Best Cheap Auto Insurance in Grandview, MO (2021)

The average Grandview, MO auto insurance rates are $307 per month. The minimum auto insurance in Grandview is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Grandview, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The minimum auto insurance required in Grandview, Missouri is 25/50/25
  • The average commute length in Grandview is 22.9 minutes
  • Average auto insurance rates in Grandview, MO for senior drivers are $2,035 per year

Grandview, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Grandview can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grandview, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Grandview to other Missouri cities, including Springfield auto insurance rates, Independence auto insurance rates, and O’Fallon auto insurance rates to see how Grandview, Missouri auto insurance rates stack up.

Before you buy Grandview, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grandview, Missouri auto insurance quotes.

Minimum Auto Insurance in Grandview, Missouri

Grandview, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grandview, Missouri.

Minimum Required Auto Insurance Coverage in Grandview, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grandview, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grandview, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grandview, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,140 $3,025 $2,829 $2,919 $9,034 $9,779 $2,985 $3,079
American Family $2,328 $2,328 $2,077 $2,077 $6,535 $8,472 $2,328 $2,707
Farmers $2,608 $2,595 $2,319 $2,463 $11,200 $11,598 $2,988 $3,119
GEICO $1,951 $2,201 $1,520 $1,984 $6,310 $6,655 $1,759 $1,750
Liberty Mutual $3,005 $3,254 $2,467 $2,770 $10,861 $12,066 $3,162 $3,364
Nationwide $1,689 $1,718 $1,518 $1,599 $4,401 $5,601 $1,939 $2,088
Progressive $2,227 $2,015 $1,817 $1,889 $7,369 $8,201 $2,669 $2,630
State Farm $1,967 $1,967 $1,785 $1,785 $5,932 $7,441 $2,218 $2,540
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

Cheap Grandview, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grandview, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Grandview, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Grandview, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,034 $9,779
American Family $6,535 $8,472
Farmers $11,200 $11,598
GEICO $6,310 $6,655
Liberty Mutual $10,861 $12,066
Nationwide $4,401 $5,601
Progressive $7,369 $8,201
State Farm $5,932 $7,441
USAA $4,587 $5,609

Cheap Grandview, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Grandview, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grandview, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,829 $2,919
American Family $2,077 $2,077
Farmers $2,319 $2,463
GEICO $1,520 $1,984
Liberty Mutual $2,467 $2,770
Nationwide $1,518 $1,599
Progressive $1,817 $1,889
State Farm $1,785 $1,785
USAA $1,391 $1,422

Cheap Grandview, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grandview, Missouri compared to the annual auto insurance rates with a clean record in Grandview, Missouri.

Annual Grandview, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,913 $4,437 $5,585 $4,460
American Family $2,669 $3,878 $4,811 $3,068
Farmers $4,169 $5,251 $5,129 $4,896
GEICO $2,303 $3,055 $4,192 $2,515
Liberty Mutual $3,704 $5,351 $5,497 $5,922
Nationwide $1,997 $2,591 $3,493 $2,195
Progressive $3,115 $4,184 $3,458 $3,652
State Farm $2,927 $3,483 $3,205 $3,205
USAA $2,036 $2,458 $3,392 $2,217

Cheap Grandview, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grandview, Missouri is not easy. Compare the annual rates for DUI auto insurance in Grandview, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Grandview, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,585
American Family $4,811
Farmers $5,129
GEICO $4,192
Liberty Mutual $5,497
Nationwide $3,493
Progressive $3,458
State Farm $3,205
USAA $3,392

Cheap Grandview, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grandview, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grandview, Missouri

Insurance Company Poor Fair Good
Allstate $6,355 $4,080 $3,361
American Family $4,711 $3,316 $2,792
Farmers $5,537 $4,638 $4,409
GEICO $4,167 $2,713 $2,169
Liberty Mutual $7,330 $4,494 $3,532
Nationwide $3,026 $2,508 $2,173
Progressive $4,203 $3,447 $3,157
State Farm $4,480 $2,841 $2,292
USAA $4,216 $1,958 $1,402

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Cheap Grandview, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grandview, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Grandview, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grandview, Missouri

ZIP Code Average Annual Rates
64030 $3,025

Cheap Grandview, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Grandview, Missouri auto insurance. Find the cheapest annual Grandview, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grandview, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,599 $4,599
American Family $3,571 $3,642
Farmers $4,861 $4,861
GEICO $2,963 $3,070
Liberty Mutual $5,119 $5,119
Nationwide $2,569 $2,569
Progressive $3,602 $3,602
State Farm $3,126 $3,283
USAA $2,433 $2,618

Cheap Grandview, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grandview, Missouri? Check out the comparison of annual Grandview, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grandview, Missouri

Insurance Company Low Medium High
Allstate $4,436 $4,590 $4,770
American Family $3,483 $3,719 $3,616
Farmers $4,536 $4,812 $5,236
GEICO $2,798 $3,044 $3,207
Liberty Mutual $4,820 $5,147 $5,389
Nationwide $2,403 $2,594 $2,710
Progressive $3,083 $3,618 $4,105
State Farm $2,974 $3,217 $3,422
USAA $2,420 $2,517 $2,640

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Best By Category: Cheapest Auto Insurance in Grandview, Missouri

Compare the cheapest auto insurance companies in Grandview, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grandview, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Grandview, Missouri Auto Insurance Companies

What auto insurance companies in Grandview, Missouri are the cheapest? Compare the top Grandview, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grandview, Missouri

Insurance Company Average Annual Rates
Allstate $4,599
American Family $3,606
Farmers $4,861
GEICO $3,016
Liberty Mutual $5,119
Nationwide $2,569
Progressive $3,602
State Farm $3,205
USAA $2,526

What affects auto insurance rates in Grandview, Missouri?

There are a lot of reasons why auto insurance rates in Grandview, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grandview, Missouri. Many local factors may affect your Grandview auto insurance rates.

Grandview Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grandview, Missouri commute length is 22.9 minutes according to City-Data.

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Compare Grandview, Missouri Auto Insurance Quotes

Before you buy Grandview, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grandview, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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