Compare Jaguar XJ Insurance Rates [Rates + Coverage Guide]

Key takeaways:

• Full coverage costs around $1,876 a year or $156 each month
• A liability-only policy costs around $752 a year or $63 each month
• Highest rates are for teenage drivers at around $6,857 a year or $571 each month
• Good drivers can save as much as $773 a year by earning policy discounts
• Jaguar XJ insurance costs around $357 more per year than the average vehicle

Jaguar XJ insurance rates are $357 more expensive than the average vehicle. You can pay up to $156 per month for full coverage and $63 per month for liability-only coverage. High-risk drivers could pay nearly $600 per month for insurance. Continue reading to learn how you can save money on Jaguar XJ insurance rates.

You can start comparing quotes for Jaguar XJ insurance rates from some of the best auto insurance companies by using our free online tool now.

Jaguar XJ Insurance Cost

The average Jaguar XJ auto insurance rates are $1,876 a year or $156 a month.

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Are Jaguar XJs Expensive to Insure?

The chart below details how Jaguar XJ insurance rates compare to other luxury cars like the Infiniti Q70, Jaguar XF, and Lexus IS 300.

However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XJ Insurance?

The Jaguar XJ trim and model you choose can impact the total price you will pay for Jaguar XJ insurance coverage.

Age of the Vehicle

Older Jaguar XJ models generally cost less to insure. For example, auto insurance for a 2017 Jaguar XJ costs $1,876, while 2011 Jaguar XJ insurance costs are $1,522, a difference of $354.

Driver Age

Driver age can have a significant impact on the cost of Jaguar XJ auto insurance. For example, 20-year-old drivers pay approximately $2,294 each year for their Jaguar XJ auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Jaguar XJ insurance rates. For example, drivers in Phoenix may pay $1,032 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XJ auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XJ insurance rates with violations on their driving record.

Jaguar XJ Safety Ratings

Your Jaguar XJ auto insurance rates are tied to the Jaguar XJ’s safety ratings. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Not Tested
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Not Tested
Side	Not Tested
Roof strength	Not Tested
Head restraints and seats	Not Tested
Source: Insurance Institute for Highway Safety

Jaguar XJ Crash Test Ratings

Good Jaguar XJ crash test ratings can lower your Jaguar XJ insurance rates. See Jaguar XJ crash test results below:

Jaguar XJ Safety Features

Having a variety of safety features on your Jaguar XJ can help lower your Jaguar XJ insurance costs. The Jaguar XJ’s safety features include:

• Dynamic Stability Control (DSC) Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• InControl Protect Emergency Sos
• Front And Rear Parking Sensors
• Blind Spot Assist Blind Spot
• Emergency Braking and Rear Traffic Monitor
• Lane Keep Assist Lane Keeping Assist
• Lane Keep Assist Lane Departure Warning
• Blind Spot Monitor Blind Spot
• and Rear Traffic Monitor
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st And 2nd Row Airbags
• Airbag Occupancy Sensor
• Power Rear Child Safety Locks
• Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
• Back-Up Camera

Jaguar XJ Insurance Loss Probability

Insurance loss probability on the Jaguar XJ fluctuates between each type of coverage. The lower percentage means lower Jaguar XJ insurance rates; higher percentages mean higher Jaguar XJ auto insurance rates.

Insurance Coverage Category	Loss Rate
Collision	154%
Property Damage	no data
Comprehensive	no data
Personal Injury	no data
Medical Payment	no data
Bodily Injury	no data
Source: Insurance Institute for Highway Safety

Jaguar XJ Finance and Insurance Cost

If you are financing a Jaguar XJ, most lenders will require your carry higher Jaguar XJ coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XJ auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Jaguar XJ Insurance

There are many ways that you can save on Jaguar XJ auto insurance. Below are five actions you can take to find cheap Jaguar XJ auto insurance rates.

• Take Advantage of Referral Fees
• Consider Using a Tracking Device on Your Jaguar XJ
• Ask About Student Discounts
• Install an Aftermarket Anti-Theft Device for Your Jaguar XJ
• Ask About a Student Away from Home Discount

Top Jaguar XJ Insurance Companies

Several top auto insurance companies offer competitive rates for the Jaguar XJ rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Jaguar XJ drivers organized by market share.

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