance Company Low Medium High
Allstate $5,713 $6,066 $6,477
GEICO $7,123 $7,493 $7,914
Liberty Mutual $7,216 $7,629 $8,151
Nationwide $6,010 $5,861 $5,568
Progressive $5,628 $5,995 $6,503
State Farm $2,626 $2,771 $2,928
Travelers $9,080 $9,117 $8,654
USAA $5,008 $5,259 $5,497

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Best By Category: Cheapest Auto Insurance in Cranston, Rhode Island

Compare the cheapest auto insurance companies in Cranston, Rhode Island in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cranston, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Cranston, Rhode Island Auto Insurance Companies

What auto insurance companies in Cranston, Rhode Island are the cheapest? Compare the top Cranston, Rhode Island auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cranston, Rhode Island

Insurance Company Average Annual Rates
Allstate $6,085
GEICO $7,510
Liberty Mutual $7,665
Nationwide $5,813
Progressive $6,042
State Farm $2,775
Travelers $8,950
USAA $5,255

What affects auto insurance rates in Cranston, Rhode Island?

There are a lot of reasons why auto insurance rates in Cranston, Rhode Island are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cranston, Rhode Island. Many local factors may affect your Cranston auto insurance rates.

Cranston Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cranston, Rhode Island auto theft statistics, there have been 95 auto thefts in the city.

Cranston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cranston, Rhode Island commute length is 23.2 minutes according to City-Data.

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Compare Cranston, Rhode Island Auto Insurance Quotes

Before you buy Cranston, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cranston, Rhode Island auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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