Best Cheap Auto Insurance in Roswell, NM (2021)

The average Roswell, NM auto insurance rates are $293 per month. The minimum auto insurance in Roswell is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Roswell, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The average commute length in Roswell is 18.0 minutes
  • The minimum auto insurance required in Roswell, New Mexico is 25/50/10
  • Average auto insurance rates in Roswell, NM for senior drivers are $2,025 per year

Roswell, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Roswell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roswell, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Roswell to other New Mexico cities, including Hobbs auto insurance rates, Albuquerque auto insurance rates, and Santa Fe auto insurance rates to see how Roswell, New Mexico auto insurance rates stack up.

Before you buy Roswell, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roswell, New Mexico auto insurance quotes.

Minimum Auto Insurance in Roswell, New Mexico

Roswell, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roswell, New Mexico.

Minimum Required Auto Insurance Coverage in Roswell, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Roswell, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Roswell, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roswell, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,551 $2,543 $2,289 $2,422 $9,860 $10,149 $2,873 $2,992
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,556 $2,602 $2,315 $2,436 $6,186 $7,837 $2,885 $3,098
Progressive $1,604 $1,554 $1,453 $1,459 $6,577 $7,409 $1,942 $2,007
State Farm $1,596 $1,596 $1,446 $1,446 $4,345 $5,475 $1,789 $1,971
USAA $1,512 $1,499 $1,446 $1,439 $3,941 $4,449 $1,865 $1,994

Cheap Roswell, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Roswell, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Roswell, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Roswell, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $9,860 $10,149
GEICO $7,777 $10,704
Nationwide $6,186 $7,837
Progressive $6,577 $7,409
State Farm $4,345 $5,475
USAA $3,941 $4,449

Cheap Roswell, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Roswell, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Roswell, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $2,289 $2,422
GEICO $2,668 $2,668
Nationwide $2,315 $2,436
Progressive $1,453 $1,459
State Farm $1,446 $1,446
USAA $1,446 $1,439

Cheap Roswell, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roswell, New Mexico compared to the annual auto insurance rates with a clean record in Roswell, New Mexico.

Annual Roswell, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,775 $4,840 $4,724 $4,500
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,773 $3,925 $5,105 $3,154
Progressive $2,597 $3,545 $2,795 $3,065
State Farm $2,308 $2,508 $2,508 $2,508
USAA $1,683 $2,342 $3,089 $1,959

Cheap Roswell, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Roswell, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Roswell, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Roswell, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,820
Farmers $4,724
GEICO $8,321
Nationwide $5,105
Progressive $2,795
State Farm $2,508
USAA $3,089

Cheap Roswell, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Roswell, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Roswell, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $5,123 $4,231 $4,026
GEICO $4,997 $4,333 $4,004
Nationwide $4,575 $3,553 $3,090
Progressive $3,291 $2,935 $2,776
State Farm $3,518 $2,156 $1,700
USAA $2,834 $2,126 $1,845

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Cheap Roswell, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Roswell, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Roswell, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Roswell, New Mexico

ZIP Code Average Annual Rates
88201 $3,698
88203 $3,684

Cheap Roswell, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Roswell, New Mexico auto insurance. Find the cheapest annual Roswell, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Roswell, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,221 $4,221
Farmers $4,460 $4,460
GEICO $4,378 $4,511
Nationwide $3,739 $3,739
Progressive $3,001 $3,001
State Farm $2,396 $2,521
USAA $2,201 $2,336

Cheap Roswell, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Roswell, New Mexico? Check out the comparison of annual Roswell, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roswell, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $4,134 $4,431 $4,816
GEICO $4,154 $4,433 $4,747
Nationwide $3,704 $3,712 $3,802
Progressive $2,862 $3,002 $3,138
State Farm $2,245 $2,467 $2,662
USAA $2,102 $2,280 $2,424

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Best By Category: Cheapest Auto Insurance in Roswell, New Mexico

Compare the cheapest auto insurance companies in Roswell, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Roswell, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Roswell, New Mexico Auto Insurance Companies

What auto insurance companies in Roswell, New Mexico are the cheapest? Compare the top Roswell, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Roswell, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $4,460
GEICO $4,444
Nationwide $3,739
Progressive $3,001
State Farm $2,458
USAA $2,268

What affects auto insurance rates in Roswell, New Mexico?

There are a lot of reasons why auto insurance rates in Roswell, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roswell, New Mexico. Many local factors may affect your Roswell auto insurance rates.

Roswell Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Roswell, New Mexico auto theft statistics, there have been 154 auto thefts in the city.

Roswell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roswell, New Mexico commute length is 18.0 minutes according to City-Data.

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Compare Roswell, New Mexico Auto Insurance Quotes

Before you buy Roswell, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roswell, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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