Best Cheap Auto Insurance in Mount Vernon, IA (2021)

The average Mount Vernon, IA auto insurance rates are $240 per month. The minimum auto insurance in Mount Vernon is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Mount Vernon, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The minimum auto insurance required in Mount Vernon, Iowa is 20/40/15
  • Average auto insurance rates in Mount Vernon, IA for senior drivers are $1,596 per year
  • The most expensive auto insurance company in Mount Vernon for teen drivers is Travelers

Mount Vernon, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Mount Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Vernon, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Vernon to other Iowa cities, including Des Moines auto insurance rates, Iowa City auto insurance rates, and Cedar Rapids auto insurance rates to see how Mount Vernon, Iowa auto insurance rates stack up.

Before you buy Mount Vernon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Vernon, Iowa auto insurance quotes.

Minimum Auto Insurance in Mount Vernon, Iowa

Mount Vernon, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Vernon, Iowa.

Minimum Required Auto Insurance Coverage in Mount Vernon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mount Vernon, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Vernon, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,831 $1,756 $1,632 $1,661 $5,325 $5,997 $1,986 $2,039
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,726 $1,768 $1,541 $1,640 $4,039 $5,206 $1,962 $2,129
Progressive $1,580 $1,510 $1,308 $1,356 $4,061 $4,572 $1,900 $2,055
State Farm $1,651 $1,651 $1,449 $1,449 $4,427 $5,630 $1,855 $2,103
Travelers $2,195 $2,237 $2,149 $2,150 $9,932 $15,737 $2,296 $2,689
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Cheap Mount Vernon, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Vernon, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Mount Vernon, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,325 $5,997
American Family $5,344 $7,497
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,039 $5,206
Progressive $4,061 $4,572
State Farm $4,427 $5,630
Travelers $9,932 $15,737
USAA $3,209 $3,392

Cheap Mount Vernon, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Mount Vernon, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,661
American Family $1,790 $1,790
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,541 $1,640
Progressive $1,308 $1,356
State Farm $1,449 $1,449
Travelers $2,149 $2,150
USAA $1,074 $1,087

Cheap Mount Vernon, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Vernon, Iowa compared to the annual auto insurance rates with a clean record in Mount Vernon, Iowa.

Annual Mount Vernon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,361 $2,856 $3,256 $2,642
American Family $2,242 $3,279 $4,262 $2,636
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,817 $2,600 $3,535 $2,053
Progressive $1,838 $3,039 $1,996 $2,298
State Farm $2,342 $2,712 $2,527 $2,527
Travelers $3,576 $4,796 $6,417 $4,902
USAA $1,336 $1,799 $2,338 $1,536

Cheap Mount Vernon, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Vernon, Iowa is not easy. Compare the annual rates for DUI auto insurance in Mount Vernon, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Vernon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,256
American Family $4,262
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,535
Progressive $1,996
State Farm $2,527
Travelers $6,417
USAA $2,338

Cheap Mount Vernon, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Vernon, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, Iowa

Insurance Company Poor Fair Good
Allstate $3,315 $2,641 $2,378
American Family $3,960 $2,910 $2,445
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,033 $2,384 $2,087
Progressive $2,692 $2,193 $1,993
State Farm $3,600 $2,226 $1,755
Travelers $5,526 $4,731 $4,512
USAA $2,296 $1,585 $1,376

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Cheap Mount Vernon, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Vernon, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Mount Vernon, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Vernon, Iowa

ZIP Code Average Annual Rates
52314 $2,421

Cheap Mount Vernon, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Vernon, Iowa auto insurance. Find the cheapest annual Mount Vernon, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,713 $2,844
American Family $3,069 $3,141
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,501 $2,501
Progressive $2,293 $2,293
State Farm $2,465 $2,589
Travelers $4,923 $4,923
USAA $1,689 $1,816

Cheap Mount Vernon, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Vernon, Iowa? Check out the comparison of annual Mount Vernon, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, Iowa

Insurance Company Low Medium High
Allstate $2,684 $2,782 $2,869
American Family $3,125 $3,277 $2,913
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,600 $2,493 $2,411
Progressive $2,157 $2,304 $2,418
State Farm $2,398 $2,543 $2,640
Travelers $4,671 $4,994 $5,104
USAA $1,658 $1,758 $1,840

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Best By Category: Cheapest Auto Insurance in Mount Vernon, Iowa

Compare the cheapest auto insurance companies in Mount Vernon, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Vernon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Mount Vernon, Iowa Auto Insurance Companies

What auto insurance companies in Mount Vernon, Iowa are the cheapest? Compare the top Mount Vernon, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Vernon, Iowa

Insurance Company Average Annual Rates
Allstate $2,778
American Family $3,105
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,501
Progressive $2,293
State Farm $2,527
Travelers $4,923
USAA $1,752

What affects auto insurance rates in Mount Vernon, Iowa?

There are a lot of reasons why auto insurance rates in Mount Vernon, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Vernon, Iowa. Many local factors may affect your Mount Vernon auto insurance rates.

Mount Vernon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Vernon, Iowa commute length is 18.4 minutes according to City-Data.

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Compare Mount Vernon, Iowa Auto Insurance Quotes

Before you buy Mount Vernon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Vernon, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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