Compare Jaguar XJ Insurance Rates [Rates + Coverage Guide]

Jaguar XJ insurance rates cost $1,876 a year, or around $156 a month. On average, comprehensive coverage costs $457, collision coverage costs $667, and liability coverage costs $529 for Jaguar XJ insurance.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,876 a year or $156 each month
  • A liability-only policy costs around $752 a year or $63 each month
  • Highest rates are for teenage drivers at around $6,857 a year or $571 each month
  • Good drivers can save as much as $773 a year by earning policy discounts
  • Jaguar XJ insurance costs around $357 more per year than the average vehicle

Jaguar XJ insurance rates are $357 more expensive than the average vehicle. You can pay up to $156 per month for full coverage and $63 per month for liability-only coverage. High-risk drivers could pay nearly $600 per month for insurance. Continue reading to learn how you can save money on Jaguar XJ insurance rates.

You can start comparing quotes for Jaguar XJ insurance rates from some of the best auto insurance companies by using our free online tool now.

Jaguar XJ Insurance Cost

The average Jaguar XJ auto insurance rates are $1,876 a year or $156 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Jaguar XJs Expensive to Insure?

The chart below details how Jaguar XJ insurance rates compare to other luxury cars like the Infiniti Q70, Jaguar XF, and Lexus IS 300.

Vehicle Comprehensive Collision Liability Total
Infiniti Q70 $370 $774 $338 $1,618
Jaguar XF $406 $804 $398 $1,766
Lexus IS 300 $356 $686 $398 $1,598
Audi A8 $464 $900 $390 $1,912
Mercedes-Benz C300 $404 $718 $372 $1,652
Jaguar XE $382 $774 $398 $1,712
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XJ Insurance?

The Jaguar XJ trim and model you choose can impact the total price you will pay for Jaguar XJ insurance coverage.

Age of the Vehicle

Older Jaguar XJ models generally cost less to insure. For example, auto insurance for a 2017 Jaguar XJ costs $1,876, while 2011 Jaguar XJ insurance costs are $1,522, a difference of $354.

Model Year Comprehensive Collision Liability Total
2017 Jaguar XJ $430 $872 $416 $1,876
2016 Jaguar XJ $414 $836 $430 $1,838
2015 Jaguar XJ $392 $806 $442 $1,798
2014 Jaguar XJ $376 $748 $452 $1,734
2013 Jaguar XJ $362 $704 $456 $1,680
2012 Jaguar XJ $346 $632 $460 $1,596
2011 Jaguar XJ $324 $580 $460 $1,522
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Jaguar XJ auto insurance. For example, 20-year-old drivers pay approximately $2,294 each year for their Jaguar XJ auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Jaguar XJ insurance rates. For example, drivers in Phoenix may pay $1,032 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XJ auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XJ insurance rates with violations on their driving record.

Jaguar XJ Safety Ratings

Your Jaguar XJ auto insurance rates are tied to the Jaguar XJ’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Jaguar XJ Crash Test Ratings

Good Jaguar XJ crash test ratings can lower your Jaguar XJ insurance rates. See Jaguar XJ crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Jaguar XJ 4 DR RWD N/R N/R N/R N/R
2019 Jaguar XJ 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XJ (SWB) 4 DR FWD N/R N/R N/R N/R
2018 Jaguar XJ (SWB) 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XJ (LWB) 4 DR FWD N/R N/R N/R N/R
2018 Jaguar XJ (LWB) 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XJ (SWB) 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XJ (SWB) 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XJ (LWB) 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XJ (LWB) 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XJ (SWB) 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XJ (SWB) 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XJ (LWB) 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XJ (LWB) 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Jaguar XJ Safety Features

Having a variety of safety features on your Jaguar XJ can help lower your Jaguar XJ insurance costs. The Jaguar XJ’s safety features include:

  • Dynamic Stability Control (DSC) Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • InControl Protect Emergency Sos
  • Front And Rear Parking Sensors
  • Blind Spot Assist Blind Spot
  • Emergency Braking and Rear Traffic Monitor
  • Lane Keep Assist Lane Keeping Assist
  • Lane Keep Assist Lane Departure Warning
  • Blind Spot Monitor Blind Spot
  • and Rear Traffic Monitor
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Power Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Jaguar XJ Insurance Loss Probability

Insurance loss probability on the Jaguar XJ fluctuates between each type of coverage. The lower percentage means lower Jaguar XJ insurance rates; higher percentages mean higher Jaguar XJ auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 154%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Jaguar XJ Finance and Insurance Cost

If you are financing a Jaguar XJ, most lenders will require your carry higher Jaguar XJ coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XJ auto insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Jaguar XJ Insurance

There are many ways that you can save on Jaguar XJ auto insurance. Below are five actions you can take to find cheap Jaguar XJ auto insurance rates.

  • Take Advantage of Referral Fees
  • Consider Using a Tracking Device on Your Jaguar XJ
  • Ask About Student Discounts
  • Install an Aftermarket Anti-Theft Device for Your Jaguar XJ
  • Ask About a Student Away from Home Discount

Top Jaguar XJ Insurance Companies

Several top auto insurance companies offer competitive rates for the Jaguar XJ rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Jaguar XJ drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Jaguar XJ Insurance Quotes Online

Save on your Jaguar XJ insurance rates by taking advantage of our FREE comparison tool.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption