Best Cheap Auto Insurance in Concord, AR (2021)

The average Concord, AR auto insurance rates are $349 per month. The minimum auto insurance in Concord is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Concord, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Concord is USAA
  • The minimum auto insurance required in Concord, Arkansas is 25/50/25
  • The most expensive auto insurance company in Concord for teen drivers is Travelers

Concord, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Concord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Concord, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Concord to other Arkansas cities, including Springdale auto insurance rates, Pine Bluff auto insurance rates, and Jonesboro auto insurance rates to see how Concord, Arkansas auto insurance rates stack up.

Before you buy Concord, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Concord, Arkansas auto insurance quotes.

Minimum Auto Insurance in Concord, Arkansas

Concord, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Concord, Arkansas.

Minimum Required Auto Insurance Coverage in Concord, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Concord, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Concord, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concord, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,406 $2,393 $2,150 $2,262 $10,088 $10,451 $2,750 $2,891
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,136 $2,975 $2,580 $2,692 $13,252 $14,934 $3,759 $4,072
State Farm $1,844 $1,844 $1,640 $1,640 $5,208 $6,558 $2,075 $2,378
Travelers $2,154 $2,195 $2,126 $2,131 $12,431 $19,886 $2,305 $2,675
USAA $1,269 $1,282 $1,178 $1,187 $3,956 $4,144 $1,632 $1,759

Cheap Concord, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Concord, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Concord, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Concord, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $10,088 $10,451
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $13,252 $14,934
State Farm $5,208 $6,558
Travelers $12,431 $19,886
USAA $3,956 $4,144

Cheap Concord, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Concord, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Concord, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,150 $2,262
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,580 $2,692
State Farm $1,640 $1,640
Travelers $2,126 $2,131
USAA $1,178 $1,187

Cheap Concord, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Concord, Arkansas compared to the annual auto insurance rates with a clean record in Concord, Arkansas.

Annual Concord, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,742 $4,790 $4,684 $4,478
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,106 $7,099 $5,364 $6,130
State Farm $2,668 $3,129 $2,899 $2,899
Travelers $4,808 $4,967 $7,271 $5,905
USAA $1,578 $1,998 $2,876 $1,751

Cheap Concord, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Concord, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Concord, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Concord, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,952
Farmers $4,684
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,364
State Farm $2,899
Travelers $7,271
USAA $2,876

Cheap Concord, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Concord, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Concord, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $5,029 $4,221 $4,022
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,719 $5,728 $5,328
State Farm $4,200 $2,528 $1,967
Travelers $6,586 $5,494 $5,134
USAA $2,715 $1,855 $1,582

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Cheap Concord, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Concord, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Concord, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Concord, Arkansas

ZIP Code Average Annual Rates
72523 $4,279

Cheap Concord, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Concord, Arkansas auto insurance. Find the cheapest annual Concord, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Concord, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,424 $4,424
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,925 $5,925
State Farm $2,830 $2,967
Travelers $5,738 $5,738
USAA $1,992 $2,109

Cheap Concord, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Concord, Arkansas? Check out the comparison of annual Concord, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concord, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,208 $4,379 $4,685
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,481 $5,837 $6,457
State Farm $2,768 $2,896 $3,032
Travelers $5,497 $5,754 $5,962
USAA $1,964 $2,043 $2,145

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Best By Category: Cheapest Auto Insurance in Concord, Arkansas

Compare the cheapest auto insurance companies in Concord, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Concord, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Concord, Arkansas Auto Insurance Companies

What auto insurance companies in Concord, Arkansas are the cheapest? Compare the top Concord, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Concord, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,424
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,925
State Farm $2,899
Travelers $5,738
USAA $2,051

What affects auto insurance rates in Concord, Arkansas?

There are a lot of reasons why auto insurance rates in Concord, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Concord, Arkansas. Many local factors may affect your Concord auto insurance rates.

Concord Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Concord, Arkansas commute length is 29.7 minutes according to City-Data.

Concord Traffic

How does Concord, Arkansas rank for traffic? According to Inrix Concord, Arkansas is the 202nd most congested worldwide.

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Compare Concord, Arkansas Auto Insurance Quotes

Before you buy Concord, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Concord, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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