Best Cheap Auto Insurance in Kinross, IA (2021)

The average Kinross, IA auto insurance rates are $245 per month. The minimum auto insurance in Kinross is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Kinross, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Kinross, IA for senior drivers are $1,644 per year
  • The average commute length in Kinross is 34.7 minutes
  • The most expensive auto insurance company in Kinross for teen drivers is Travelers

Kinross, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Kinross can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kinross, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Kinross to other Iowa cities, including Ankeny auto insurance rates, Sioux City auto insurance rates, and Waterloo auto insurance rates to see how Kinross, Iowa auto insurance rates stack up.

Before you buy Kinross, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kinross, Iowa auto insurance quotes.

Minimum Auto Insurance in Kinross, Iowa

Kinross, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kinross, Iowa.

Minimum Required Auto Insurance Coverage in Kinross, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Kinross, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kinross, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kinross, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,962 $1,892 $1,737 $1,771 $5,535 $6,204 $2,148 $2,209
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,687 $1,632 $1,393 $1,440 $4,010 $4,531 $2,032 $2,192
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,440 $2,491 $2,359 $2,366 $10,601 $16,851 $2,533 $3,018
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Cheap Kinross, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kinross, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Kinross, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Kinross, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,535 $6,204
American Family $5,177 $7,274
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $4,010 $4,531
State Farm $3,825 $4,856
Travelers $10,601 $16,851
USAA $3,285 $3,490

Cheap Kinross, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Kinross, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kinross, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,737 $1,771
American Family $1,741 $1,741
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,393 $1,440
State Farm $1,254 $1,254
Travelers $2,359 $2,366
USAA $1,123 $1,146

Cheap Kinross, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kinross, Iowa compared to the annual auto insurance rates with a clean record in Kinross, Iowa.

Annual Kinross, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,507 $3,025 $3,407 $2,790
American Family $2,177 $3,189 $4,138 $2,560
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,906 $3,103 $2,065 $2,385
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,896 $5,178 $6,926 $5,330
USAA $1,395 $1,870 $2,432 $1,602

Cheap Kinross, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kinross, Iowa is not easy. Compare the annual rates for DUI auto insurance in Kinross, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Kinross, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,407
American Family $4,138
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,065
State Farm $2,186
Travelers $6,926
USAA $2,432

Cheap Kinross, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kinross, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kinross, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,791 $2,503
American Family $3,846 $2,827 $2,374
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,804 $2,254 $2,036
State Farm $3,113 $1,926 $1,519
Travelers $6,005 $5,119 $4,874
USAA $2,399 $1,648 $1,427

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Cheap Kinross, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kinross, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Kinross, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kinross, Iowa

ZIP Code Average Annual Rates
52335 $2,477

Cheap Kinross, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Kinross, Iowa auto insurance. Find the cheapest annual Kinross, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kinross, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,862 $3,002
American Family $2,981 $3,051
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,365 $2,365
State Farm $2,133 $2,239
Travelers $5,332 $5,332
USAA $1,758 $1,891

Cheap Kinross, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kinross, Iowa? Check out the comparison of annual Kinross, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kinross, Iowa

Insurance Company Low Medium High
Allstate $2,813 $2,937 $3,047
American Family $3,033 $3,183 $2,831
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,241 $2,373 $2,480
State Farm $2,083 $2,198 $2,277
Travelers $5,038 $5,412 $5,547
USAA $1,732 $1,830 $1,911

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Best By Category: Cheapest Auto Insurance in Kinross, Iowa

Compare the cheapest auto insurance companies in Kinross, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kinross, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Kinross, Iowa Auto Insurance Companies

What auto insurance companies in Kinross, Iowa are the cheapest? Compare the top Kinross, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kinross, Iowa

Insurance Company Average Annual Rates
Allstate $2,932
American Family $3,016
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,365
State Farm $2,186
Travelers $5,332
USAA $1,825

What affects auto insurance rates in Kinross, Iowa?

There are a lot of reasons why auto insurance rates in Kinross, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kinross, Iowa. Many local factors may affect your Kinross auto insurance rates.

Kinross Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kinross, Iowa commute length is 34.7 minutes according to City-Data.

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Compare Kinross, Iowa Auto Insurance Quotes

Before you buy Kinross, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kinross, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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