Cheap Jaguar Auto Insurance in 2024 (Save With These 10 Companies!)
The top picks for cheap Jaguar auto insurance are Geico, Progressive, and State Farm. Geico has the cheapest minimum Jaguar auto insurance, with rates averaging $44/mo. While Jaguars are more expensive to insure, buying a cheaper Jaguar model, such as a Jaguar XF, will help you find more affordable Jaguar car insurance.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Apr 18, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
19,116 reviewsCompany Facts
Min. Coverage for Jaguar
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
13,126 reviewsCompany Facts
Min. Coverage for Jaguar
A.M. Best Rating
Complaint Level
Pros & Cons
13,126 reviews
17,754 reviewsCompany Facts
Min. Coverage for Jaguar
A.M. Best Rating
Complaint Level
Pros & Cons
17,754 reviewsGeico, Progressive, and State Farm are the top picks for cheap Jaguar auto insurance.
Other great companies that offer cheap insurance for a Jaguar are listed below.
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons | |
|---|---|---|---|---|---|---|
 | #1 | $44 | A++ | Cheap Rates | Geico | |
 | #2 | $47 | A+ | Online Convenience | Progressive | |
 | #3 | $48 | A | Many Discounts | State Farm | |
 | #4 | $52 | A+ | Add-on Coverages | Allstate | |
 | #5 | $55 | A++ | Military Savings | USAA | |
 | #6 | $57 | A | Local Agents | Farmers | |
 | #7 | $66 | A+ | Usage Discount | Nationwide | |
 | #8 | $69 | A | Customizable Polices | Liberty Mutual | |
 | #9 | $71 | A++ | Accident Forgiveness | Travelers | |
 | #10 | $71 | A | Student Savings | American Family |
Keep reading to learn more about how to find the best car insurance for luxury cars. You can also compare insurance rates at any time using our free quote tool.
- Jaguar F-Type insurance costs are the highest Jaguar insurance costs on average
- The cheapest Jaguars to insure are the Jaguar XE and Jaguar XF
- Jaguar car insurance rates also depend on a driver’s age and driving record
#1 – Geico: Top Pick Overall
Pros
- Cheap Rates: Geico has the more affordable rates for Jaguar owners. Learn more about Geico’s rates in our review of Geico.
- User-Friendly: Geico’s app and website are simple for customers to navigate.
- Coverage Options: Jaguar owners can choose among several coverage options.
Cons
- UBI Discount Availability: Geico’s UBI discount isn’t offered in a few states.
- Virtual Communication: Geico has few local agents, limiting most communication to virtual.
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#2 – Progressive: Best for Online Convenience
Pros
- Online Convenience: Progressive’s website and app make managing policies, filing claims, and getting quotes easier.
- Coverage Options: There is a variety of coverage at Progressive. Learn more in our Progressive review.
- Discount Opportunities: Progressive has a full list of discounts customers can qualify for.
Cons
- UBI Rate Raises: Performing poorly in Progressive’s UBI program may result in rate increases.
- Customer Ratings: Progressive has some negative ratings for customer service.
#3 – State Farm: Best for Many Discounts
Pros
- Many Discounts: State Farm offers good driver discounts, good student discounts, bundling discounts, and many more.
- Local Agents: State Farm’s multiple local agents help the company maintain a reputation for great customer service.
- Coverage Options: State Farm has roadside assistance and more, which you can learn about in our State Farm review.
Cons
- No Online Purchases: You can’t purchase a policy online, although you can get quotes online.
- UBI Availability: State Farm’s UBI program isn’t available in all states.
#4 – Allstate: Best for Add-On Coverages
Pros
- Add-On Coverages: Allstate has a great selection of add-ons, such as rideshare insurance. Learn more about Allstate’s coverage options in our Allstate auto insurance review.
- Financial Ratings: Allstate has a good financial standing based on its financial ratings.
- Availability: Currently, Allstate sells auto insurance in every state.
Cons
- DUI Rates: Jaguar owners with a DUI may not get the cheapest rates at Allstate.
- UBI Availability: Allstate’s UBI discount program isn’t available in all states.
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#5 – USAA: Best for Military Savings
Pros
- Military Savings: USAA offers savings for military members when traveling, shopping, and more.
- Customer Service: USAA has high customer satisfaction ratings. Read more in our USAA review.
- Bundling Discount: Purchasing more than one type of insurance can save customers money.
Cons
- Limited Eligibility: USAA keeps rates low by selling insurance only to military members, veterans, and their immediate families.
- Local Agent Availability: USAA doesn’t have as many in-person agents as some companies.
#6 – Farmers: Best for Local Agents
Pros
- Local Agents: Farmers has a good selection of local agents to offer in-person assistance.
- Accident Forgiveness: Farmers’ accident forgiveness is a great perk for safe drivers.
- Multiple Discounts: Farmers’ selection of discounts can help Jaguar owners save. Learn more in our review of Farmers.
Cons
- Add-On Coverages: Farmers doesn’t offer gap insurance, which can be a negative for owners of new Jaguars.
- UBI Availability: Some states don’t have Farmers’ UBI discount.
#7 – Nationwide: Best for Usage Discount
Pros
- Usage Discount: Nationwide’s UBI program offers a large discount to safe drivers.
- Accident Forgiveness: Good drivers may be forgiven for their first at-fault accident. Learn about Nationwide’s other perks in our Nationwide review.
- Vanishing Deductible: Nationwide reduces deductibles for each claims-free policy period.
Cons
- Availability: You can’t purchase Nationwide auto insurance in a few states.
- High-Risk Driver Rates: Young drivers and DUI drivers may not find the best rates at Nationwide.
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#8 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Customers can easily customize policies at Liberty Mutual. Learn about its coverage options in our review of Liberty Mutual.
- 24/7 Support: Customers can get 24/7 assistance from a Liberty Mutual representative.
- Accident Forgiveness: Eligible drivers can enroll in Liberty Mutual’s accident forgiveness program.
Cons
- Customer Ratings: Liberty Mutual has some negative customer ratings.
- UBI Availability: Liberty Mutual’s UBI discount isn’t available in all states.
#9 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Safe drivers can qualify for Traveler’s accident forgiveness policy.
- Add-On Coverages: Travelers has a great selection of add-on coverages, which you can learn about in our Travelers review.
- Multiple Discounts: Travelers has bundling discounts, multi-car discounts, and more.
Cons
- Customer Service: Travelers has a few negative ratings from customers.
- High-Risk Driver Rates: Travelers’ average rates for high-risk drivers often aren’t the cheapest.
#10 – American Family: Best for Student Savings
Pros
- Student Savings: American Family has multiple discounts for young drivers.
- Coverage Options: American Family offers minimum and full coverage options. Learn more in our American Family review.
- Accident Forgiveness: Safe drivers may avoid rate increases after their first at-fault accident.
Cons
- Availability: American Family isn’t available in all states.
- High-Risk Driver Rates: American Family’s rates may not be the cheapest for some high-risk drivers.
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Common Auto Insurance Coverages for Jaguars
Most states require drivers to carry liability auto insurance. Liability auto insurance pays for other drivers’ medical and property repair bills if you cause an accident, so it’s essential Jaguar auto insurance coverage.
Car insurance requirements by state vary, but you might also need to carry one or more of the following types of auto insurance coverage for Jaguars:
- Medical Payments: Medical payments coverage on auto insurance covers you and your passengers’ medical bills up to the policy limit if you get injured in a car accident.
- Personal Injury Protection: Personal injury protection insurance covers you and your passengers’ medical bills and lost wages up to the policy limit if you get injured in a car accident.
- Underinsured Motorist Insurance: This coverage helps pay the remainder of your accident bills if the driver who hit you lacks enough coverage to pay your bills.
- Uninsured Motorist Insurance: Uninsured motorist coverage pays your accident bills if the driver who hit you doesn’t have insurance.
Collision and comprehensive auto insurance are good coverages, as they cover the costs of your repairs if you cause an accident or factors outside your control damage your car.
If you have a lease or loan on your Jaguar, your lender will require you to have collision and comprehensive insurance alongside the state’s required coverages.Daniel Walker Licensed Insurance Agent
For example, collision auto insurance covers your Jaguar repairs if you crash into another car. Comprehensive auto insurance covers your repairs if you crash into an animal or your car gets damaged by weather, falling objects, or vandals. So, these two coverages protect your Jaguar from numerous situations.
Average Jaguar Auto Insurance Rates
Your Jaguar insurance costs partly depend on your Jaguar model. More expensive Jaguar models cost more to insure, as insurance companies must pay more for repairs if you file an auto insurance claim. Luckily the companies below offer great rates on Jaguars.
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $52 | $160 |
| American Family | $71 | $187 |
| Farmers | $57 | $175 |
| Geico | $44 | $133 |
| Liberty Mutual | $69 | $180 |
| Nationwide | $66 | $165 |
| Progressive | $47 | $144 |
| State Farm | $48 | $149 |
| Travelers | $71 | $176 |
| USAA | $55 | $165 |
Take a look at the table below to see the average Jaguar auto insurance rates for different models.
| Car Model | Full Coverage Rate |
|---|---|
| 2023 Jaguar F-PACE | $199 |
| 2023 Jaguar F-TYPE | $214 |
| 2023 Jaguar XE | $170 |
| 2023 Jaguar XF | $175 |
| 2023 Jaguar XJ | $188 |
A Jaguar F-Type model is the most expensive model to insure on average since it has the highest price tag of all the models listed. Auto insurance for models that cost less, such as the Jaguar XE and Jaguar XF, comes with cheaper average rates for full coverage. So, always compare auto insurance rates by make and model to get the cheapest Jaguar car insurance quotes at companies like Geico.
Since Jaguar model is just one of the many factors that affect auto insurance rates, we’ll also examine Jaguar insurance rates based on driving record and age:
Below, you can see average rates by different Jaguar models based on age and driving record:
| Car Model | Rates for a 16-Year-Old | Rates for a 20-Year-Old | Rates for a 40-Year-Old | Rates for a 60-Year-Old |
|---|---|---|---|---|
| 2023 Jaguar F-PACE | $726 | $450 | $199 | $177 |
| 2023 Jaguar F-TYPE | $781 | $484 | $214 | $191 |
| 2023 Jaguar XE | $620 | $385 | $170 | $152 |
| 2023 Jaguar XF | $640 | $397 | $175 | $156 |
| 2023 Jaguar XJ | $685 | $425 | $188 | $167 |
It usually isn’t a surprise to most people that younger drivers pay more for a Jaguar auto insurance policy, as less driving experience means a higher likelihood of crashing. High-risk auto insurance for Jaguar drivers with DUIs, at-fault accidents, and traffic tickets is always more expensive, regardless of model.
Compare Jaguar Auto Insurance Rates by Model
Discovering the nuances of auto insurance costs for luxury vehicles like Jaguars can be complex. This guide focuses on the insurance expenses for two popular Jaguar models: the XF and the X-TYPE.
| Cost of Auto Insurance for Jaguar's by Model |
|---|
| Jaguar XF |
| Jaguar X-TYPE |
Understanding these insurance dynamics is essential for current and prospective Jaguar owners aiming to grasp the associated expenses accurately.
How to Save on Jaguar Auto Insurance
Since Jaguars are more expensive to insure, we’ll review a few tips on saving money on the best Jaguar auto insurance. The first tip is to shop around and get plenty of Jaguar auto insurance quotes to determine which company has the best rates based on your driving record, model, and location.
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Our second tip is to utilize all available car insurance discounts at your company. You may need to submit paperwork or participate in a program for some discounts, meaning they don’t automatically apply to your Jaguar car insurance rates. Some examples include defensive driving, good student, and safe driving discounts.
Another big discount that most insurance companies offer is a bundling discount, where you earn a discount for purchasing more than one type of insurance from the company. Examples include bundling home and auto insurance or renters and auto insurance. Learn more about how to save money by bundling insurance policies.
Our final savings tip for lowering Jaguar insurance costs is raising your auto insurance deductible. Since a deductible is an amount, you agree to pay out of pocket before the insurance covers a claim, a higher deductible will help you get cheap Jaguar insurance. However, never increase your Jaguar auto insurance deductible to an amount you can’t afford.
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Finding Affordable Jaguar Auto Insurance Coverage
Jaguar luxury car insurance is more expensive on average than standard vehicles, and some models cost more to insure than others. Fortunately, you can reduce your rates by shopping around for cheap Jaguar auto insurance quotes, getting auto insurance discounts, and raising your deductible.
To find the best Jaguar insurance today, compare rates with our free quote tool.
Frequently Asked Questions
Are Jaguars expensive to insure?
Jaguars are more expensive to insure than other cars, since you’re paying for Jaguar luxury car insurance. How much you pay for insurance on a Jaguar also depends on your model, as Jaguar XJL car insurance will be different in cost than Jaguar XJ car insurance. Your choice of auto insurance company is also important, as some companies offer cheaper Jaguar insurance costs than others. Use our quote tool to compare rates.
How much is insurance on Jaguars from 2017?
Insurance for Jaguars from 2017 will likely be cheaper than insurance for the new models we showed, as older cars are depreciated in value and, therefore, cost a little less to insure (learn more: Cheap Auto Insurance for Older Vehicles).
Is auto insurance high on a Jaguar F-Pace?
On average, a full-coverage auto insurance policy for a Jaguar F Pace costs $199 monthly. Jaguar F Pace car insurance rates vary based on model year, driving record, age, and other factors.
Is auto insurance high on a Jaguar XF?
Jaguar XF car insurance costs $175 monthly on average, making it one of the more affordable Jaguar models to insure. However, you’ll need a Jaguar auto insurance quote to know exactly what you’ll pay.
How much are Jaguar F-Type auto insurance rates?
Jaguar F-Type insurance rates are $214 monthly on average, making it the highest of all Jaguar models. Compare Jaguar insurance costs to find better rates for your F-Type.
How much does Jaguar gap insurance cost?
It depends on what company you choose and many other factors. The only way to know for sure what gap insurance costs is to get quotes. Learn more about this coverage in our article: Guaranteed Auto Protection (Gap) Insurance.
How expensive is Jaguar XE auto insurance?
Jaguar XE car insurance costs an average of $170/mo for full coverage.
How much do Jaguars cost?
Most Jaguar models cost at least $50,000 to purchase, making them expensive exotic cars to insure (learn more: Auto Insurance for Exotic Vehicles).
Who has the absolute cheapest auto insurance for Jaguars?
Geico has the cheapest Jaguar car insurance price on average.
Who is cheaper Geico or Progressive?
Geico is cheaper on average than Progressive for those looking for Jaguar cheap insurance.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
