Best Cheap Auto Insurance in Maquoketa, IA (2021)

The average Maquoketa, IA auto insurance rates are $239 per month. The minimum auto insurance in Maquoketa is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Maquoketa, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Maquoketa, IA for senior drivers are $1,600 per year
  • The average commute length in Maquoketa is 19.1 minutes
  • The cheapest auto insurance company in Maquoketa is USAA

Maquoketa, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Maquoketa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maquoketa, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Maquoketa to other Iowa cities, including Cedar Rapids auto insurance rates, Ankeny auto insurance rates, and Davenport auto insurance rates to see how Maquoketa, Iowa auto insurance rates stack up.

Before you buy Maquoketa, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maquoketa, Iowa auto insurance quotes.

Minimum Auto Insurance in Maquoketa, Iowa

Maquoketa, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maquoketa, Iowa.

Minimum Required Auto Insurance Coverage in Maquoketa, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Maquoketa, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Maquoketa, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maquoketa, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,048 $2,219 $1,802 $2,188 $10,081 $11,338 $2,321 $2,556
Nationwide $1,686 $1,731 $1,503 $1,605 $3,861 $4,996 $1,907 $2,074
Progressive $1,848 $1,777 $1,524 $1,584 $4,542 $5,127 $2,221 $2,397
State Farm $1,424 $1,424 $1,246 $1,246 $3,784 $4,807 $1,600 $1,819
Travelers $2,272 $2,320 $2,201 $2,207 $9,898 $15,725 $2,362 $2,805
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

Cheap Maquoketa, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Maquoketa, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Maquoketa, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Maquoketa, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,251 $7,378
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,081 $11,338
Nationwide $3,861 $4,996
Progressive $4,542 $5,127
State Farm $3,784 $4,807
Travelers $9,898 $15,725
USAA $3,276 $3,469

Cheap Maquoketa, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Maquoketa, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Maquoketa, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,766 $1,766
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,802 $2,188
Nationwide $1,503 $1,605
Progressive $1,524 $1,584
State Farm $1,246 $1,246
Travelers $2,201 $2,207
USAA $1,100 $1,117

Cheap Maquoketa, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maquoketa, Iowa compared to the annual auto insurance rates with a clean record in Maquoketa, Iowa.

Annual Maquoketa, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,208 $3,232 $4,197 $2,597
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,731 $4,617 $4,703 $4,226
Nationwide $1,752 $2,517 $3,430 $1,982
Progressive $2,111 $3,463 $2,292 $2,644
State Farm $2,012 $2,325 $2,169 $2,169
Travelers $3,633 $4,832 $6,461 $4,970
USAA $1,371 $1,844 $2,398 $1,575

Cheap Maquoketa, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Maquoketa, Iowa is not easy. Compare the annual rates for DUI auto insurance in Maquoketa, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Maquoketa, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,122
American Family $4,197
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,703
Nationwide $3,430
Progressive $2,292
State Farm $2,169
Travelers $6,461
USAA $2,398

Cheap Maquoketa, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Maquoketa, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Maquoketa, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $3,901 $2,866 $2,409
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,148 $3,810 $2,999
Nationwide $2,940 $2,302 $2,019
Progressive $3,103 $2,508 $2,272
State Farm $3,088 $1,911 $1,507
Travelers $5,599 $4,775 $4,547
USAA $2,359 $1,624 $1,408

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Cheap Maquoketa, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Maquoketa, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Maquoketa, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Maquoketa, Iowa

ZIP Code Average Annual Rates
52060 $2,418

Cheap Maquoketa, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Maquoketa, Iowa auto insurance. Find the cheapest annual Maquoketa, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Maquoketa, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,604 $2,730
American Family $3,023 $3,094
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,319 $4,319
Nationwide $2,420 $2,420
Progressive $2,628 $2,628
State Farm $2,117 $2,221
Travelers $4,974 $4,974
USAA $1,732 $1,862

Cheap Maquoketa, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Maquoketa, Iowa? Check out the comparison of annual Maquoketa, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maquoketa, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,076 $3,228 $2,872
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,151 $4,314 $4,492
Nationwide $2,522 $2,409 $2,330
Progressive $2,470 $2,637 $2,776
State Farm $2,069 $2,180 $2,258
Travelers $4,697 $5,048 $5,176
USAA $1,706 $1,803 $1,883

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Best By Category: Cheapest Auto Insurance in Maquoketa, Iowa

Compare the cheapest auto insurance companies in Maquoketa, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Maquoketa, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Maquoketa, Iowa Auto Insurance Companies

What auto insurance companies in Maquoketa, Iowa are the cheapest? Compare the top Maquoketa, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Maquoketa, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,059
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,319
Nationwide $2,420
Progressive $2,628
State Farm $2,169
Travelers $4,974
USAA $1,797

What affects auto insurance rates in Maquoketa, Iowa?

There are a lot of reasons why auto insurance rates in Maquoketa, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maquoketa, Iowa. Many local factors may affect your Maquoketa auto insurance rates.

Maquoketa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maquoketa, Iowa commute length is 19.1 minutes according to City-Data.

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Compare Maquoketa, Iowa Auto Insurance Quotes

Before you buy Maquoketa, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maquoketa, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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