Best Cheap Auto Insurance in Old Saybrook, CT (2021)

The average Old Saybrook, CT auto insurance rates are $340 per month. The minimum auto insurance in Old Saybrook is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Old Saybrook, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Old Saybrook, Connecticut is 25/50/20
  • The most expensive auto insurance company in Old Saybrook for teen drivers is Liberty Mutual
  • The average commute length in Old Saybrook is 18.9 minutes

Old Saybrook, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Old Saybrook can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Old Saybrook, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Old Saybrook to other Connecticut cities, including Bridgeport auto insurance rates, Meriden auto insurance rates, and Hartford auto insurance rates to see how Old Saybrook, Connecticut auto insurance rates stack up.

Before you buy Old Saybrook, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Old Saybrook, Connecticut auto insurance quotes.

Minimum Auto Insurance in Old Saybrook, Connecticut

Old Saybrook, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Old Saybrook, Connecticut.

Minimum Required Auto Insurance Coverage in Old Saybrook, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Old Saybrook, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Old Saybrook, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Old Saybrook, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $1,844 $1,848 $1,710 $1,724 $4,212 $4,999 $1,779 $1,731
Liberty Mutual $3,225 $3,508 $2,487 $3,062 $15,957 $17,988 $3,265 $3,563
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,234 $2,087 $1,908 $1,984 $9,249 $10,246 $2,556 $2,862
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,604 $1,628 $1,596 $1,591 $12,148 $19,543 $1,744 $1,968
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Old Saybrook, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Old Saybrook, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Old Saybrook, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Old Saybrook, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,212 $4,999
Liberty Mutual $15,957 $17,988
Nationwide $5,616 $7,110
Progressive $9,249 $10,246
State Farm $4,921 $6,180
Travelers $12,148 $19,543
USAA $5,822 $6,120

Cheap Old Saybrook, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Old Saybrook, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Old Saybrook, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,710 $1,724
Liberty Mutual $2,487 $3,062
Nationwide $1,858 $1,946
Progressive $1,908 $1,984
State Farm $1,506 $1,506
Travelers $1,596 $1,591
USAA $1,727 $1,706

Cheap Old Saybrook, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Old Saybrook, Connecticut compared to the annual auto insurance rates with a clean record in Old Saybrook, Connecticut.

Annual Old Saybrook, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,574 $2,059 $4,360 $1,931
Liberty Mutual $5,812 $7,269 $7,198 $6,249
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,533 $5,124 $3,713 $4,194
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,212 $4,561 $6,630 $5,508
USAA $2,343 $2,941 $4,435 $2,343

Cheap Old Saybrook, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Old Saybrook, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Old Saybrook, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Old Saybrook, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $4,360
Liberty Mutual $7,198
Nationwide $3,882
Progressive $3,713
State Farm $2,727
Travelers $6,630
USAA $4,435

Cheap Old Saybrook, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Old Saybrook, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Old Saybrook, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $3,605 $2,178 $1,660
Liberty Mutual $9,412 $5,867 $4,617
Nationwide $4,229 $2,850 $2,527
Progressive $4,510 $4,042 $3,871
State Farm $3,705 $2,378 $1,917
Travelers $5,934 $4,946 $4,803
USAA $3,987 $2,690 $2,369

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Cheap Old Saybrook, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Old Saybrook, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Old Saybrook, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Old Saybrook, Connecticut

ZIP Code Average Annual Rates
6475 $4,118

Cheap Old Saybrook, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Old Saybrook, Connecticut auto insurance. Find the cheapest annual Old Saybrook, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Old Saybrook, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,444 $2,518
Liberty Mutual $6,632 $6,632
Nationwide $3,202 $3,202
Progressive $4,141 $4,141
State Farm $2,602 $2,732
Travelers $5,228 $5,228
USAA $2,979 $3,051

Cheap Old Saybrook, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Old Saybrook, Connecticut? Check out the comparison of annual Old Saybrook, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Old Saybrook, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,312 $2,452 $2,679
Liberty Mutual $6,372 $6,581 $6,943
Nationwide $3,253 $3,223 $3,130
Progressive $3,874 $4,107 $4,442
State Farm $2,504 $2,671 $2,826
Travelers $4,862 $5,193 $5,628
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Old Saybrook, Connecticut

Compare the cheapest auto insurance companies in Old Saybrook, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Old Saybrook, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Old Saybrook, Connecticut Auto Insurance Companies

What auto insurance companies in Old Saybrook, Connecticut are the cheapest? Compare the top Old Saybrook, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Old Saybrook, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,481
Liberty Mutual $6,632
Nationwide $3,202
Progressive $4,141
State Farm $2,667
Travelers $5,228
USAA $3,015

What affects auto insurance rates in Old Saybrook, Connecticut?

There are a lot of reasons why auto insurance rates in Old Saybrook, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Old Saybrook, Connecticut. Many local factors may affect your Old Saybrook auto insurance rates.

Old Saybrook Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Old Saybrook, Connecticut commute length is 18.9 minutes according to City-Data.

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Compare Old Saybrook, Connecticut Auto Insurance Quotes

Before you buy Old Saybrook, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Old Saybrook, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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