Best Cheap Auto Insurance in North Little Rock, AR (2021)

The average North Little Rock, AR auto insurance rates are $374 per month. The minimum auto insurance in North Little Rock is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in North Little Rock, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in North Little Rock, AR for senior drivers are $2,279 per year
  • The minimum auto insurance required in North Little Rock, Arkansas is 25/50/25
  • The average commute length in North Little Rock is 19.2 minutes

North Little Rock, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in North Little Rock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Little Rock, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in North Little Rock to other Arkansas cities, including Bentonville auto insurance rates, North Little Rock auto insurance rates, and Pine Bluff auto insurance rates to see how North Little Rock, Arkansas auto insurance rates stack up.

Before you buy North Little Rock, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Little Rock, Arkansas auto insurance quotes.

Minimum Auto Insurance in North Little Rock, Arkansas

North Little Rock, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Little Rock, Arkansas.

Minimum Required Auto Insurance Coverage in North Little Rock, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Little Rock, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Little Rock, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Little Rock, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $3,018 $2,703 $2,889 $11,413 $13,733 $3,301 $3,570
Farmers $2,437 $2,426 $2,170 $2,291 $10,710 $11,124 $2,786 $2,915
GEICO $2,526 $2,485 $2,319 $2,254 $7,074 $7,045 $2,515 $2,551
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,870 $2,915 $2,578 $2,715 $7,164 $9,098 $3,310 $3,562
Progressive $2,924 $2,746 $2,413 $2,525 $12,886 $14,506 $3,486 $3,767
State Farm $1,941 $1,941 $1,762 $1,762 $5,974 $7,483 $2,196 $2,531
Travelers $2,425 $2,464 $2,433 $2,435 $14,954 $24,165 $2,615 $2,950
USAA $1,462 $1,466 $1,367 $1,361 $4,843 $5,038 $1,883 $2,017

Cheap North Little Rock, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Little Rock, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in North Little Rock, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in North Little Rock, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,413 $13,733
Farmers $10,710 $11,124
GEICO $7,074 $7,045
Liberty Mutual $9,201 $10,140
Nationwide $7,164 $9,098
Progressive $12,886 $14,506
State Farm $5,974 $7,483
Travelers $14,954 $24,165
USAA $4,843 $5,038

Cheap North Little Rock, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in North Little Rock, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Little Rock, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,703 $2,889
Farmers $2,170 $2,291
GEICO $2,319 $2,254
Liberty Mutual $2,383 $2,663
Nationwide $2,578 $2,715
Progressive $2,413 $2,525
State Farm $1,762 $1,762
Travelers $2,433 $2,435
USAA $1,367 $1,361

Cheap North Little Rock, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Little Rock, Arkansas compared to the annual auto insurance rates with a clean record in North Little Rock, Arkansas.

Annual North Little Rock, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,466 $5,658 $6,321 $5,375
Farmers $3,896 $4,999 $4,890 $4,645
GEICO $2,467 $3,749 $5,514 $2,655
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,330 $4,299 $5,813 $3,664
Progressive $4,867 $6,809 $5,124 $5,827
State Farm $2,912 $3,485 $3,199 $3,199
Travelers $5,692 $5,879 $8,668 $6,982
USAA $1,856 $2,376 $3,425 $2,062

Cheap North Little Rock, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Little Rock, Arkansas is not easy. Compare the annual rates for DUI auto insurance in North Little Rock, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in North Little Rock, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,321
Farmers $4,890
GEICO $5,514
Liberty Mutual $5,678
Nationwide $5,813
Progressive $5,124
State Farm $3,199
Travelers $8,668
USAA $3,425

Cheap North Little Rock, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Little Rock, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Little Rock, Arkansas

Insurance Company Poor Fair Good
Allstate $6,847 $5,259 $4,258
Farmers $5,220 $4,405 $4,196
GEICO $4,304 $3,546 $2,938
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $5,047 $4,071 $3,712
Progressive $6,373 $5,482 $5,116
State Farm $4,638 $2,789 $2,169
Travelers $7,784 $6,525 $6,106
USAA $3,202 $2,203 $1,884

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Cheap North Little Rock, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Little Rock, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in North Little Rock, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Little Rock, Arkansas

ZIP Code Average Annual Rates
72114 $4,891
72116 $4,393
72117 $4,469
72118 $4,575
72120 $4,444

Cheap North Little Rock, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect North Little Rock, Arkansas auto insurance. Find the cheapest annual North Little Rock, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Little Rock, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,455 $5,455
Farmers $4,607 $4,607
GEICO $3,563 $3,629
Liberty Mutual $4,369 $4,369
Nationwide $4,277 $4,277
Progressive $5,657 $5,657
State Farm $3,120 $3,277
Travelers $6,805 $6,805
USAA $2,361 $2,498

Cheap North Little Rock, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Little Rock, Arkansas? Check out the comparison of annual North Little Rock, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Little Rock, Arkansas

Insurance Company Low Medium High
Allstate $5,288 $5,452 $5,625
Farmers $4,340 $4,550 $4,932
GEICO $3,428 $3,595 $3,766
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,281 $4,185 $4,364
Progressive $5,065 $5,527 $6,378
State Farm $3,021 $3,197 $3,378
Travelers $6,416 $6,821 $7,179
USAA $2,311 $2,420 $2,557

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Best By Category: Cheapest Auto Insurance in North Little Rock, Arkansas

Compare the cheapest auto insurance companies in North Little Rock, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Little Rock, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest North Little Rock, Arkansas Auto Insurance Companies

What auto insurance companies in North Little Rock, Arkansas are the cheapest? Compare the top North Little Rock, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Little Rock, Arkansas

Insurance Company Average Annual Rates
Allstate $5,455
Farmers $4,607
GEICO $3,596
Liberty Mutual $4,369
Nationwide $4,277
Progressive $5,657
State Farm $3,199
Travelers $6,805
USAA $2,429

What affects auto insurance rates in North Little Rock, Arkansas?

There are a lot of reasons why auto insurance rates in North Little Rock, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Little Rock, Arkansas. Many local factors may affect your North Little Rock auto insurance rates.

North Little Rock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Little Rock, Arkansas commute length is 19.2 minutes according to City-Data.

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Compare North Little Rock, Arkansas Auto Insurance Quotes

Before you buy North Little Rock, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Little Rock, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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