Best Cheap Auto Insurance in Alliance, OH (2021)

The average Alliance, OH auto insurance rates are $231 per month. The minimum auto insurance in Alliance is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Alliance, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Alliance for teen drivers is Liberty Mutual
  • The average commute length in Alliance is 19.6 minutes
  • Average auto insurance rates in Alliance, OH for senior drivers are $1,432 per year

Alliance, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Alliance can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alliance, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Alliance to other Ohio cities, including Parma auto insurance rates, Lorain auto insurance rates, and Cleveland auto insurance rates to see how Alliance, Ohio auto insurance rates stack up.

Before you buy Alliance, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alliance, Ohio auto insurance quotes.

Minimum Auto Insurance in Alliance, Ohio

Alliance, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alliance, Ohio.

Minimum Required Auto Insurance Coverage in Alliance, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Alliance, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alliance, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alliance, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $2,009 $1,823 $1,949 $5,562 $6,352 $2,111 $2,250
American Family $907 $941 $826 $830 $2,749 $2,984 $1,120 $1,179
Farmers $1,767 $1,764 $1,555 $1,640 $7,872 $8,190 $1,983 $2,072
GEICO $1,298 $1,263 $1,226 $1,246 $3,504 $3,256 $1,442 $1,216
Liberty Mutual $2,009 $2,195 $1,543 $1,884 $10,534 $11,895 $2,131 $2,324
Nationwide $2,261 $2,271 $2,041 $2,054 $5,855 $7,539 $2,422 $2,816
Progressive $1,764 $1,653 $1,470 $1,518 $8,046 $9,055 $2,109 $2,183
State Farm $1,395 $1,395 $1,247 $1,247 $4,331 $5,447 $1,619 $1,852
Travelers $1,356 $1,377 $1,345 $1,341 $5,893 $9,368 $1,413 $1,606
USAA $971 $979 $923 $922 $3,000 $3,342 $1,300 $1,399

Cheap Alliance, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alliance, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Alliance, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Alliance, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,562 $6,352
American Family $2,749 $2,984
Farmers $7,872 $8,190
GEICO $3,504 $3,256
Liberty Mutual $10,534 $11,895
Nationwide $5,855 $7,539
Progressive $8,046 $9,055
State Farm $4,331 $5,447
Travelers $5,893 $9,368
USAA $3,000 $3,342

Cheap Alliance, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Alliance, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alliance, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,823 $1,949
American Family $826 $830
Farmers $1,555 $1,640
GEICO $1,226 $1,246
Liberty Mutual $1,543 $1,884
Nationwide $2,041 $2,054
Progressive $1,470 $1,518
State Farm $1,247 $1,247
Travelers $1,345 $1,341
USAA $923 $922

Cheap Alliance, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alliance, Ohio compared to the annual auto insurance rates with a clean record in Alliance, Ohio.

Annual Alliance, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,528 $3,063 $3,585 $2,860
American Family $1,382 $1,462 $1,462 $1,462
Farmers $2,768 $3,564 $3,476 $3,615
GEICO $1,223 $1,768 $2,577 $1,657
Liberty Mutual $3,622 $4,657 $4,753 $4,226
Nationwide $2,732 $3,473 $4,404 $3,020
Progressive $2,992 $4,084 $3,189 $3,633
State Farm $2,112 $2,521 $2,317 $2,317
Travelers $2,186 $2,844 $4,285 $2,533
USAA $1,228 $1,649 $2,179 $1,362

Cheap Alliance, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alliance, Ohio is not easy. Compare the annual rates for DUI auto insurance in Alliance, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Alliance, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,585
American Family $1,462
Farmers $3,476
GEICO $2,577
Liberty Mutual $4,753
Nationwide $4,404
Progressive $3,189
State Farm $2,317
Travelers $4,285
USAA $2,179

Cheap Alliance, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alliance, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alliance, Ohio

Insurance Company Poor Fair Good
Allstate $3,864 $2,814 $2,349
American Family $1,913 $1,306 $1,106
Farmers $3,796 $3,212 $3,059
GEICO $2,165 $1,806 $1,447
Liberty Mutual $6,177 $3,792 $2,974
Nationwide $4,115 $3,313 $2,795
Progressive $3,888 $3,376 $3,161
State Farm $3,301 $2,040 $1,608
Travelers $3,308 $2,883 $2,696
USAA $2,082 $1,474 $1,257

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Cheap Alliance, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alliance, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Alliance, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alliance, Ohio

ZIP Code Average Annual Rates
44601 $2,654

Cheap Alliance, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Alliance, Ohio auto insurance. Find the cheapest annual Alliance, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alliance, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,009 $3,009
American Family $1,425 $1,459
Farmers $3,356 $3,356
GEICO $1,775 $1,838
Liberty Mutual $4,315 $4,315
Nationwide $3,408 $3,408
Progressive $3,475 $3,475
State Farm $2,259 $2,374
Travelers $2,962 $2,962
USAA $1,543 $1,666

Cheap Alliance, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alliance, Ohio? Check out the comparison of annual Alliance, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alliance, Ohio

Insurance Company Low Medium High
Allstate $2,898 $3,002 $3,126
American Family $1,419 $1,453 $1,453
Farmers $3,179 $3,305 $3,583
GEICO $1,744 $1,798 $1,877
Liberty Mutual $4,139 $4,339 $4,466
Nationwide $3,749 $3,305 $3,169
Progressive $3,334 $3,445 $3,645
State Farm $2,201 $2,324 $2,425
Travelers $2,869 $3,003 $3,014
USAA $1,529 $1,603 $1,682

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Best By Category: Cheapest Auto Insurance in Alliance, Ohio

Compare the cheapest auto insurance companies in Alliance, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alliance, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Alliance, Ohio Auto Insurance Companies

What auto insurance companies in Alliance, Ohio are the cheapest? Compare the top Alliance, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alliance, Ohio

Insurance Company Average Annual Rates
Allstate $3,009
American Family $1,442
Farmers $3,356
GEICO $1,806
Liberty Mutual $4,315
Nationwide $3,408
Progressive $3,475
State Farm $2,317
Travelers $2,962
USAA $1,605

What affects auto insurance rates in Alliance, Ohio?

There are a lot of reasons why auto insurance rates in Alliance, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alliance, Ohio. Many local factors may affect your Alliance auto insurance rates.

Alliance Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Alliance, Ohio auto theft statistics, there have been 13 auto thefts in the city.

Alliance Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alliance, Ohio commute length is 19.6 minutes according to City-Data.

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Compare Alliance, Ohio Auto Insurance Quotes

Before you buy Alliance, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alliance, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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