Best Cheap Auto Insurance in Fairfield, CT (2021)

The average Fairfield, CT auto insurance rates are $403 per month. The minimum auto insurance in Fairfield is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Fairfield, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fairfield for teen drivers is Liberty Mutual
  • Average auto insurance rates in Fairfield, CT for senior drivers are $2,399 per year
  • The minimum auto insurance required in Fairfield, Connecticut is 25/50/20

Fairfield, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Fairfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairfield, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Fairfield to other Connecticut cities, including Bristol auto insurance rates, Norwalk auto insurance rates, and New Haven auto insurance rates to see how Fairfield, Connecticut auto insurance rates stack up.

Before you buy Fairfield, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairfield, Connecticut auto insurance quotes.

Minimum Auto Insurance in Fairfield, Connecticut

Fairfield, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairfield, Connecticut.

Minimum Required Auto Insurance Coverage in Fairfield, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Fairfield, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairfield, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairfield, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,945 $3,906 $3,634 $3,889 $12,089 $14,287 $4,130 $4,346
GEICO $2,248 $2,254 $2,085 $2,102 $5,255 $6,219 $2,170 $2,105
Liberty Mutual $3,975 $4,339 $3,060 $3,796 $19,860 $22,434 $4,011 $4,373
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,754 $1,754 $1,616 $1,616 $5,354 $6,727 $1,973 $2,268
Travelers $1,832 $1,859 $1,822 $1,820 $14,065 $22,792 $1,990 $2,234
USAA $2,112 $2,089 $1,971 $1,945 $6,687 $7,013 $2,833 $2,934

Cheap Fairfield, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairfield, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Fairfield, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Fairfield, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,089 $14,287
GEICO $5,255 $6,219
Liberty Mutual $19,860 $22,434
Nationwide $6,705 $8,510
Progressive $11,065 $12,269
State Farm $5,354 $6,727
Travelers $14,065 $22,792
USAA $6,687 $7,013

Cheap Fairfield, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Fairfield, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairfield, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,634 $3,889
GEICO $2,085 $2,102
Liberty Mutual $3,060 $3,796
Nationwide $2,159 $2,265
Progressive $2,259 $2,352
State Farm $1,616 $1,616
Travelers $1,822 $1,820
USAA $1,971 $1,945

Cheap Fairfield, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairfield, Connecticut compared to the annual auto insurance rates with a clean record in Fairfield, Connecticut.

Annual Fairfield, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,593 $7,835 $5,343
GEICO $1,930 $2,531 $5,389 $2,369
Liberty Mutual $7,205 $9,019 $8,945 $7,755
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,682 $2,950 $2,950 $2,950
Travelers $4,879 $5,283 $7,674 $6,371
USAA $2,665 $3,350 $5,112 $2,665

Cheap Fairfield, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairfield, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Fairfield, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairfield, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,835
GEICO $5,389
Liberty Mutual $8,945
Nationwide $4,608
Progressive $4,428
State Farm $2,950
Travelers $7,674
USAA $5,112

Cheap Fairfield, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairfield, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairfield, Connecticut

Insurance Company Poor Fair Good
Allstate $7,992 $6,047 $4,796
GEICO $4,444 $2,680 $2,041
Liberty Mutual $11,698 $7,280 $5,716
Nationwide $5,010 $3,365 $2,977
Progressive $5,369 $4,818 $4,615
State Farm $4,011 $2,569 $2,069
Travelers $6,863 $5,727 $5,565
USAA $4,560 $3,077 $2,706

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Cheap Fairfield, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairfield, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Fairfield, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairfield, Connecticut

ZIP Code Average Annual Rates
6824 $4,883
6825 $4,884

Cheap Fairfield, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairfield, Connecticut auto insurance. Find the cheapest annual Fairfield, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairfield, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,278 $6,278
GEICO $3,008 $3,102
Liberty Mutual $8,231 $8,231
Nationwide $3,784 $3,784
Progressive $4,934 $4,934
State Farm $2,812 $2,954
Travelers $6,052 $6,052
USAA $3,407 $3,489

Cheap Fairfield, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairfield, Connecticut? Check out the comparison of annual Fairfield, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairfield, Connecticut

Insurance Company Low Medium High
Allstate $5,940 $6,270 $6,625
GEICO $2,837 $3,019 $3,309
Liberty Mutual $7,856 $8,156 $8,682
Nationwide $3,840 $3,816 $3,696
Progressive $4,580 $4,889 $5,334
State Farm $2,703 $2,888 $3,058
Travelers $5,587 $6,008 $6,559
USAA $3,217 $3,452 $3,675

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Best By Category: Cheapest Auto Insurance in Fairfield, Connecticut

Compare the cheapest auto insurance companies in Fairfield, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairfield, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Fairfield, Connecticut Auto Insurance Companies

What auto insurance companies in Fairfield, Connecticut are the cheapest? Compare the top Fairfield, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairfield, Connecticut

Insurance Company Average Annual Rates
Allstate $6,278
GEICO $3,055
Liberty Mutual $8,231
Nationwide $3,784
Progressive $4,934
State Farm $2,883
Travelers $6,052
USAA $3,448

What affects auto insurance rates in Fairfield, Connecticut?

There are a lot of reasons why auto insurance rates in Fairfield, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairfield, Connecticut. Many local factors may affect your Fairfield auto insurance rates.

Fairfield Traffic

How does Fairfield, Connecticut rank for traffic? According to Inrix Fairfield, Connecticut is the 658th most congested worldwide.

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Compare Fairfield, Connecticut Auto Insurance Quotes

Before you buy Fairfield, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairfield, Connecticut auto insurance quotes.

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