Toyota Land Cruiser Insurance Quotes [Rates + Cheap Coverage Guide]

Average Toyota Land Cruiser auto insurance rates cost $1,750 a year, or around $146 a month. You can find cheap Toyota Land Cruiser insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $1,028 a year.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Feb 16, 2021

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Key takeaways:

  • Full coverage costs around $1,750 a year or $146 each month
  • A liability-only policy costs around $702 a year or $59 each month
  • Highest rates are for teenage drivers at around $6,396 a year or $533 each month
  • Good drivers can save as much as $722 a year by earning policy discounts
  • Toyota Land Cruiser insurance costs around $231 more per year than the average vehicle

Toyota Land Cruiser insurance rates are around $231 more than the average vehicle with full coverage costing an average $1,750 a year or $146 a month.

Good drivers can save up to $722 a year in policy discounts for practicing safe driving habits. We’re going to talk about Toyota Land Cruiser insurance rates, insurance loss rates, and more.

You can start comparing quotes for Toyota Land Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Land Cruiser Insurance Cost

The average Toyota Land Cruiser car insurance rates are $1,750 a year or $146 a month.

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Are Toyota Land Cruisers Expensive to Insure?

The chart below details how Toyota Land Cruiser insurance rates compare to other SUVs like the Acura RDX, Audi Q3, and Volvo XC60.

Vehicle Comprehensive Collision Liability Total
Toyota Land Cruiser $420 $774 $398 $1,750
Acura RDX $308 $532 $316 $1,292
Audi Q3 $344 $686 $398 $1,586
Volvo XC60 $306 $536 $338 $1,316
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Kia Telluride $376 $688 $316 $1,516
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Land Cruiser Insurance?

You might have noticed that there is a multitude of factors that impact Toyota Land Cruiser car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Toyota Land Cruiser.

Age of the Vehicle

The average Toyota Land Cruiser car insurance rates are higher for newer models. For example, car insurance for a 2018 Toyota Land Cruiser costs $1,750, while 2010 Toyota Land Cruiser insurance costs are $1,390, a difference of $360.

Model Year Comprehensive Collision Liability Total
2018 Toyota Land Cruiser $420 $774 $398 $1,750
2017 Toyota Land Cruiser $406 $756 $416 $1,736
2016 Toyota Land Cruiser $392 $724 $430 $1,704
2015 Toyota Land Cruiser $370 $698 $442 $1,668
2014 Toyota Land Cruiser $356 $648 $452 $1,614
2013 Toyota Land Cruiser $342 $610 $456 $1,566
2011 Toyota Land Cruiser $306 $504 $460 $1,428
2010 Toyota Land Cruiser $296 $472 $464 $1,390
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Driver Age

Driver age can have a significant effect on the cost of Toyota Land Cruiser car insurance. For example, a 20-year-old driver could pay around $178 more each month for their Toyota Land Cruiser car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Toyota Land Cruiser insurance rates. For example, drivers in New York may pay $455 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Land Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Land Cruiser car insurance with violations on their driving record.

Toyota Land Cruiser Crash Test Ratings

Poor Toyota Land Cruiser crash test ratings could mean higher Toyota Land Cruiser car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
2018 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
2017 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
2016 Toyota Land Cruiser SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Land Cruiser Safety Features

The numerous safety features of the Toyota Land Cruiser help contribute to lower insurance rates. The 2020 Toyota Land Cruiser has the following safety features:

  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking
  • Lane departure warning
  • Automatic high-beam headlights
  • Adaptive cruise control

Toyota Land Cruiser Insurance Loss Probability

The Toyota Land Cruiser’s insurance loss probability varies for each form of coverage. The lower percentage means lower Toyota Land Cruiser auto insurance rates; higher percentages mean higher Toyota Land Cruiser car insurance rates.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -12%
Comprehensive 71%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Toyota Land Cruiser Finance and Insurance Cost

When financing a Toyota Land Cruiser, most lenders will require your carry higher Toyota Land Cruiser coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Land Cruiser car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Toyota Land Cruiser Insurance

If you want to reduce the cost of your Toyota Land Cruiser insurance rates, follow these tips below:

  • Bundle Your Toyota Land Cruiser Auto Insurance with Home Insurance
  • Ask About Farm and Ranch Vehicle Discounts
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Get Married and Ask for a Discount
  • Buy Winter Tires for Your Toyota Land Cruiser

Top Toyota Land Cruiser Insurance Companies

Who is the top car insurance company for Toyota Land Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Land Cruiser auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Land Cruiser offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Land Cruiser Insurance Quotes Online

Start comparing Toyota Land Cruiser auto insurance quotes for free by using our FREE online comparison tool.

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