Best Cheap Auto Insurance in Aztec, NM (2021)

The average Aztec, NM auto insurance rates are $273 per month. The minimum auto insurance in Aztec is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Aztec, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Aztec, New Mexico is 25/50/10
  • The cheapest auto insurance company in Aztec is State Farm
  • The most expensive auto insurance company in Aztec for teen drivers is Allstate

Aztec, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Aztec can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aztec, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Aztec to other New Mexico cities, including Clovis auto insurance rates, Santa Fe auto insurance rates, and Roswell auto insurance rates to see how Aztec, New Mexico auto insurance rates stack up.

Before you buy Aztec, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aztec, New Mexico auto insurance quotes.

Minimum Auto Insurance in Aztec, New Mexico

Aztec, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aztec, New Mexico.

Minimum Required Auto Insurance Coverage in Aztec, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Aztec, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aztec, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aztec, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,495 $1,440 $1,368 $1,367 $6,300 $7,093 $1,801 $1,853
State Farm $1,466 $1,466 $1,330 $1,330 $3,864 $4,845 $1,634 $1,804
USAA $1,595 $1,580 $1,524 $1,514 $4,258 $4,808 $1,975 $2,110

Cheap Aztec, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aztec, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Aztec, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Aztec, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $6,300 $7,093
State Farm $3,864 $4,845
USAA $4,258 $4,808

Cheap Aztec, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Aztec, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aztec, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,368 $1,367
State Farm $1,330 $1,330
USAA $1,524 $1,514

Cheap Aztec, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aztec, New Mexico compared to the annual auto insurance rates with a clean record in Aztec, New Mexico.

Annual Aztec, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,455 $3,369 $2,643 $2,893
State Farm $2,087 $2,261 $2,261 $2,261
USAA $1,794 $2,504 $3,292 $2,091

Cheap Aztec, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aztec, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Aztec, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Aztec, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,643
State Farm $2,261
USAA $3,292

Cheap Aztec, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aztec, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aztec, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $3,102 $2,780 $2,638
State Farm $3,146 $1,953 $1,553
USAA $3,027 $2,268 $1,966

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Cheap Aztec, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aztec, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Aztec, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aztec, New Mexico

ZIP Code Average Annual Rates
87410 $3,455

Cheap Aztec, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Aztec, New Mexico auto insurance. Find the cheapest annual Aztec, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aztec, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,840 $2,840
State Farm $2,164 $2,271
USAA $2,348 $2,493

Cheap Aztec, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aztec, New Mexico? Check out the comparison of annual Aztec, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aztec, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,692 $2,840 $2,988
State Farm $2,018 $2,223 $2,411
USAA $2,248 $2,432 $2,581

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Best By Category: Cheapest Auto Insurance in Aztec, New Mexico

Compare the cheapest auto insurance companies in Aztec, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aztec, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Aztec, New Mexico Auto Insurance Companies

What auto insurance companies in Aztec, New Mexico are the cheapest? Compare the top Aztec, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aztec, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,840
State Farm $2,217
USAA $2,421

What affects auto insurance rates in Aztec, New Mexico?

There are a lot of reasons why auto insurance rates in Aztec, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aztec, New Mexico. Many local factors may affect your Aztec auto insurance rates.

Aztec Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Aztec, New Mexico auto theft statistics, there have been 19 auto thefts in the city.

Aztec Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aztec, New Mexico commute length is 24.5 minutes according to City-Data.

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Compare Aztec, New Mexico Auto Insurance Quotes

Before you buy Aztec, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aztec, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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