How Insurance Providers Determine Rates

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Why is Florida auto insurance so expensive?

If you’re a new Florida driver, the average cost of car insurance may catch you off guard. Florida is the third most expensive state for car insurance; the average annual car insurance premium is $2,082.  It’s only natural to wonder, why is Florida auto insurance so expensive? Factors including dense traffic, policy requirements, and high-risk...

If you’re a new Florida driver, the average cost of car in...

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How much is auto insurance for a 16-year-old?

How much is auto insurance for a 16-year-old? Are rates higher for young drivers? How can parents lower the average insurance cost for a 16-year-old? If you’re a parent of a teen driver, these are important questions for you to answer, because driving without insurance could cost you significantly more than the often-high insurance rates...

How much is auto insurance for a 16-year-old? Are rates high...

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Cut Your Auto Insurance Rates by Telecommuting

Is there a link between discounts on car insurance and working from home? One of the challenges of living within a budget is finding affordable insurance rates. There are a number of factors that may qualify you for discounts or other incentives from your insurance provider, and knowing them can help you to save money....

Is there a link between discounts on car insurance and worki...

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Factors That Affect Car Insurance Rates (New + Data)

How is car insurance calculated? Learn factors that lower auto insurance premiums and factors that increase auto insurance premiums so you can find cheap rates. If you drive, you’d better have car insurance! It’s the law pretty much everywhere in the U.S. except in a few states where, if you’re independently wealthy and can prove...

How is car insurance calculated? Learn factors that lower au...

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Why are car insurance rates higher for males?

Like it or not, men pay more on average for auto insurance than women do. Why do men pay more for car insurance? The main reason for this is the statistics that surround male drivers. Statistically speaking, more male drivers under the age of 25 are involved in auto accidents than female drivers. This is...

Like it or not, men pay more on average for auto insurance t...

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Why is auto insurance for new cars so expensive?

Is the age of your car one of the factors that affect auto insurance rates? The short answer is yes. So why are new cars more expensive to insure? This is for a variety of reasons. One reason why insurance is higher for newer cars is that the repairs are more costly. When an auto...

Is the age of your car one of the factors that affect auto i...

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Is it cheaper to add a second car to insurance?

If you own more than one car, you’re not alone. According to the U.S. Census Bureau, 37.3% of households have two automobiles and 21% have three or more. But did you know that, in most cases, you can save money by insuring more than one car under the same policy?  Insuring multiple vehicles under one...

If you own more than one car, you’re not alone. According ...

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How to Estimate How Much My Auto Insurance Will Be

Auto insurance is a necessity for most drivers, and this means that your auto insurance premium will be a recurring expense in your budget. With this in mind, you may be wondering how much your auto insurance premium will be so that you can financially prepare for the future. Car insurance quotes will vary based...

Auto insurance is a necessity for most drivers, and this mea...

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Auto Insurance Rates Going Up: Is it normal for auto insurance to go up every year?

There are many factors that impact insurance rates. Downgrades to your credit rating, points against your driving record, or change of locations can cause your rates to increase. So, it’s normal for auto insurance to go up every year.  However, your rates could increase as much as $50 per month or more with some insurance...

There are many factors that impact insurance rates. Downgrad...

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Why do car insurance rates vary so much?

Most people don’t walk around in public asking perfect strangers how much they pay for auto insurance. It is common, however, for friends and family members to discuss their rates and whether or not they’re satisfied with their insurance carriers. As you share your frustrations, it can be even more frustrating to learn that your...

Most people don’t walk around in public asking perfect...

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The Average Auto Insurance Estimate for a Single Adult

Click here to type your five-digit ZIP code into the FREE quote tool now and begin saving on your auto insurance today! The average single adult is the most common type of driver in the country, but they can also be the most expensive. However, there are ways to find the best estimate for someone who...

Click here to type your five-digit ZIP code into the FR...

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The Top 7 Car Insurance Factors to Consider

If you’re an experienced driver or know someone who’s been in a car accident, then you’re up to speed on how valuable car insurance can be. While understanding that great auto insurance could save you from financial ruin is one thing, knowing what to consider while you shop for coverage is just as important. If...

If you’re an experienced driver or know someone who’s be...

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How the Car Affects Teen Auto Insurance Rates

Getting a driver license is a time of great celebration for teenagers. As they revel in their newfound independence, parents grapple with issues such as insurance for their teenagers and whether to get a new car. Whether you get your teen a new or old car, type your ZIP into the FREE comparison tool above...

Getting a driver license is a time of great celebration for ...

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Is there a maximum auto insurance rate increase?

There are many factors insurance companies use to determine premiums. A few are beyond personal control such as an insured’s gender, age, residence, and perhaps even marital status. One area that does have a direct effect upon the amount of premium paid is choosing a deductible. People seeking to pay lower premiums can choose a higher...

There are many factors insurance companies use to determine ...

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What are the average collateral insurance premiums?

One of the most exciting times for a consumer is purchasing a new car. For the average consumer, though, you most likely had to buy the finance the vehicle instead of paying for it outright. If this was the case and you did finance your vehicle, you probably signed a series of documents outlining your...

One of the most exciting times for a consumer is purchasing ...

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Reasons for Mid-Contract Auto Insurance Rate Changes

Your insurance company is bound by the terms of your contract, and they can only legally make adjustments for certain reasons. On the other hand, as the purchaser, you have more flexibility in modifying the contract provided you understand any conditions that might restrict revisions in specific instances. What are some reasons your car insurance rates...

Your insurance company is bound by the terms of your contrac...

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Why Young Males Pay the Most Expensive Auto Insurance Premiums

There are a few reasons why young males pay the most expensive auto insurance premiums these days. Historical statistics prove young males have certain characteristics that most auto insurance companies consider risky and this results in increased auto insurance premiums for that driver type. Place your ZIP code into the FREE toolbox right now and...

There are a few reasons why young males pay the most expensi...

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The Average Auto Insurance Premium for a College Graduate

Graduating from college is a huge life achievement. As you get ready to enter the real world and pursue your career, don’t forget about your auto insurance policy. The average auto insurance premium for a college graduate is $163 per month or $1,955 annually, but insurance companies offer a variety of auto insurance discounts depending...

Graduating from college is a huge life achievement. As you g...

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What is the average car insurance cost per month?

The average cost of car insurance per month is $86 in the United States. However, the average monthly payment varies based on your driving history, crediting rating, provider, and other factors that affect auto insurance rates. Most drivers want to manage essential recurring costs to save money. Registering and driving a vehicle requires the owner...

The average cost of car insurance per month is $86 in the Un...

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How much will international auto insurance cost?

The cost of international auto insurance is much like buying local insurance, it depends on a number of factors and no two people are going to get the exact same rates. In addition to the different things that the insurance company considers, it will also depend on whether you are purchasing your insurance locally or...

The cost of international auto insurance is much like buying...

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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