Best Tesla Model Y Auto Insurance Rates 2022

Auto insurance for the Tesla Model Y will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Tesla Model Y has numerous safety features that can help reduce car insurance rates. To find the best deal on Tesla Model Y auto insurance, it's best to compare multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 29, 2022

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Safety features of the Tesla Model Y can earn you a car insurance discount
  • Crash test ratings have an impact on Tesla Model Y auto insurance rates
  • The cost of insurance for a Tesla Model Y depends on the trim level

Before you buy a Tesla Model Y, or even if you already own one, you’ll want to get the best Tesla Model Y auto insurance rates. The cost of auto insurance for a Tesla Model Y can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Tesla Model Y auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Tesla auto insurance for a Model Y. You can also compare Tesla Model Y auto insurance rates to the average cost of insurance for competitors like BMW X2 and Chevrolet Tracker.

To compare Tesla Model Y auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Tesla Model Y expensive to insure?

Take a look at how insurance rates for similar models to the Tesla Model Y look. These insurance rates for other SUVs like the Lincoln Nautilus, Chevrolet Tracker, and BMW X2 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Tesla Model Y

Vehicle Comprehensive Collision Liability Total
Volkswagen Atlas $376 $718 $372 $1,624
Jaguar F-PACE $470 $982 $398 $2,008
Toyota Sequoia $332 $566 $398 $1,454
Land Rover Range Rover Evoque $356 $640 $416 $1,570
Land Rover Range Rover $454 $872 $416 $1,900
GMC Yukon $376 $594 $372 $1,500
Subaru Forester $362 $532 $316 $1,346
Ford Escape Hybrid $214 $388 $460 $1,220

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What impacts the cost of Tesla Model Y insurance?

As with any car, your Tesla Model Y car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Tesla Model Y trim level you buy will also have an impact on the total price you will pay for Tesla Model Y insurance coverage.

Tesla Model Y Crash Test Ratings

The Tesla Model Y crash test ratingswill have an affect on Tesla Model Y car insurance rates. Take a look at crash test results for the Tesla Model Y.

Tesla Model Y Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Tesla Model Y SUV AWD N/R N/R N/R N/R

Ways to Save on Tesla Model Y Insurance

Save more on your Tesla Model Y car insurance rates. Take a look at the following five strategies that will get you the best Tesla Model Y auto insurance rates possible.

  • Get cheaper Tesla Model Y car insurance rates as a full-time parent
  • Check the odometer on your Tesla Model Y
  • Take public transit instead of driving your Tesla Model Y
  • Reduce your coverage on an older Tesla Model Y
  • Buy a Tesla Model Y with an anti-theft device

Top Tesla Model Y Insurance Companies

What is the best company for affordable Tesla Model Y insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Tesla Model Y insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Tesla Model Y.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Tesla Model Y Insurance Quotes Online

You can compare quotes for Tesla Model Y auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

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