Best Cheap Auto Insurance in Wilmore, KS (2021)

The average Wilmore, KS auto insurance rates are $315 per month. The minimum auto insurance in Wilmore is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Wilmore, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Wilmore is American Family
  • Average auto insurance rates in Wilmore, KS for senior drivers are $2,252 per year
  • The most expensive auto insurance company in Wilmore for teen drivers is Liberty Mutual

Wilmore, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Wilmore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wilmore, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Wilmore to other Kansas cities, including Lawrence auto insurance rates, Shawnee auto insurance rates, and Overland Park auto insurance rates to see how Wilmore, Kansas auto insurance rates stack up.

Before you buy Wilmore, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wilmore, Kansas auto insurance quotes.

Minimum Auto Insurance in Wilmore, Kansas

Wilmore, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wilmore, Kansas.

Minimum Required Auto Insurance Coverage in Wilmore, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wilmore, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wilmore, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilmore, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,773 $1,773 $1,598 $1,598 $3,300 $3,937 $1,773 $1,976
Farmers $2,856 $2,849 $2,559 $2,661 $7,371 $7,650 $3,206 $3,389
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,832 $2,738 $2,285 $2,368 $9,774 $11,081 $3,359 $3,598
State Farm $1,874 $1,874 $1,635 $1,635 $4,914 $6,273 $2,104 $2,374
Travelers $2,365 $2,420 $2,245 $2,294 $9,104 $14,342 $2,408 $2,933
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Wilmore, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wilmore, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Wilmore, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Wilmore, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,300 $3,937
Farmers $7,371 $7,650
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,774 $11,081
State Farm $4,914 $6,273
Travelers $9,104 $14,342
USAA $4,983 $5,299

Cheap Wilmore, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Wilmore, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wilmore, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,598 $1,598
Farmers $2,559 $2,661
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,285 $2,368
State Farm $1,635 $1,635
Travelers $2,245 $2,294
USAA $1,424 $1,461

Cheap Wilmore, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wilmore, Kansas compared to the annual auto insurance rates with a clean record in Wilmore, Kansas.

Annual Wilmore, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,178 $2,328 $2,178 $2,178
Farmers $3,444 $4,400 $4,289 $4,139
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,407 $5,112 $4,582 $4,917
State Farm $2,636 $3,035 $2,835 $2,835
Travelers $3,541 $4,546 $6,180 $4,790
USAA $1,897 $2,529 $3,713 $2,170

Cheap Wilmore, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wilmore, Kansas is not easy. Compare the annual rates for DUI auto insurance in Wilmore, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Wilmore, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,735
American Family $2,178
Farmers $4,289
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,582
State Farm $2,835
Travelers $6,180
USAA $3,713

Cheap Wilmore, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wilmore, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wilmore, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $2,889 $2,054 $1,704
Farmers $4,802 $3,806 $3,596
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,498 $4,566 $4,199
State Farm $4,129 $2,467 $1,910
Travelers $5,529 $4,470 $4,293
USAA $3,553 $2,300 $1,879

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Cheap Wilmore, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wilmore, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Wilmore, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wilmore, Kansas

ZIP Code Average Annual Rates
67155 $3,941

Cheap Wilmore, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Wilmore, Kansas auto insurance. Find the cheapest annual Wilmore, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wilmore, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,187 $2,245
Farmers $4,068 $4,068
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,754 $4,754
State Farm $2,765 $2,906
Travelers $4,764 $4,764
USAA $2,500 $2,655

Cheap Wilmore, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wilmore, Kansas? Check out the comparison of annual Wilmore, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilmore, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,247 $2,328 $2,072
Farmers $3,916 $4,047 $4,240
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,552 $4,724 $4,987
State Farm $2,738 $2,843 $2,925
Travelers $4,546 $4,771 $4,975
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Wilmore, Kansas

Compare the cheapest auto insurance companies in Wilmore, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wilmore, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wilmore, Kansas Auto Insurance Companies

What auto insurance companies in Wilmore, Kansas are the cheapest? Compare the top Wilmore, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wilmore, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,216
Farmers $4,068
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,754
State Farm $2,835
Travelers $4,764
USAA $2,577

What affects auto insurance rates in Wilmore, Kansas?

There are a lot of reasons why auto insurance rates in Wilmore, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wilmore, Kansas. Many local factors may affect your Wilmore auto insurance rates.

Wilmore Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wilmore, Kansas auto theft statistics, there have been 2 auto thefts in the city.

Wilmore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wilmore, Kansas commute length is 12.0 minutes according to City-Data.

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Compare Wilmore, Kansas Auto Insurance Quotes

Before you buy Wilmore, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wilmore, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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