Best Cheap Auto Insurance in Darien, CT (2021)

The average Darien, CT auto insurance rates are $376 per month. The minimum auto insurance in Darien is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Darien, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Darien, Connecticut is 25/50/20
  • The average commute length in Darien is 39.3 minutes
  • The cheapest auto insurance company in Darien is State Farm

Darien, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Darien can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Darien, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Darien to other Connecticut cities, including Bristol auto insurance rates, Stamford auto insurance rates, and Meriden auto insurance rates to see how Darien, Connecticut auto insurance rates stack up.

Before you buy Darien, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Darien, Connecticut auto insurance quotes.

Minimum Auto Insurance in Darien, Connecticut

Darien, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Darien, Connecticut.

Minimum Required Auto Insurance Coverage in Darien, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Darien, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Darien, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Darien, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,832 $3,796 $3,526 $3,774 $11,784 $13,931 $4,015 $4,230
GEICO $2,046 $2,052 $1,898 $1,913 $4,774 $5,655 $1,976 $1,917
Liberty Mutual $3,633 $3,949 $2,790 $3,440 $18,321 $20,642 $3,678 $4,016
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,322 $2,165 $1,982 $2,063 $9,629 $10,668 $2,651 $2,963
State Farm $1,700 $1,700 $1,563 $1,563 $5,141 $6,453 $1,910 $2,195
Travelers $1,705 $1,731 $1,697 $1,691 $12,902 $20,652 $1,859 $2,104
USAA $1,967 $1,947 $1,832 $1,809 $6,194 $6,506 $2,634 $2,731

Cheap Darien, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Darien, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Darien, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Darien, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,784 $13,931
GEICO $4,774 $5,655
Liberty Mutual $18,321 $20,642
Nationwide $6,705 $8,510
Progressive $9,629 $10,668
State Farm $5,141 $6,453
Travelers $12,902 $20,652
USAA $6,194 $6,506

Cheap Darien, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Darien, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Darien, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,526 $3,774
GEICO $1,898 $1,913
Liberty Mutual $2,790 $3,440
Nationwide $2,159 $2,265
Progressive $1,982 $2,063
State Farm $1,563 $1,563
Travelers $1,697 $1,691
USAA $1,832 $1,809

Cheap Darien, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Darien, Connecticut compared to the annual auto insurance rates with a clean record in Darien, Connecticut.

Annual Darien, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,198 $6,417 $7,632 $5,198
GEICO $1,759 $2,305 $4,894 $2,158
Liberty Mutual $6,617 $8,292 $8,210 $7,116
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $3,675 $5,326 $3,865 $4,354
State Farm $2,587 $2,842 $2,842 $2,842
Travelers $4,464 $4,833 $7,036 $5,838
USAA $2,489 $3,125 $4,708 $2,489

Cheap Darien, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Darien, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Darien, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Darien, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,632
GEICO $4,894
Liberty Mutual $8,210
Nationwide $4,608
Progressive $3,865
State Farm $2,842
Travelers $7,036
USAA $4,708

Cheap Darien, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Darien, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Darien, Connecticut

Insurance Company Poor Fair Good
Allstate $7,769 $5,890 $4,674
GEICO $4,040 $2,438 $1,858
Liberty Mutual $10,737 $6,686 $5,253
Nationwide $5,010 $3,365 $2,977
Progressive $4,688 $4,203 $4,025
State Farm $3,863 $2,477 $1,995
Travelers $6,292 $5,245 $5,091
USAA $4,235 $2,856 $2,516

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Cheap Darien, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Darien, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Darien, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Darien, Connecticut

ZIP Code Average Annual Rates
6820 $4,554

Cheap Darien, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Darien, Connecticut auto insurance. Find the cheapest annual Darien, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Darien, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,111 $6,111
GEICO $2,736 $2,821
Liberty Mutual $7,559 $7,559
Nationwide $3,784 $3,784
Progressive $4,305 $4,305
State Farm $2,711 $2,846
Travelers $5,543 $5,543
USAA $3,164 $3,241

Cheap Darien, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Darien, Connecticut? Check out the comparison of annual Darien, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Darien, Connecticut

Insurance Company Low Medium High
Allstate $5,806 $6,105 $6,423
GEICO $2,596 $2,749 $2,992
Liberty Mutual $7,269 $7,503 $7,904
Nationwide $3,840 $3,816 $3,696
Progressive $4,005 $4,267 $4,644
State Farm $2,610 $2,782 $2,942
Travelers $5,194 $5,509 $5,924
USAA $3,007 $3,206 $3,395

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Best By Category: Cheapest Auto Insurance in Darien, Connecticut

Compare the cheapest auto insurance companies in Darien, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Darien, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Darien, Connecticut Auto Insurance Companies

What auto insurance companies in Darien, Connecticut are the cheapest? Compare the top Darien, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Darien, Connecticut

Insurance Company Average Annual Rates
Allstate $6,111
GEICO $2,779
Liberty Mutual $7,559
Nationwide $3,784
Progressive $4,305
State Farm $2,778
Travelers $5,543
USAA $3,203

What affects auto insurance rates in Darien, Connecticut?

There are a lot of reasons why auto insurance rates in Darien, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Darien, Connecticut. Many local factors may affect your Darien auto insurance rates.

Darien Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Darien, Connecticut commute length is 39.3 minutes according to City-Data.

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Compare Darien, Connecticut Auto Insurance Quotes

Before you buy Darien, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Darien, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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