How to Find Cheap Hyundai Santa Fe Insurance Quotes

Hyundai Santa Fe insurance rates cost $116 per month ($1,386 per year) on average. On average, comprehensive coverage costs $338, collision coverage costs $493, and liability coverage costs $391 for Hyundai Santa Fe insurance.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,386 a year or $116 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,066 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle

Hyundai Santa Fe insurance rates are $116 per month for full, but teen drivers could pay up to $422 per month. Continue reading to learn how you can save $571 on Hyundai Santa Fe insurance rates.

You can start comparing quotes for Hyundai Santa Fe auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Hyundai Santa Fe Insurance Cost

The average Hyundai Santa Fe auto insurance costs are $1,386 a year or $116 a month.

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Are Hyundai Santa Fes Expensive to Insure?

The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the Buick Enclave, GMC Yukon XL, and Mercedes-Benz GLC 300.

Vehicle Comprehensive Collision Liability Total
Hyundai Santa Fe $294 $562 $372 $1,386
Buick Enclave $348 $594 $372 $1,472
GMC Yukon XL $362 $562 $372 $1,454
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Volkswagen Tiguan $306 $542 $332 $1,316
GMC Yukon $376 $594 $372 $1,500
Mazda CX-9 $332 $542 $390 $1,422
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Santa Fe Insurance?

The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe auto insurance coverage.

Age of the Vehicle

Older Hyundai Santa Fe models generally cost less to insure. For example, auto insurance rates for a 2020 Hyundai Santa Fe are $1,386, while the 2010 Hyundai Santa Fe rates are $1,140, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Santa Fe $294 $562 $372 $1,386
2019 Hyundai Santa Fe $280 $542 $390 $1,370
2018 Hyundai Santa Fe $270 $536 $398 $1,362
2017 Hyundai Santa Fe $260 $524 $416 $1,358
2016 Hyundai Santa Fe $250 $502 $430 $1,340
2015 Hyundai Santa Fe $238 $484 $442 $1,322
2014 Hyundai Santa Fe $228 $450 $452 $1,288
2013 Hyundai Santa Fe $218 $424 $456 $1,256
2012 Hyundai Santa Fe $210 $380 $460 $1,208
2011 Hyundai Santa Fe $196 $350 $460 $1,164
2010 Hyundai Santa Fe $190 $328 $464 $1,140
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Driver Age

Driver age can have a significant effect on Hyundai Santa Fe auto insurance rates. For example, 30-year-old drivers pay $61 more for Hyundai Santa Fe auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in Los Angeles may pay $1,192 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Hyundai Santa Fe auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe auto insurance with violations on their driving record.

Hyundai Santa Fe Safety Ratings

The Hyundai Santa Fe’s safety ratings will affect your Hyundai Santa Fe auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Crash Test Ratings

Hyundai Santa Fe crash test ratings can impact the cost of your Hyundai Santa Fe auto insurance. See Hyundai Santa Fe crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2017 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2017 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2016 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2016 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Santa Fe Safety Features

The more safety features you have on your Hyundai Santa Fe, the more likely it is that you can earn a discount. The Hyundai Santa Fe’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Santa Fe Insurance Loss Probability

Another contributing factor that plays a direct role in Hyundai Santa Fe insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -9%
Property Damage -6%
Comprehensive -18%
Personal Injury -14%
Medical Payment -8%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Finance and Insurance Cost

If you are financing a Hyundai Santa Fe, most lenders will require your carry higher Hyundai Santa Fe coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Santa Fe auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Hyundai Santa Fe Insurance

You can save more money on your Hyundai Santa Fe auto insurance rates by employing any of the following five strategies.

  • Save Money on Young Driver Hyundai Santa Fe Insurance Rates By Mentioning Grades or GPA
  • Provide Your Hyundai Santa Fe VIN When Requesting Hyundai Santa Fe Insurance Rates
  • Buy Your Hyundai Santa Fe with Cash, or Get a Shorter-Term Loan
  • Improve Your Credit Score
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan

Top Hyundai Santa Fe Insurance Companies

Who is the best company for Hyundai Santa Fe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Santa Fe insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Santa Fe offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Santa Fe Insurance Quotes Online

Save on your Hyundai Santa Fe auto insurance rates by taking advantage of our FREE comparison tool.

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