Freeway Insurance Auto Insurance Review (2023)
Freeway Insurance offers lots different insurance policies, but they are most well-known for their auto insurance plans. This review covers everything you need to know about Freeway car insurance including the products they offer and the typical rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Freeway Insurance offers auto, home, renters, life, health, and many other insurance types throughout the U.S.
- Freeway’s company website says its auto insurance rates are cheaper than other insurance providers
- Policyholders can enjoy specific discounts with Freeway Insurance
If you’re looking for car insurance, you should consider Freeway Insurance. Though the company doesn’t operate in every state in the U.S., it can sell policies in most states and areas of the country.
While Freeway offers home, renters, life, health, and other insurance types, the company is well-known for its auto insurance products. The company says its rates are lower than other competitors, though it doesn’t specify if this applies to a liability-only car insurance policy. You would have to compare auto liability insurance rates directly to know for sure.
What kinds of auto insurance does Freeway offer?
Freeway Insurance offers the standard types of auto insurance most companies provide, including:
- Liability auto insurance
- Collision auto insurance
- Comprehensive auto insurance
- Personal injury protection (PIP) insurance
- Uninsured and underinsured motorist insurance
- Medical payments
The company’s website says it offers additional coverage options, but these options vary based on where you live.
The add-ons for coverage available with Freeway auto insurance include:
- GAP insurance
- Rental car reimbursement
- SR-22 coverage
- New car replacement
- Non-owner auto insurance
- Classic car auto insurance
You cannot get Freeway insurance with no license, and you may need to provide proof of residency to enjoy lower rates in certain areas.
When you add coverage to your auto insurance policy, your insurance rates will go up, so ensure you want additional coverages before adding them to keep your rates low.
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How much is Freeway car insurance?
Car insurance with Freeway varies in cost depending on several factors. Some of the most common factors that affect car insurance rates:
- Age
- Gender
- ZIP code
- Car make and model
- Marital status
- Occupation
- Credit score
- Driving history
- Coverage types
The table below shows average auto insurance rates based on the chosen coverage type.
States Average Monthly Liability Rates Average Monthly Collision Rates Average Monthly Comprehensive Rates Average Monthly Full Coverage Rates
Alabama $34.75 $26.92 $13.17 $74.83
Alaska $47.25 $30.08 $11.67 $89.08
Arizona $45.25 $23.42 $15.75 $84.42
Arkansas $34.33 $27.33 $16.42 $78.08
California $42.00 $33.50 $8.25 $83.67
Colorado $45.17 $24.08 $15.42 $84.75
Connecticut $57.08 $31.17 $11.00 $99.25
Delaware $67.33 $26.58 $10.17 $104.00
District of Columbia $55.25 $39.25 $19.25 $113.67
Florida $73.75 $24.00 $9.92 $107.75
Georgia $50.00 $28.00 $13.00 $91.00
Hawaii $39.00 $26.00 $9.00 $73.00
Idaho $31.00 $19.00 $10.00 $59.00
Illinois $38.00 $26.00 $11.00 $75.00
Indiana $33.00 $21.00 $10.00 $64.00
Iowa $26.00 $19.00 $16.00 $60.00
Kansas $30.00 $22.00 $20.00 $73.00
Kentucky $45.00 $23.00 $12.00 $80.00
Louisiana $68.00 $35.00 $18.00 $121.00
Maine $29.00 $22.00 $8.00 $60.00
Maryland $53.00 $30.00 $13.00 $95.00
Massachusetts $51.00 $33.00 $11.00 $95.00
Michigan $68.00 $35.00 $13.00 $116.00
Minnesota $38.00 $20.00 $15.00 $73.00
Mississippi $39.00 $27.00 $18.00 $84.00
Missouri $36.00 $23.00 $15.00 $75.00
Montana $33.00 $22.00 $19.00 $74.00
Nebraska $31.00 $20.00 $19.00 $71.00
Nevada $60.00 $26.00 $10.00 $95.00
New Hampshire $34.00 $25.00 $9.00 $68.00
New Jersey $75.00 $32.00 $11.00 $117.00
New Mexico $43.00 $23.00 $15.00 $80.00
New York $69.00 $33.00 $14.00 $115.00
North Carolina $30.00 $25.00 $11.00 $65.00
North Dakota $25.00 $21.00 $20.00 $65.00
Ohio $34.00 $23.00 $10.00 $67.00
Oklahoma $39.00 $27.00 $19.00 $85.00
Oregon $51.00 $19.00 $8.00 $78.00
Pennsylvania $42.00 $28.00 $12.00 $82.00
Rhode Island $66.00 $35.00 $11.00 $111.00
South Carolina $46.00 $22.00 $15.00 $84.00
South Dakota $26.00 $18.00 $22.00 $65.00
Tennessee $36.00 $26.00 $12.00 $74.00
Texas $46.00 $32.00 $17.00 $95.00
Utah $43.00 $22.00 $9.00 $74.00
Vermont $30.00 $25.00 $11.00 $66.00
Virginia $36.00 $24.00 $12.00 $72.00
Washington $51.00 $22.00 $9.00 $82.00
West Virginia $42.00 $28.00 $17.00 $87.00
Wisconsin $32.00 $19.00 $12.00 $62.00
Wyoming $28.00 $23.00 $21.00 $73.00
As you can see, additional coverage causes your auto insurance rates to increase. A full-coverage policy with an insurance company like Freeway could cost more than twice as much as a liability-only policy.
While Freeway Insurance claims to offer the lowest possible auto insurance rates, you’ll never know who offers you the coverage you want at rates you can afford until you shop online and compare quotes from multiple companies.
However, Freeway mentions on its website that the company offers potential policyholders various discount opportunities to save money on coverage.
What discounts does Freeway offer for car insurance?
Like many other insurers, Freeway Insurance understands that customers want and need to save money on coverage. So Freeway offers several auto insurance discounts.
Some of the company’s most popular discounts on car insurance include:
- Anti-theft
- Good driver
- Student
- Multi-car
- Military
- Multi-policy
- Senior
- Customer loyalty
If you’re interested in getting a quote with Freeway Insurance, you can use the company website or call a representative. Ask if you qualify for any of the company’s discounts to lower your monthly insurance rates potentially.
What other insurance products does Freeway offer?
Freeway offers additional coverage options outside of auto insurance. Some of the company’s more popular insurance options include:
- ATV
- Motorcycle
- RV
- Watercraft
- Snowmobile
- Homeowners
- Renters
- Life
- Health
- Identity theft protection
- Business
- Commercial auto
- Roadside assistance
Most insurance policy types listed above include standard coverage options and potential add-ons and discounts, depending on your unique situation and where you live.
Freeway offers multi-policy discounts, so if you’re interested in purchasing car insurance with the company, you may be able to get a discount if you also buy another form of insurance with the company, like homeowners coverage.
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Where is Freeway Insurance available?
Freeway Insurance offers its car insurance coverage in most U.S. states. The only states that do not provide Freeway Insurance are:
- Alaska
- Connecticut
- Delaware
- Hawaii
- Iowa
- Maine
- Minnesota
- Montana
- New Hampshire
- North Dakota
- Rhode Island
- South Dakota
- West Virginia
- Wyoming
Some of the states where Freeway operates consider Freeway to be one of the best insurance providers. For example, Freeway Insurance in Arizona — and especially Freeway Insurance in Phoenix — is more popular than most of the big-name insurance providers most people know.
Freeway Insurance in San Jose, California, is similar in popularity, though the company has more competition in the area and throughout the state.
How can I make Freeway Insurance claims?
The easiest way to make a Freeway Insurance claim is to call the company and speak with a representative.
Currently, Freeway Insurance doesn’t have an app allowing policyholders to make claims from their smartphones, and it doesn’t let customers file claims from its company website.
Some Freeway Insurance reviews mention this as a downside of the company since most policyholders enjoy filing a claim online rather than speaking to a representative on the phone.
Freeway Insurance: The Bottom Line
Freeway Insurance offers several different insurance products, like home, life, health, and renters insurance. However, the company is most well-known for its auto insurance coverage options, that’s why the Freeway Insurance logo looks like a road.
If you’re looking for car insurance, you may want to consider a policy with Freeway. The company doesn’t operate in all states, but it claims its auto insurance rates are the cheapest you’ll find.
Freeway offers auto insurance discounts and the standard car insurance coverage you may want. You can call the company to get more product information or use the company’s website to get quotes on insurance coverage.
Frequently Asked Questions
What is Freeway Insurance?
Freeway Insurance is an auto insurance agency that provides coverage options for drivers in various states across the United States. They offer a range of insurance products and services, including auto insurance, motorcycle insurance, commercial vehicle insurance, and more.
What types of auto insurance coverage does Freeway Insurance offer?
Freeway Insurance provides several types of auto insurance coverage; below are the seven most common:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Personal injury protection (PIP)
- Medical payments coverage
They also provide options for additional coverage, such as roadside assistance and rental reimbursement.
How can I get a quote from Freeway Insurance?
To obtain a quote from Freeway Insurance, you have several options. You can visit their website and fill out an online quote form, providing the necessary information about your vehicle, driving history, and coverage preferences. Alternatively, you can call their toll-free number or visit a local office to speak with an agent who can assist you with the quote process.
Is Freeway Insurance available in all states?
Freeway Insurance operates in multiple states across the United States, but their coverage availability may vary by state. It is recommended to check their website or contact them directly to confirm if they offer coverage in your particular state.
Can I manage my policy online with Freeway Insurance?
Yes, Freeway Insurance provides an online platform where policyholders can manage their policies. Through their website or mobile app, you can make payments, update personal information, request policy changes, and access important documents related to your auto insurance policy.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.