Best Cheap Auto Insurance in Maumee, OH (2021)

The average Maumee, OH auto insurance rates are $241 per month. The minimum auto insurance in Maumee is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Maumee, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Maumee, Ohio is 25/50/25
  • The most expensive auto insurance company in Maumee for teen drivers is Liberty Mutual
  • Average auto insurance rates in Maumee, OH for senior drivers are $1,471 per year

Maumee, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Maumee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maumee, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Maumee to other Ohio cities, including Dayton auto insurance rates, Akron auto insurance rates, and Cleveland auto insurance rates to see how Maumee, Ohio auto insurance rates stack up.

Before you buy Maumee, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maumee, Ohio auto insurance quotes.

Minimum Auto Insurance in Maumee, Ohio

Maumee, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maumee, Ohio.

Minimum Required Auto Insurance Coverage in Maumee, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Maumee, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Maumee, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maumee, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,124 $2,108 $1,924 $2,055 $5,999 $6,859 $2,217 $2,357
American Family $920 $953 $850 $852 $2,974 $3,218 $1,141 $1,200
Farmers $1,716 $1,714 $1,510 $1,598 $7,806 $8,120 $1,923 $2,001
GEICO $1,265 $1,233 $1,199 $1,220 $3,428 $3,186 $1,403 $1,182
Liberty Mutual $2,596 $2,838 $1,987 $2,428 $13,717 $15,504 $2,756 $3,013
Nationwide $2,083 $2,090 $1,884 $1,893 $5,427 $6,968 $2,227 $2,583
Progressive $1,729 $1,615 $1,443 $1,490 $7,988 $8,983 $2,066 $2,138
State Farm $1,482 $1,482 $1,337 $1,337 $4,800 $6,020 $1,727 $1,983
Travelers $1,336 $1,354 $1,340 $1,330 $5,887 $9,297 $1,398 $1,576
USAA $912 $920 $869 $868 $2,815 $3,132 $1,219 $1,306

Cheap Maumee, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Maumee, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Maumee, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Maumee, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,999 $6,859
American Family $2,974 $3,218
Farmers $7,806 $8,120
GEICO $3,428 $3,186
Liberty Mutual $13,717 $15,504
Nationwide $5,427 $6,968
Progressive $7,988 $8,983
State Farm $4,800 $6,020
Travelers $5,887 $9,297
USAA $2,815 $3,132

Cheap Maumee, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Maumee, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Maumee, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,924 $2,055
American Family $850 $852
Farmers $1,510 $1,598
GEICO $1,199 $1,220
Liberty Mutual $1,987 $2,428
Nationwide $1,884 $1,893
Progressive $1,443 $1,490
State Farm $1,337 $1,337
Travelers $1,340 $1,330
USAA $869 $868

Cheap Maumee, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maumee, Ohio compared to the annual auto insurance rates with a clean record in Maumee, Ohio.

Annual Maumee, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,681 $3,254 $3,842 $3,045
American Family $1,450 $1,534 $1,534 $1,534
Farmers $2,719 $3,506 $3,420 $3,548
GEICO $1,192 $1,728 $2,525 $1,613
Liberty Mutual $4,701 $6,050 $6,178 $5,491
Nationwide $2,528 $3,204 $4,054 $2,791
Progressive $2,954 $4,039 $3,149 $3,584
State Farm $2,287 $2,755 $2,521 $2,521
Travelers $2,157 $2,822 $4,266 $2,515
USAA $1,151 $1,545 $2,046 $1,277

Cheap Maumee, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Maumee, Ohio is not easy. Compare the annual rates for DUI auto insurance in Maumee, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Maumee, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
American Family $1,534
Farmers $3,420
GEICO $2,525
Liberty Mutual $6,178
Nationwide $4,054
Progressive $3,149
State Farm $2,521
Travelers $4,266
USAA $2,046

Cheap Maumee, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Maumee, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Maumee, Ohio

Insurance Company Poor Fair Good
Allstate $4,117 $3,001 $2,498
American Family $2,012 $1,369 $1,159
Farmers $3,728 $3,159 $3,008
GEICO $2,115 $1,765 $1,414
Liberty Mutual $8,043 $4,920 $3,851
Nationwide $3,793 $3,057 $2,582
Progressive $3,832 $3,336 $3,127
State Farm $3,593 $2,220 $1,750
Travelers $3,283 $2,861 $2,675
USAA $1,949 $1,384 $1,182

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Maumee, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Maumee, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Maumee, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Maumee, Ohio

ZIP Code Average Annual Rates
43537 $2,753

Cheap Maumee, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Maumee, Ohio auto insurance. Find the cheapest annual Maumee, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Maumee, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,205 $3,205
American Family $1,495 $1,532
Farmers $3,298 $3,298
GEICO $1,735 $1,794
Liberty Mutual $5,605 $5,605
Nationwide $3,144 $3,144
Progressive $3,431 $3,431
State Farm $2,457 $2,585
Travelers $2,940 $2,940
USAA $1,447 $1,563

Cheap Maumee, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Maumee, Ohio? Check out the comparison of annual Maumee, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maumee, Ohio

Insurance Company Low Medium High
Allstate $3,091 $3,198 $3,327
American Family $1,481 $1,525 $1,534
Farmers $3,109 $3,242 $3,543
GEICO $1,703 $1,756 $1,834
Liberty Mutual $5,381 $5,635 $5,799
Nationwide $3,460 $3,049 $2,924
Progressive $3,290 $3,401 $3,603
State Farm $2,385 $2,530 $2,648
Travelers $2,852 $2,980 $2,987
USAA $1,428 $1,504 $1,583

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Maumee, Ohio

Compare the cheapest auto insurance companies in Maumee, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Maumee, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Maumee, Ohio Auto Insurance Companies

What auto insurance companies in Maumee, Ohio are the cheapest? Compare the top Maumee, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Maumee, Ohio

Insurance Company Average Annual Rates
Allstate $3,205
American Family $1,513
Farmers $3,298
GEICO $1,765
Liberty Mutual $5,605
Nationwide $3,144
Progressive $3,431
State Farm $2,521
Travelers $2,940
USAA $1,505

What affects auto insurance rates in Maumee, Ohio?

There are a lot of reasons why auto insurance rates in Maumee, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maumee, Ohio. Many local factors may affect your Maumee auto insurance rates.

Maumee Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Maumee, Ohio auto theft statistics, there have been 11 auto thefts in the city.

Maumee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maumee, Ohio commute length is 19.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Maumee, Ohio Auto Insurance Quotes

Before you buy Maumee, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maumee, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption