Best Cheap Auto Insurance in Kingston, OH (2021)

The average Kingston, OH auto insurance rates are $232 per month. The minimum auto insurance in Kingston is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Kingston, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The average commute length in Kingston is 32.2 minutes
  • The cheapest auto insurance company in Kingston is American Family
  • The most expensive auto insurance company in Kingston for teen drivers is Liberty Mutual

Kingston, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Kingston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kingston, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Kingston to other Ohio cities, including Cleveland auto insurance rates, Toledo auto insurance rates, and Akron auto insurance rates to see how Kingston, Ohio auto insurance rates stack up.

Before you buy Kingston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kingston, Ohio auto insurance quotes.

Minimum Auto Insurance in Kingston, Ohio

Kingston, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kingston, Ohio.

Minimum Required Auto Insurance Coverage in Kingston, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kingston, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kingston, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kingston, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,074 $1,873 $2,003 $5,739 $6,562 $2,189 $2,340
American Family $969 $1,009 $872 $879 $2,785 $3,041 $1,190 $1,257
Farmers $1,843 $1,838 $1,624 $1,709 $8,064 $8,372 $2,075 $2,180
GEICO $1,310 $1,267 $1,219 $1,222 $3,458 $3,218 $1,457 $1,239
Liberty Mutual $1,963 $2,141 $1,509 $1,835 $10,393 $11,738 $2,081 $2,273
Nationwide $2,153 $2,165 $1,942 $1,957 $5,487 $7,080 $2,308 $2,688
Progressive $1,764 $1,672 $1,465 $1,515 $7,663 $8,642 $2,113 $2,186
State Farm $1,554 $1,554 $1,379 $1,379 $4,668 $5,878 $1,800 $2,059
Travelers $1,415 $1,437 $1,401 $1,393 $6,006 $9,453 $1,473 $1,693
USAA $915 $923 $869 $869 $2,815 $3,137 $1,225 $1,325

Cheap Kingston, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kingston, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Kingston, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Kingston, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,739 $6,562
American Family $2,785 $3,041
Farmers $8,064 $8,372
GEICO $3,458 $3,218
Liberty Mutual $10,393 $11,738
Nationwide $5,487 $7,080
Progressive $7,663 $8,642
State Farm $4,668 $5,878
Travelers $6,006 $9,453
USAA $2,815 $3,137

Cheap Kingston, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Kingston, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kingston, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,873 $2,003
American Family $872 $879
Farmers $1,624 $1,709
GEICO $1,219 $1,222
Liberty Mutual $1,509 $1,835
Nationwide $1,942 $1,957
Progressive $1,465 $1,515
State Farm $1,379 $1,379
Travelers $1,401 $1,393
USAA $869 $869

Cheap Kingston, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kingston, Ohio compared to the annual auto insurance rates with a clean record in Kingston, Ohio.

Annual Kingston, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,614 $3,159 $3,701 $2,955
American Family $1,438 $1,521 $1,521 $1,521
Farmers $2,852 $3,673 $3,582 $3,745
GEICO $1,230 $1,762 $2,528 $1,676
Liberty Mutual $3,562 $4,576 $4,671 $4,157
Nationwide $2,581 $3,285 $4,169 $2,855
Progressive $2,915 $3,949 $3,103 $3,543
State Farm $2,320 $2,748 $2,534 $2,534
Travelers $2,238 $2,912 $4,386 $2,600
USAA $1,160 $1,554 $2,039 $1,286

Cheap Kingston, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kingston, Ohio is not easy. Compare the annual rates for DUI auto insurance in Kingston, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Kingston, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,701
American Family $1,521
Farmers $3,582
GEICO $2,528
Liberty Mutual $4,671
Nationwide $4,169
Progressive $3,103
State Farm $2,534
Travelers $4,386
USAA $2,039

Cheap Kingston, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kingston, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kingston, Ohio

Insurance Company Poor Fair Good
Allstate $3,994 $2,904 $2,425
American Family $1,987 $1,361 $1,153
Farmers $3,928 $3,310 $3,151
GEICO $2,156 $1,799 $1,441
Liberty Mutual $6,073 $3,729 $2,923
Nationwide $3,889 $3,133 $2,646
Progressive $3,805 $3,275 $3,053
State Farm $3,611 $2,232 $1,759
Travelers $3,395 $2,952 $2,755
USAA $1,963 $1,386 $1,180

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Cheap Kingston, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kingston, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Kingston, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kingston, Ohio

ZIP Code Average Annual Rates
45644 $2,660

Cheap Kingston, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Kingston, Ohio auto insurance. Find the cheapest annual Kingston, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kingston, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,107 $3,107
American Family $1,482 $1,518
Farmers $3,463 $3,463
GEICO $1,766 $1,831
Liberty Mutual $4,242 $4,242
Nationwide $3,223 $3,223
Progressive $3,378 $3,378
State Farm $2,472 $2,596
Travelers $3,034 $3,034
USAA $1,452 $1,567

Cheap Kingston, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kingston, Ohio? Check out the comparison of annual Kingston, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kingston, Ohio

Insurance Company Low Medium High
Allstate $3,006 $3,101 $3,216
American Family $1,482 $1,512 $1,507
Farmers $3,298 $3,414 $3,679
GEICO $1,745 $1,791 $1,860
Liberty Mutual $4,085 $4,264 $4,376
Nationwide $3,567 $3,123 $2,978
Progressive $3,248 $3,349 $3,535
State Farm $2,423 $2,541 $2,638
Travelers $2,962 $3,073 $3,067
USAA $1,448 $1,508 $1,573

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Best By Category: Cheapest Auto Insurance in Kingston, Ohio

Compare the cheapest auto insurance companies in Kingston, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kingston, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Kingston, Ohio Auto Insurance Companies

What auto insurance companies in Kingston, Ohio are the cheapest? Compare the top Kingston, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kingston, Ohio

Insurance Company Average Annual Rates
Allstate $3,107
American Family $1,500
Farmers $3,463
GEICO $1,799
Liberty Mutual $4,242
Nationwide $3,223
Progressive $3,378
State Farm $2,534
Travelers $3,034
USAA $1,510

What affects auto insurance rates in Kingston, Ohio?

There are a lot of reasons why auto insurance rates in Kingston, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kingston, Ohio. Many local factors may affect your Kingston auto insurance rates.

Kingston Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kingston, Ohio auto theft statistics, there have been 1 auto thefts in the city.

Kingston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kingston, Ohio commute length is 32.2 minutes according to City-Data.

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Compare Kingston, Ohio Auto Insurance Quotes

Before you buy Kingston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kingston, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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