Best Cheap Auto Insurance in Naugatuck, CT (2021)

The average Naugatuck, CT auto insurance rates are $418 per month. The minimum auto insurance in Naugatuck is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Naugatuck, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Naugatuck is 30.5 minutes
  • The cheapest auto insurance company in Naugatuck is State Farm
  • The most expensive auto insurance company in Naugatuck for teen drivers is Liberty Mutual

Naugatuck, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Naugatuck can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Naugatuck, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Naugatuck to other Connecticut cities, including Danbury auto insurance rates, Stamford auto insurance rates, and Bridgeport auto insurance rates to see how Naugatuck, Connecticut auto insurance rates stack up.

Before you buy Naugatuck, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Naugatuck, Connecticut auto insurance quotes.

Minimum Auto Insurance in Naugatuck, Connecticut

Naugatuck, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Naugatuck, Connecticut.

Minimum Required Auto Insurance Coverage in Naugatuck, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Naugatuck, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Naugatuck, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Naugatuck, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,578 $2,585 $2,391 $2,410 $5,984 $7,043 $2,481 $2,401
Liberty Mutual $3,959 $4,323 $3,047 $3,778 $19,768 $22,328 $3,994 $4,360
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,612 $2,431 $2,230 $2,318 $10,995 $12,196 $2,984 $3,353
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,914 $1,942 $1,910 $1,904 $14,759 $23,872 $2,082 $2,338
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

Cheap Naugatuck, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Naugatuck, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Naugatuck, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Naugatuck, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $5,984 $7,043
Liberty Mutual $19,768 $22,328
Nationwide $6,896 $8,757
Progressive $10,995 $12,196
State Farm $5,808 $7,300
Travelers $14,759 $23,872
USAA $7,139 $7,477

Cheap Naugatuck, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Naugatuck, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Naugatuck, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,391 $2,410
Liberty Mutual $3,047 $3,778
Nationwide $2,228 $2,338
Progressive $2,230 $2,318
State Farm $1,748 $1,748
Travelers $1,910 $1,904
USAA $2,093 $2,064

Cheap Naugatuck, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Naugatuck, Connecticut compared to the annual auto insurance rates with a clean record in Naugatuck, Connecticut.

Annual Naugatuck, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,198 $2,886 $6,152 $2,700
Liberty Mutual $7,173 $8,983 $8,903 $7,720
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,170 $6,062 $4,387 $4,940
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $5,105 $5,530 $8,044 $6,681
USAA $2,826 $3,557 $5,466 $2,826

Cheap Naugatuck, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Naugatuck, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Naugatuck, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Naugatuck, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,193
GEICO $6,152
Liberty Mutual $8,903
Nationwide $4,748
Progressive $4,387
State Farm $3,198
Travelers $8,044
USAA $5,466

Cheap Naugatuck, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Naugatuck, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Naugatuck, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,071 $3,056 $2,325
Liberty Mutual $11,655 $7,243 $5,686
Nationwide $5,165 $3,465 $3,066
Progressive $5,315 $4,777 $4,578
State Farm $4,355 $2,784 $2,239
Travelers $7,194 $5,998 $5,828
USAA $4,851 $3,276 $2,879

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Cheap Naugatuck, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Naugatuck, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Naugatuck, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Naugatuck, Connecticut

ZIP Code Average Annual Rates
6770 $5,072

Cheap Naugatuck, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Naugatuck, Connecticut auto insurance. Find the cheapest annual Naugatuck, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Naugatuck, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,430 $3,538
Liberty Mutual $8,195 $8,195
Nationwide $3,898 $3,898
Progressive $4,890 $4,890
State Farm $3,049 $3,203
Travelers $6,340 $6,340
USAA $3,624 $3,713

Cheap Naugatuck, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Naugatuck, Connecticut? Check out the comparison of annual Naugatuck, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Naugatuck, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,182 $3,433 $3,837
Liberty Mutual $7,831 $8,121 $8,632
Nationwide $3,954 $3,929 $3,813
Progressive $4,545 $4,845 $5,280
State Farm $2,934 $3,131 $3,312
Travelers $5,852 $6,295 $6,874
USAA $3,411 $3,672 $3,922

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Best By Category: Cheapest Auto Insurance in Naugatuck, Connecticut

Compare the cheapest auto insurance companies in Naugatuck, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Naugatuck, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Naugatuck, Connecticut Auto Insurance Companies

What auto insurance companies in Naugatuck, Connecticut are the cheapest? Compare the top Naugatuck, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Naugatuck, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,484
Liberty Mutual $8,195
Nationwide $3,898
Progressive $4,890
State Farm $3,126
Travelers $6,340
USAA $3,668

What affects auto insurance rates in Naugatuck, Connecticut?

There are a lot of reasons why auto insurance rates in Naugatuck, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Naugatuck, Connecticut. Many local factors may affect your Naugatuck auto insurance rates.

Naugatuck Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Naugatuck, Connecticut commute length is 30.5 minutes according to City-Data.

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Compare Naugatuck, Connecticut Auto Insurance Quotes

Before you buy Naugatuck, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Naugatuck, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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