Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,766 a year or $147 each month
  • A liability-only policy costs around $708 a year or $59 each month
  • Highest rates are for teenage drivers at around $6,455 a year or $538 each month
  • Good drivers can save as much as $728 a year by earning policy discounts
  • Jaguar XF insurance costs around $247 more per year than the average vehicle

Jaguar XF insurance rates are $247 more expensive than the average vehicle. High-risk drivers could pay up to $538 per month. Continue reading to learn how you can save money on Jaguar XF insurance rates.

You can start comparing quotes for Jaguar XF insurance rates from some of the best auto insurance companies by using our free online tool now.

Jaguar XF Insurance Cost

The average auto insurance costs for a Jaguar XF are $1,766 a year or $147 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Jaguar XFs Expensive to Insure?

The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Audi A8, Audi S8, and Chevrolet Corvette.

Vehicle Comprehensive Collision Liability Total
Jaguar XF $406 $804 $398 $1,766
Audi A8 $464 $900 $390 $1,912
Audi S8 $658 $1368 $398 $2,582
Chevrolet Corvette $494 $922 $264 $1,790
Infiniti Q70 $370 $774 $338 $1,618
Lexus GS 300 $344 $656 $338 $1,474
Cadillac CTS-V $406 $804 $338 $1,684
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XF Insurance?

The Jaguar XF trim and model you choose can impact the total price you will pay for Jaguar XF insurance coverage.

Age of the Vehicle

The average Jaguar XF insurance rates are higher for newer models. For example, auto insurance for a 2018 Jaguar XF costs $1,766, while 2010 Jaguar XF insurance costs are $1,398, a difference of $368.

Model Year Comprehensive Collision Liability Total
2018 Jaguar XF $406 $804 $398 $1,766
2017 Jaguar XF $394 $784 $416 $1,752
2016 Jaguar XF $380 $752 $430 $1,720
2015 Jaguar XF $358 $726 $442 $1,684
2014 Jaguar XF $344 $674 $452 $1,628
2013 Jaguar XF $332 $634 $456 $1,580
2012 Jaguar XF $318 $568 $460 $1,504
2011 Jaguar XF $296 $522 $460 $1,436
2010 Jaguar XF $286 $490 $464 $1,398
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Jaguar XF auto insurance. For example, a 20-year-old driver could pay around $180 more each month for their Jaguar XF auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Phoenix may pay $971 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF auto insurance rates with violations on their driving record.

Jaguar XF Safety Ratings

Your Jaguar XF insurance rates are influenced by the safety ratings of the Jaguar XF. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Jaguar XF Crash Test Ratings

Jaguar XF crash test ratings can impact the cost of your Jaguar XF auto insurance. See Jaguar XF crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Jaguar XF Sportbrake 5HB AWD N/R N/R N/R N/R
2020 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2020 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2019 Jaguar XF Sportbrake SW AWD N/R N/R N/R N/R
2019 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2019 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XF Sportbrake 5 HB AWD N/R N/R N/R N/R
2018 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2018 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XF 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Jaguar XF Safety Features

The Jaguar XF safety features can help lower insurance costs. According to AutoBlog, the 2020 Jaguar XF has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Front And Rear Parking Sensors
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Power Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Jaguar XF Insurance Loss Probability

The Jaguar XF’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jaguar XF auto insurance rates; higher percentages mean higher Jaguar XF insurance rates.

Insurance Coverage Category Loss Rate
Collision 69%
Property Damage 1%
Comprehensive 91%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Jaguar XF Finance and Insurance Cost

If you are financing a Jaguar XF, you will pay more if you purchase Jaguar XF auto insurance at the dealership, so be sure to shop around and compare Jaguar XF insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

5 Ways to Save on Jaguar XF Insurance

Drivers can end up saving more money on their Jaguar XF insurance rates by employing any one of the following strategies.

  • Spy on Your Teen Driver
  • Buy a Jaguar XF with an Anti-Theft Device
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Jaguar XF
  • Compare Apples to Apples When Comparing Jaguar XF Insurance Rates and Policies
  • Ask About a Student Away from Home Discount

Top Jaguar XF Insurance Companies

Who is the best company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Jaguar XF Insurance Quotes Online

You can start comparing quotes for Jaguar XF insurance rates from some of the best auto insurance companies by using our free online tool now.