Best Cheap Auto Insurance in Akron, OH (2021)

When it comes to cheap auto insurance in Akron, Ohio, American Family takes the lead with average rates as low as $132 per month or $1,595 annually. However, rates vary from person to person. You must buy Akron, OH auto insurance that meets the Ohio state legal minimum requirements of 25/50/25 for liability coverage. Make sure you aren’t overpaying for your policy by comparing Akron, OH auto insurance quotes online today.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 23, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The best cheap auto insurance in Akron, Ohio comes from American Family.
  • Akron auto insurance rates are impacted by minimal traffic congestion and low auto theft rates.
  • Insurance costs in Akron are lower than other major Ohio cities like Columbus, Cincinnati, and Cleveland.

Akron, Ohio auto insurance rates are lower on average than other major Ohio cities. Read through our guide to learn how to secure cheap car insurance in Akron, OH, no matter your age, driving history, or credit score.

Monthly Akron, OH Car Insurance Rates by ZIP Code

Check out the monthly Akron, OH auto insurance rates by ZIP Code below:

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Akron, OH Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Akron, OH stack up against other top metro auto insurance rates? We’ve got your answer below.

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When you’re ready to buy Akron, OH auto insurance, enter your ZIP code into our free quote tool above and receive rates from reputable providers near you.

What is the cheapest auto insurance company in Akron, OH?

The cheapest Akron, OH auto insurance company is American Family. Rates average around $132 per month or $1,595 annually.

Which Akron, OH auto insurance company has the cheapest rates? And how do those rates compare against the average Ohio auto insurance company rates? We’ve got the answers below.

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See a list of the top insurance providers in Akron from cheapest to most expensive:

  • American Family – $1,595.38
  • USAA – $1,615.43
  • GEICO – $1,982.75
  • State Farm – $2,765.01
  • Travelers – $3,020.70
  • Nationwide – $3,622.38
  • Allstate – $3,705.24
  • Progressive – $3,739.12
  • Farmers – $3,826.48
  • Liberty Mutual – $4,763.50

Akron, OH auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Akron auto insurance rates. Find the cheapest Akron, OH auto insurance rates by coverage level below:

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Your credit score will play a major role in your Akron auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Akron, OH auto insurance rates by credit score below.

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Your driving record will play a major role in your Akron auto insurance rates. For example, other factors aside, a Akron, OH DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Akron, OH auto insurance rates by driving record.

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There are many different factors that affect auto insurance rates, like age and driving record. Your Akron, OH car insurance quotes from these providers could therefore look very different.

The coverage level you require will also impact your premiums.

What auto insurance coverage is required in Akron, OH?

Akron residents must follow the Ohio state auto insurance laws to drive on the roads.

In Ohio, you are required to carry the following auto insurance limits:

  • $25,000 per person and $50,000 per accident in bodily injury liability coverage.
  • $25,000 per accident in property damage liability.

What is liability auto insurance coverage? It pays for damages to the other driver in an accident you caused.

Liability insurance is required because Ohio is an at-fault state, which means the person responsible for causing an accident must pay for the damages.

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What affects auto insurance rates in Akron, OH?

Akron, OH auto insurance rates are low because of minimal traffic congestion and average auto theft rates for a city of its size.

Factors affecting auto insurance rates in Akron, OH may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Akron, Ohio auto insurance.

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These states no longer using gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor because young drivers are often considered high-risk. Ohio does use gender, so check out the average monthly auto insurance rates by age and gender in Akron, OH.

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The 2019 traffic report from INRIX ranks Akron as the 128th most congested city in America.

According to City-Data, Akron drivers’ average commute length is 20.6 minutes, shorter than the national average of 26 minutes.

The Federal Bureau of Investigation (FBI) recorded 755 car thefts in 2017 in Akron. That’s a rate of 382.4 thefts per 100,000 residents.

Akron, OH Auto Insurance: The Bottom Line

You will easily secure affordable Akron, OH car insurance rates thanks to the cities minor traffic congestion and average auto theft rates.

By comparing quotes online and seeking out auto insurance discounts, you can earn even better prices.

Enter your ZIP code into our free tool below to immediately receive Akron, OH auto insurance quotes from the best companies in your city.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Monthly Akron, OH Auto Insurance Rates by ZIP Code
Akron, OH Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Akron, OH Auto Insurance Rates by Company vs. City Average
Akron, OH Auto Insurance Rates by Company and Age
The Cheapest Akron, OH Auto Insurance Rates by Coverage Level
The Cheapest Akron, OH Auto Insurance Rates by Credit Score
The Cheapest Akron, OH Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Akron, OH
Average Monthly Auto Insurance Rates by Age & Gender in Akron, OH
Monthly Akron, OH Auto Insurance Rates by ZIP Code
Akron, OH Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Akron, OH Auto Insurance Rates by Company vs. City Average
Akron, OH Auto Insurance Rates by Company and Age
The Cheapest Akron, OH Auto Insurance Rates by Coverage Level
The Cheapest Akron, OH Auto Insurance Rates by Credit Score
The Cheapest Akron, OH Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Akron, OH
Average Monthly Auto Insurance Rates by Age & Gender in Akron, OH