Best Cheap Auto Insurance in Sedalia, MO (2021)

The average Sedalia, MO auto insurance rates are $245 per month. The minimum auto insurance in Sedalia is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Sedalia, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sedalia, MO for senior drivers are $1,645 per year
  • The cheapest auto insurance company in Sedalia is Nationwide
  • The minimum auto insurance required in Sedalia, Missouri is 25/50/25

Sedalia, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Sedalia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sedalia, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Sedalia to other Missouri cities, including Lee’s Summit auto insurance rates, St. Louis auto insurance rates, and Kansas City auto insurance rates to see how Sedalia, Missouri auto insurance rates stack up.

Before you buy Sedalia, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sedalia, Missouri auto insurance quotes.

Minimum Auto Insurance in Sedalia, Missouri

Sedalia, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sedalia, Missouri.

Minimum Required Auto Insurance Coverage in Sedalia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sedalia, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sedalia, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sedalia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,361 $2,290 $2,123 $2,190 $6,410 $6,934 $2,273 $2,351
American Family $1,900 $1,900 $1,696 $1,696 $5,258 $6,818 $1,900 $2,215
Farmers $2,107 $2,101 $1,879 $1,994 $8,825 $9,137 $2,399 $2,501
GEICO $1,664 $1,868 $1,301 $1,676 $5,250 $5,542 $1,515 $1,513
Liberty Mutual $2,495 $2,704 $2,056 $2,306 $8,573 $9,521 $2,628 $2,802
Nationwide $1,338 $1,365 $1,200 $1,270 $3,355 $4,290 $1,524 $1,646
Progressive $1,736 $1,603 $1,422 $1,465 $5,767 $6,468 $2,112 $2,147
State Farm $1,496 $1,496 $1,342 $1,342 $4,358 $5,493 $1,684 $1,921
USAA $1,462 $1,450 $1,315 $1,339 $4,335 $5,295 $1,820 $2,023

Cheap Sedalia, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sedalia, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Sedalia, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Sedalia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,410 $6,934
American Family $5,258 $6,818
Farmers $8,825 $9,137
GEICO $5,250 $5,542
Liberty Mutual $8,573 $9,521
Nationwide $3,355 $4,290
Progressive $5,767 $6,468
State Farm $4,358 $5,493
USAA $4,335 $5,295

Cheap Sedalia, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Sedalia, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sedalia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,190
American Family $1,696 $1,696
Farmers $1,879 $1,994
GEICO $1,301 $1,676
Liberty Mutual $2,056 $2,306
Nationwide $1,200 $1,270
Progressive $1,422 $1,465
State Farm $1,342 $1,342
USAA $1,315 $1,339

Cheap Sedalia, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sedalia, Missouri compared to the annual auto insurance rates with a clean record in Sedalia, Missouri.

Annual Sedalia, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,900 $3,260 $4,035 $3,271
American Family $2,163 $3,179 $3,868 $2,481
Farmers $3,344 $4,165 $4,072 $3,890
GEICO $1,963 $2,574 $3,492 $2,135
Liberty Mutual $3,009 $4,312 $4,445 $4,777
Nationwide $1,579 $2,015 $2,676 $1,724
Progressive $2,455 $3,300 $2,726 $2,880
State Farm $2,195 $2,588 $2,391 $2,391
USAA $1,910 $2,314 $3,209 $2,086

Cheap Sedalia, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sedalia, Missouri is not easy. Compare the annual rates for DUI auto insurance in Sedalia, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Sedalia, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
American Family $3,868
Farmers $4,072
GEICO $3,492
Liberty Mutual $4,445
Nationwide $2,676
Progressive $2,726
State Farm $2,391
USAA $3,209

Cheap Sedalia, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sedalia, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sedalia, Missouri

Insurance Company Poor Fair Good
Allstate $4,630 $2,990 $2,479
American Family $3,813 $2,689 $2,267
Farmers $4,413 $3,685 $3,505
GEICO $3,505 $2,287 $1,831
Liberty Mutual $5,929 $3,623 $2,855
Nationwide $2,354 $1,947 $1,695
Progressive $3,285 $2,725 $2,510
State Farm $3,292 $2,135 $1,747
USAA $3,973 $1,845 $1,321

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Cheap Sedalia, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sedalia, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Sedalia, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sedalia, Missouri

ZIP Code Average Annual Rates
65301 $2,416

Cheap Sedalia, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Sedalia, Missouri auto insurance. Find the cheapest annual Sedalia, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sedalia, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,366 $3,366
American Family $2,894 $2,951
Farmers $3,868 $3,868
GEICO $2,495 $2,587
Liberty Mutual $4,136 $4,136
Nationwide $1,998 $1,998
Progressive $2,840 $2,840
State Farm $2,332 $2,450
USAA $2,295 $2,465

Cheap Sedalia, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sedalia, Missouri? Check out the comparison of annual Sedalia, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sedalia, Missouri

Insurance Company Low Medium High
Allstate $3,251 $3,360 $3,489
American Family $2,826 $3,015 $2,927
Farmers $3,604 $3,827 $4,172
GEICO $2,366 $2,561 $2,697
Liberty Mutual $3,901 $4,157 $4,349
Nationwide $1,869 $2,018 $2,109
Progressive $2,520 $2,847 $3,153
State Farm $2,234 $2,400 $2,540
USAA $2,286 $2,372 $2,481

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Best By Category: Cheapest Auto Insurance in Sedalia, Missouri

Compare the cheapest auto insurance companies in Sedalia, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sedalia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Sedalia, Missouri Auto Insurance Companies

What auto insurance companies in Sedalia, Missouri are the cheapest? Compare the top Sedalia, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sedalia, Missouri

Insurance Company Average Annual Rates
Allstate $3,366
American Family $2,923
Farmers $3,868
GEICO $2,541
Liberty Mutual $4,136
Nationwide $1,998
Progressive $2,840
State Farm $2,391
USAA $2,380

What affects auto insurance rates in Sedalia, Missouri?

There are a lot of reasons why auto insurance rates in Sedalia, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sedalia, Missouri. Many local factors may affect your Sedalia auto insurance rates.

Sedalia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sedalia, Missouri commute length is 16.8 minutes according to City-Data.

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Compare Sedalia, Missouri Auto Insurance Quotes

Before you buy Sedalia, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sedalia, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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