Best Auto Insurance Companies That Don’t Check Credit (2022)

Finding auto insurance companies that don't check credit is very difficult since almost all companies check credit. Bad credit can raise your car insurance rates by around $165 a month. However, some states like California and Massachusetts don’t allow insurance companies to use your credit score to calculate rates. Raise your credit score to lower your rates even if you can’t find a car insurance company that doesn’t check credit.

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UPDATED: Jun 29, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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