Best Cheap Auto Insurance in Lewes, DE (2021)

The average Lewes, DE auto insurance rates are $414 per month. The minimum auto insurance in Lewes is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Lewes, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lewes is 29.9 minutes
  • The minimum auto insurance required in Lewes, Delaware is 25/50/10
  • The most expensive auto insurance company in Lewes for teen drivers is Liberty Mutual

Lewes, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Lewes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lewes, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Lewes to other Delaware cities, including Newark auto insurance rates, George auto insurance rates, and Milford auto insurance rates to see how Lewes, Delaware auto insurance rates stack up.

Before you buy Lewes, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lewes, Delaware auto insurance quotes.

Minimum Auto Insurance in Lewes, Delaware

Lewes, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lewes, Delaware.

Minimum Required Auto Insurance Coverage in Lewes, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lewes, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lewes, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lewes, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,725 $1,597 $1,519 $1,552 $8,581 $9,451 $2,097 $2,038
State Farm $2,305 $2,305 $2,123 $2,123 $6,549 $8,460 $2,584 $2,697
Travelers $1,238 $1,242 $1,221 $1,190 $6,706 $10,181 $1,319 $1,427
USAA $1,156 $1,138 $1,070 $1,069 $4,175 $4,907 $1,446 $1,586

Cheap Lewes, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lewes, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Lewes, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Lewes, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $8,581 $9,451
State Farm $6,549 $8,460
Travelers $6,706 $10,181
USAA $4,175 $4,907

Cheap Lewes, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Lewes, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lewes, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,519 $1,552
State Farm $2,123 $2,123
Travelers $1,221 $1,190
USAA $1,070 $1,069

Cheap Lewes, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lewes, Delaware compared to the annual auto insurance rates with a clean record in Lewes, Delaware.

Annual Lewes, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,084 $4,066 $3,505 $3,626
State Farm $3,305 $3,981 $3,643 $3,643
Travelers $2,622 $2,629 $4,262 $2,749
USAA $1,708 $1,708 $2,907 $1,950

Cheap Lewes, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lewes, Delaware is not easy. Compare the annual rates for DUI auto insurance in Lewes, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Lewes, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,505
State Farm $3,643
Travelers $4,262
USAA $2,907

Cheap Lewes, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lewes, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lewes, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $3,992 $3,491 $3,227
State Farm $5,575 $3,073 $2,281
Travelers $3,418 $2,827 $2,952
USAA $3,371 $1,642 $1,191

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Cheap Lewes, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lewes, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Lewes, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lewes, Delaware

ZIP Code Average Annual Rates
19958 $4,962

Cheap Lewes, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Lewes, Delaware auto insurance. Find the cheapest annual Lewes, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lewes, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,570 $3,570
State Farm $3,519 $3,768
Travelers $3,066 $3,066
USAA $2,046 $2,090

Cheap Lewes, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lewes, Delaware? Check out the comparison of annual Lewes, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lewes, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,142 $3,612 $3,956
State Farm $3,404 $3,651 $3,874
Travelers $2,898 $3,159 $3,139
USAA $1,934 $2,064 $2,207

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Best By Category: Cheapest Auto Insurance in Lewes, Delaware

Compare the cheapest auto insurance companies in Lewes, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lewes, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lewes, Delaware Auto Insurance Companies

What auto insurance companies in Lewes, Delaware are the cheapest? Compare the top Lewes, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lewes, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,570
State Farm $3,643
Travelers $3,066
USAA $2,068

What affects auto insurance rates in Lewes, Delaware?

There are a lot of reasons why auto insurance rates in Lewes, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lewes, Delaware. Many local factors may affect your Lewes auto insurance rates.

Lewes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lewes, Delaware commute length is 29.9 minutes according to City-Data.

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Compare Lewes, Delaware Auto Insurance Quotes

Before you buy Lewes, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lewes, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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