Best Cheap Auto Insurance in Chinook, MT (2021)

The average Chinook, MT auto insurance rates are $271 per month. The minimum auto insurance in Chinook is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Chinook, Montana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Chinook is Liberty Mutual
  • The average commute length in Chinook is 12.5 minutes
  • The most expensive auto insurance company in Chinook for teen drivers is Allstate

Chinook, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Chinook can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chinook, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Chinook to other Montana cities, including Belgrade auto insurance rates, Bozeman auto insurance rates, and Billings auto insurance rates to see how Chinook, Montana auto insurance rates stack up.

Before you buy Chinook, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chinook, Montana auto insurance quotes.

Minimum Auto Insurance in Chinook, Montana

Chinook, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chinook, Montana.

Minimum Required Auto Insurance Coverage in Chinook, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Chinook, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chinook, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chinook, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,509 $2,286 $2,286 $9,351 $9,351 $2,713 $2,713
Farmers $2,753 $2,753 $2,453 $2,453 $6,953 $6,953 $3,003 $3,003
GEICO $3,181 $2,973 $3,103 $2,830 $7,774 $7,235 $2,728 $2,486
Liberty Mutual $1,042 $1,042 $1,013 $1,013 $2,065 $2,065 $1,238 $1,238
Nationwide $2,956 $2,956 $2,678 $2,678 $5,958 $5,958 $3,135 $3,135
Progressive $3,410 $3,410 $3,046 $3,046 $7,827 $7,827 $3,851 $3,851
State Farm $1,620 $1,620 $1,413 $1,413 $4,651 $4,651 $1,750 $1,750
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

Cheap Chinook, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chinook, Montana is a challenge. Take a look at the annual teen auto insurance rates in Chinook, Montana.

Annual Auto Insurance Rates for Teen Drivers in Chinook, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,351 $9,351
Farmers $6,953 $6,953
GEICO $7,774 $7,235
Liberty Mutual $2,065 $2,065
Nationwide $5,958 $5,958
Progressive $7,827 $7,827
State Farm $4,651 $4,651
USAA $4,089 $4,089

Cheap Chinook, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Chinook, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chinook, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,286 $2,286
Farmers $2,453 $2,453
GEICO $3,103 $2,830
Liberty Mutual $1,013 $1,013
Nationwide $2,678 $2,678
Progressive $3,046 $3,046
State Farm $1,413 $1,413
USAA $1,166 $1,166

Cheap Chinook, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chinook, Montana compared to the annual auto insurance rates with a clean record in Chinook, Montana.

Annual Chinook, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,551 $4,183 $5,075 $4,050
Farmers $3,341 $4,293 $4,185 $3,341
GEICO $2,595 $4,108 $6,353 $3,100
Liberty Mutual $915 $1,584 $1,584 $1,275
Nationwide $2,654 $3,853 $5,002 $3,218
Progressive $3,923 $5,036 $4,831 $4,344
State Farm $2,214 $2,503 $2,358 $2,358
USAA $1,556 $1,923 $2,852 $1,900

Cheap Chinook, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chinook, Montana is not easy. Compare the annual rates for DUI auto insurance in Chinook, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Chinook, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,075
Farmers $4,185
GEICO $6,353
Liberty Mutual $1,584
Nationwide $5,002
Progressive $4,831
State Farm $2,358
USAA $2,852

Cheap Chinook, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chinook, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chinook, Montana

Insurance Company Poor Fair Good
Allstate $5,104 $4,071 $3,469
Farmers $4,480 $3,544 $3,346
GEICO $6,363 $3,392 $2,362
Liberty Mutual $1,340 $1,340 $1,340
Nationwide $4,661 $3,350 $3,033
Progressive $5,496 $4,187 $3,917
State Farm $3,390 $2,064 $1,620
USAA $2,788 $1,875 $1,511

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Cheap Chinook, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chinook, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Chinook, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chinook, Montana

ZIP Code Average Annual Rates
59523 $3,301

Cheap Chinook, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Chinook, Montana auto insurance. Find the cheapest annual Chinook, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chinook, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,116 $4,314
Farmers $3,790 $3,790
GEICO $3,967 $4,111
Liberty Mutual $1,340 $1,340
Nationwide $3,682 $3,682
Progressive $4,533 $4,533
State Farm $2,289 $2,428
USAA $2,033 $2,083

Cheap Chinook, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chinook, Montana? Check out the comparison of annual Chinook, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chinook, Montana

Insurance Company Low Medium High
Allstate $4,035 $4,206 $4,403
Farmers $3,567 $3,788 $4,016
GEICO $3,896 $4,012 $4,208
Liberty Mutual $1,254 $1,343 $1,422
Nationwide $2,851 $3,931 $4,262
Progressive $4,318 $4,523 $4,760
State Farm $2,246 $2,348 $2,481
USAA $1,975 $2,048 $2,150

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Best By Category: Cheapest Auto Insurance in Chinook, Montana

Compare the cheapest auto insurance companies in Chinook, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chinook, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Chinook, Montana Auto Insurance Companies

What auto insurance companies in Chinook, Montana are the cheapest? Compare the top Chinook, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chinook, Montana

Insurance Company Average Annual Rates
Allstate $4,215
Farmers $3,790
GEICO $4,039
Liberty Mutual $1,340
Nationwide $3,682
Progressive $4,533
State Farm $2,358
USAA $2,058

What affects auto insurance rates in Chinook, Montana?

There are a lot of reasons why auto insurance rates in Chinook, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chinook, Montana. Many local factors may affect your Chinook auto insurance rates.

Chinook Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Chinook, Montana auto theft statistics, there have been 2 auto thefts in the city.

Chinook Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chinook, Montana commute length is 12.5 minutes according to City-Data.

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Compare Chinook, Montana Auto Insurance Quotes

Before you buy Chinook, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chinook, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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