How Insurance Claims Work

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Can health insurance deny a claim caused by an auto accident? (Claims + Laws)

Car accidents can be scary. On top of dealing with the injury itself, you’ll also have to think about filing an insurance claim. The last thing you want to worry about is the medical expenses associated with the accident and whether your insurance will cover your treatment. The good news is that car insurance and...

Car accidents can be scary. On top of dealing with the injur...

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Does auto insurance pay over the limit of bodily injury to settle lawsuits?

Being in an auto accident is awful, but the lawsuit that can follow is even worse. It’s scary to think of someone suing you. You worry you might lose your home or have your wages garnished if you lose the lawsuit, so it’s fortunate that car insurance does cover lawsuits in many situations. If you...

Being in an auto accident is awful, but the lawsuit that can...

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Are auto accident insurance proceeds taxable?

After a vehicle accident, you may receive compensation. If this happens, one of your next actions should be to discover whether you received taxable insurance proceeds. The Internal Revenue Service (IRS) has specific guidelines in place to determine which insurance proceeds are taxable. The IRS considers each type of payment to have specific purposes, so...

After a vehicle accident, you may receive compensation. If t...

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Can your auto insurance company drop you after a claim?

If you’ve been in a crash and have had to make an insurance claim, you have plenty to worry about as you try to get back to normal. Unfortunately, you may be concerned that your insurance company will be unhappy and refuse to cover you in the future. So, can your auto insurance drop you...

If you’ve been in a crash and have had to make an insuranc...

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Totaled Car Value Calculator

If you’ve been in an accident, you may be making an insurance claim. You’ll want to know whether your insurance company will pay for the damages and how quickly you can get the vehicle back on the road. However, sometimes the damage may make repairs too expensive for the car’s current value — what insurance...

If you’ve been in an accident, you may be making an in...

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How can I check my auto insurance claims history?

Auto insurers use your claims history to determine your rates. Here’s why insurance companies look at your claims history, what a letter of experience is, how your past claims affect your rates, how long claims affect your rates, and how to order your claims history outside of your insurance company.  Check Your Auto Insurance Claims...

Auto insurers use your claims history to determine your rate...

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Settling a Car Accident Without Insurance

A scratch on your car door or a fender bender is an annoying inconvenience. If you rear-end someone at a slow speed and both the cars just have a tiny bump, or you’re in an accident that left one or both vehicles with just scratched paint, is it worth claiming minor damages through car insurance? ...

A scratch on your car door or a fender bender is an annoying...

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Auto Insurance for Maintenance

If you don’t maintain your vehicle properly, it will run inefficiently and then eventually vital components will fail. Vehicle owners are going to pay more in the long run when they don’t invest the money that’s needed to maintain their vehicle, including: Change their oil Top off their fluids Rotate their tires Service their transmission...

If you don’t maintain your vehicle properly, it will run i...

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Can someone claim on your auto insurance without you knowing?

Getting into a car accident can be incredibly stressful, and it can be worse if you’re worried that another party is planning on making a claim against your car insurance. Perhaps not as stressful as needing to settle a claim without insurance whatsoever, but that doesn’t happen as often. The good news is that you...

Getting into a car accident can be incredibly stressful, and...

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Will hitting a deer raise my insurance rates?

If you’re wondering if hitting a deer will raise your insurance rates, it depends entirely on the type of insurance coverage you have. For example, with a comprehensive policy, GEICO covers deer accidents. However, hitting a deer doesn’t carry the same risk of rate increases as hitting another vehicle. More than likely, you won’t pay...

If you’re wondering if hitting a deer will raise your insu...

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How long can an auto insurance claim stay open?

When you are involved in an auto accident, it’s a stressful time. One of the most important concerns is whether your auto insurance company settles your claim fairly and quickly, allowing you to pay medical expenses for injuries to you and others and to repair the damage to your car. Most insurers try to settle...

When you are involved in an auto accident, it’s a stre...

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Can I keep my car if the insurance company totals it?

For many people, the term “total loss” invokes an image of a vehicle that has been destroyed. If you are one of them, you may be asking yourself two questions: “Can I keep my car if the insurance company totals it out?” And, “Why would anyone want to?” Of course, the answer to both questions...

For many people, the term “total loss” invokes a...

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Can I claim insurance for car dents?

It can be frustrating to see dents mar the once-smooth, gleaming surface of your car, and even more so to find that the price to restore your vehicle to its former condition is so high. If you have a wreck involving another party, their insurer may offer compensation for cosmetic damage, but this is not...

It can be frustrating to see dents mar the once-smooth, glea...

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What does the insurance company do with my totaled car?

It can be confusing to determine when a vehicle involved in an accident is considered totaled. The rules around totaling a vehicle are complicated. It is important for you to understand how total loss claims work, and what is most likely to happen to your totaled car. What happens to a totaled car?  The process differs from...

It can be confusing to determine when a vehicle involved in ...

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What is a comprehensive claim for auto insurance?

Choosing the right type of auto insurance coverage for your vehicle can get confusing. Many drivers find themselves wondering — what is the difference between collision insurance and comprehensive coverage, and what is a comprehensive loss? The information in this article is intended to help answer the important questions you have about your auto insurance...

Choosing the right type of auto insurance coverage for your ...

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