Best Cheap Auto Insurance in Ada, OH (2021)

The average Ada, OH auto insurance rates are $208 per month. The minimum auto insurance in Ada is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Ada, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Ada, Ohio is 25/50/25
  • The cheapest auto insurance company in Ada is USAA
  • The most expensive auto insurance company in Ada for teen drivers is Liberty Mutual

Ada, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Ada can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ada, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Ada to other Ohio cities, including Lorain auto insurance rates, Akron auto insurance rates, and Cleveland auto insurance rates to see how Ada, Ohio auto insurance rates stack up.

Before you buy Ada, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ada, Ohio auto insurance quotes.

Minimum Auto Insurance in Ada, Ohio

Ada, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ada, Ohio.

Minimum Required Auto Insurance Coverage in Ada, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ada, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ada, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ada, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,869 $1,691 $1,807 $5,143 $5,880 $1,970 $2,104
American Family $914 $950 $826 $833 $2,648 $2,876 $1,121 $1,180
Farmers $1,630 $1,623 $1,436 $1,513 $7,080 $7,341 $1,828 $1,913
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,587 $1,501 $1,321 $1,362 $6,968 $7,843 $1,908 $1,968
State Farm $1,421 $1,421 $1,271 $1,271 $4,418 $5,555 $1,649 $1,888
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap Ada, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ada, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Ada, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Ada, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,143 $5,880
American Family $2,648 $2,876
Farmers $7,080 $7,341
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,448 $7,025
Progressive $6,968 $7,843
State Farm $4,418 $5,555
Travelers $5,411 $8,570
USAA $2,525 $2,812

Cheap Ada, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Ada, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ada, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,691 $1,807
American Family $826 $833
Farmers $1,436 $1,513
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,925 $1,939
Progressive $1,321 $1,362
State Farm $1,271 $1,271
Travelers $1,247 $1,242
USAA $785 $785

Cheap Ada, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ada, Ohio compared to the annual auto insurance rates with a clean record in Ada, Ohio.

Annual Ada, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,838 $3,323 $2,656
American Family $1,360 $1,438 $1,438 $1,438
Farmers $2,511 $3,232 $3,152 $3,287
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,638 $3,580 $2,807 $3,205
State Farm $2,153 $2,571 $2,362 $2,362
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Cheap Ada, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ada, Ohio is not easy. Compare the annual rates for DUI auto insurance in Ada, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Ada, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,323
American Family $1,438
Farmers $3,152
GEICO $2,408
Liberty Mutual $3,696
Nationwide $4,131
Progressive $2,807
State Farm $2,362
Travelers $3,940
USAA $1,829

Cheap Ada, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ada, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ada, Ohio

Insurance Company Poor Fair Good
Allstate $3,581 $2,612 $2,184
American Family $1,874 $1,289 $1,093
Farmers $3,452 $2,912 $2,773
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,855 $3,106 $2,623
Progressive $3,440 $2,965 $2,768
State Farm $3,365 $2,080 $1,640
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

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Cheap Ada, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ada, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Ada, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ada, Ohio

ZIP Code Average Annual Rates
45810 $2,398

Cheap Ada, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Ada, Ohio auto insurance. Find the cheapest annual Ada, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ada, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,792 $2,792
American Family $1,402 $1,436
Farmers $3,046 $3,046
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $3,195 $3,195
Progressive $3,057 $3,057
State Farm $2,303 $2,420
Travelers $2,726 $2,726
USAA $1,306 $1,409

Cheap Ada, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ada, Ohio? Check out the comparison of annual Ada, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ada, Ohio

Insurance Company Low Medium High
Allstate $2,703 $2,787 $2,887
American Family $1,399 $1,429 $1,428
Farmers $2,897 $3,004 $3,235
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,541 $3,096 $2,948
Progressive $2,962 $3,036 $3,174
State Farm $2,244 $2,369 $2,472
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in Ada, Ohio

Compare the cheapest auto insurance companies in Ada, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ada, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ada, Ohio Auto Insurance Companies

What auto insurance companies in Ada, Ohio are the cheapest? Compare the top Ada, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ada, Ohio

Insurance Company Average Annual Rates
Allstate $2,792
American Family $1,419
Farmers $3,046
GEICO $1,699
Liberty Mutual $3,357
Nationwide $3,195
Progressive $3,057
State Farm $2,362
Travelers $2,726
USAA $1,357

What affects auto insurance rates in Ada, Ohio?

There are a lot of reasons why auto insurance rates in Ada, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ada, Ohio. Many local factors may affect your Ada auto insurance rates.

Ada Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ada, Ohio auto theft statistics, there have been 0 auto thefts in the city.

Ada Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ada, Ohio commute length is 19.8 minutes according to City-Data.

Ada Traffic

How does Ada, Ohio rank for traffic? According to Inrix Ada, Ohio is the 519th most congested worldwide.

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Compare Ada, Ohio Auto Insurance Quotes

Before you buy Ada, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ada, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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